Tally vs MoneyTurtle

Tally is a personal finance tracker that runs entirely on your iPhone. No accounts. No ads. No data collection. Log purchases, track subscriptions, watch your balances, and see where your money goes. TRACK PURCHASES Add a purchase in seconds — the amount field is auto-focused so the keyboard's already up. Pick from a category grid you can extend with your own emoji and color. Attach receipt photos, add notes, and edit or delete any transaction with full date control. Scan a receipt or price tag with the camera (or the iPhone Action Button) and Tally pre-fills the amount, merchant, and category. Hold the mic button to log a purchase by voice. MANAGE SUBSCRIPTIONS See every recurring charge in one place — Netflix, Spotify, Claude, that one app you forgot about — each with the app icon pulled from the App Store. Set renewal dates, get a reminder before each charge, and see your monthly and yearly totals. MULTIPLE ACCOUNTS & BALANCE TRACKING Track checking, credit, debit, Venmo, and more in one place. See your total balance, compare against last month, and view a balance trend chart by hour, day, or week. Tap + or − to log income or spending. Record what your balance was on any past date to re-anchor your history. DASHBOARD Today, this week, this month, this year — tap any cell on the dashboard to switch the spending pie chart and breakdown to that timeframe. Set monthly and per-category budgets with progress bars. See net cash flow when you add your income schedule. IMPORT FROM YOUR BANK Import purchases and income from PDF or photo bank statements. Share a statement straight from your bank's app into Tally. Parsing skips duplicates and learns merchant categories over time. LOCK-SCREEN WIDGET & LIVE ACTIVITY Add a purchase from the lock-screen widget — one tap opens straight to "New Purchase" with the keyboard up. A Live Activity shows your monthly budget progress. SIRI, SHORTCUTS & ACTION BUTTON Log spending with Siri ("Add coffee to Tally"), Shortcuts, or your iPhone Action Button — including receipt scanning on supported devices. EXPORT YOUR DATA Export everything to CSV in one tap. Back up and restore your full Tally library as JSON — every purchase, subscription, account, income entry, budget, and balance snapshot — so nothing's lost if you switch devices. LIGHT + DARK MODE Match your system or pick whichever you prefer. Your data stays on your device. The only network requests Tally makes are to fetch app icons for the subscriptions you add (via Apple's iTunes Search API and DuckDuckGo's icon service) — and even those are anonymous.

The private way to know exactly where your money goes. MoneyTurtle is a simple, beautiful expense tracker and net-worth companion built around one principle: your financial data belongs to you — and only you. PRIVACY FIRST — YOUR DATA NEVER LEAVES YOUR SPACE Unlike most finance apps, MoneyTurtle has no servers, no accounts on our side, and no data collection. Everything you enter stays on your iPhone. If you turn on sync, it goes through your own personal iCloud account — encrypted, in your private space, invisible to us and to anyone else. We couldn't see your data even if we wanted to. There is nothing to sell, leak, or analyze. TRACK YOUR SPENDING, EFFORTLESSLY Add an expense in seconds. See what you spent this month, what came in, and what's left — at a glance. Browse your history by day or on a monthly calendar, and organize everything with fully customizable categories and subcategories. WATCH YOUR WEALTH GROW Log your savings, investments, crypto, and loans month by month, and MoneyTurtle turns them into a clear net-worth picture over time. Charts show your progress, not just your spending. UNDERSTAND YOUR HABITS Analytics break down where your money goes by category and over time, so patterns show up before they become problems. MADE FOR IPHONE • Home Screen widgets keep your month at a glance • Lock the app behind Face ID • Light and dark appearance • Multiple currencies • Export your data anytime — it's yours, take it anywhere • Optional iCloud sync across your devices, using your account, your space No subscriptions to your data. No tracking. No ads. Just you and your money.