Comparison

Budgetra vs Займы онлайн

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgetra

Easily track daily expenses, income, and budgets without spreadsheets. Set savings goals, manage personal or shared wallets, and gain simple insights into your finances. Ideal for individuals, couples, and families seeking financial clarity.

Highlights
  • Track expenses and income
  • Manage personal or shared wallets
  • Create and track savings goals
  • Review spending by category
  • Support for multiple currencies
  • Simple financial insights
Features
Read full description

Budgetra is a simple money tracker for daily expenses, income, budgets, shared wallets, and savings goals. Track what you spend, see where your money goes, and keep personal or shared wallets clear without spreadsheets. With Budgetra you can: • Add expenses and income in seconds • See your current balance at a glance • Track spending by day, week, month, or year • Review spending by category • Create savings goals and follow progress • Keep separate wallets for different budgets • Share a wallet with a partner or family • Work with multiple currencies • Get simple insights about your money Budgetra is made for people who want clarity, not spreadsheets. It works well for personal budgets, couples, family expenses, travel wallets, savings goals, and daily spending habits. Budgetra Plus unlocks more flexibility: • Unlimited wallets • Shared wallets and real-time sync • Currency conversion • Unlimited goals Download Budgetra and make your money easier to follow. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetra.ryvodev.ru/privacy

About

Займы онлайн

Quickly apply for a loan online by filling out a short form. Approved funds can be transferred directly to your bank card. Applications are processed 24/7, with decisions typically made within minutes.

Highlights
  • Fast loan application
  • Funds transferred to bank card
  • 24/7 application processing
  • Quick decision-making
  • Individual loan terms
Read full description

С приложением «Займы онлайн: Мерга» вы можете быстро оформить заявку на получение займа. Для этого достаточно заполнить короткую анкету, после чего, при одобрении, денежные средства могут быть перечислены на вашу банковскую карту. Заявки принимаются и рассматриваются круглосуточно, включая выходные и праздничные дни. Решение по заявке обычно принимается в течение нескольких минут. Процентная ставка, сумма займа и срок возврата определяются индивидуально в соответствии с условиями договора займа. Годовая процентная ставка может составлять от 24,6% (min) до 32,15% (max). Период погашения долга от 62 до 365 дней. ООО МКК «Мерга» Адрес: 111401, город Москва, вн.тер.г. муниципальный округ Перово, ул. Новогиреевская, д. 18/31, помещ. 4/1/1 ОГРН: 1267700088633 ИНН: 7720963872 Лицензия ЦБ РФ: 2603045010263 от 07.05.2026

Screenshots

Budgetra4 screens
Займы онлайн3 screens

Verdict

The call

The clearest difference is in-app purchases: Займы онлайн at none against Budgetra's 2. Займы онлайн also leads on iOS requirement (17.0 vs 26.0). Budgetra's advantage is ads (none vs shown). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgetra sells 2 in-app purchases, starting at $3.99 per month. Займы онлайн asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.0 for Budgetra against 4.0 for Займы онлайн. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

UpkeepUpdate frequency

Budgetra ships an update fortnightly, Займы онлайн every 2 weeks. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
Budgetra versus Займы онлайн: the parameters behind the verdict, then further details
ParameterBudgetraЗаймы онлайн
PriceFreeFree
Rating4.0 (2 ratings)4.0 (4 ratings)
Positive reviews50.0% of reviews—
Number of ratings24 — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFreemiumAd-supported — better
DevicesiPhone, iPad — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size13 MB9 MB
Age rating4+4+
DeveloperAlan LokiaevMERGA, OOO

Customer experience

Budgetra

Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

Займы онлайн

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

2 purchases

Budgetra

Subscriptions2
  • Budgetra Plus Monthly$3.991 Month
  • Budgetra Plus Annual7 Days trial$29.991 Year
None

Займы онлайн

No in-app purchases

Questions

Is Budgetra free?
Budgetra is free to download, with in-app purchases available.
Is Займы онлайн free?
Займы онлайн is free to download, with no in-app purchases.
Which has better reviews, Budgetra or Займы онлайн?
Budgetra and Займы онлайн are both rated 4.0 out of 5 on the App Store, from 2 and 4 ratings respectively.
Do Budgetra or Займы онлайн have ads?
Займы онлайн shows ads; Budgetra does not.
Which is updated more often, Budgetra or Займы онлайн?
Budgetra ships an update fortnightly, and Займы онлайн every 2 weeks. Most recently, Budgetra was updated on October 10, 2026 and Займы онлайн on October 7, 2026.

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