Fintu vs Cuentio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fintu
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Fintu helps you understand your money without the hassle. Log expenses and income, track your subscriptions, and see your month at a glance. With a clean, fast interface, Fintu brings together everything you need to follow your transactions and keep your personal finances under control in one place. What you can do with Fintu: • Log expenses and income in seconds • Organize your transactions by category • Track subscriptions and upcoming charges • See how much you spend each month at a glance • Check the balance between income and expenses • Spot which categories weigh most on your budget • Get a clearer view of your money every month Fintu is designed to be simple, visual, and useful from the very first moment. No spreadsheets, no complicated menus, no friction. If you're looking for a personal finance app to track expenses, income, and subscriptions clearly, Fintu is for you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Cuentio
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Where does your money go? Cuentio is an expense tracker with no bank linking: log each expense in two taps, or snap a photo of the receipt and AI records it for you in seconds. No bank credentials, no ads, and manual tracking is free with no limits. LOG EXPENSES IN TWO TAPS • Fast manual entry: amount, category, done. Unlimited expenses and income, free. • Unlimited accounts and categories, recurring expenses (rent, subscriptions) and home screen widgets so you can log without opening the app. SNAP A PHOTO OF THE RECEIPT • Scan a receipt and AI extracts the total, date, merchant and VAT. • You get a free monthly allowance of AI actions, with the counter always visible in the app. • The photo stays attached to the expense: your receipt archive, always at hand. SAY IT OR TYPE IT • "Coffee 3.50" spoken out loud or typed as is: AI turns it into a categorized expense. BUDGETS AND CLEAR REPORTS • Budgets per category with warnings before you overspend. • Monthly and category reports: see where your money goes at a glance. • Optional AI monthly summary that explains your month in plain language. SHARE HOUSEHOLD EXPENSES • Create a shared household and invite your partner with a code: every expense shows who logged it, with a balance per member. • Invited members don't pay anything. NO BANK LINKING, BY DESIGN • Cuentio never connects to your bank or asks for banking credentials. It's an expense tracker that works just as well with cards, cash or multiple currencies. • Logging expenses yourself makes you more aware of your spending: that's the point. YOUR DATA IS YOURS • Exporting to CSV, Excel or PDF is free, forever. No ransom for your own data. • Backup and sync across devices are included in the free plan. • Delete your account and take your data with you whenever you want. WHAT'S FREE AND WHAT'S PRO Free: unlimited manual tracking, accounts, categories, recurring expenses, budgets, reports, widgets, sync, backup, export and a monthly AI allowance. Cuentio Pro (monthly or yearly subscription): a larger AI allowance, AI monthly summaries, shared household for its creator, PDF export with receipt photos, automatic exchange rates and extra personalization. No weekly plan, and no ads on any plan. Cuentio is a money manager built for everyday spending: a daily expense tracker, a spending tracker for your monthly budget and a personal finance log in one simple app. If you want a budget app without bank linking, a receipt scanner that fills in the expense for you, and a money tracker your partner can share, download Cuentio and start today: logging your first expense takes less than a minute. https://www.lghdeveloper.com/en/terms https://www.lghdeveloper.com/en/privacy
Screenshots
Verdict
Fintu and Cuentio are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fintu sells 2 in-app purchases, starting at $2.99 per month and Cuentio sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Fintu ships an update every 3 days, Cuentio every 6 days. Both last shipped on October 24, 2026.
| Parameter | Fintu | Cuentio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days — better | Every 6 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 14 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Rafa Tarrega | Leandro Gartner |
In-app purchases
Fintu
- Mensual$2.991 Month
- Anual$19.991 Year
Cuentio
- Cuentio Pro Monthly$4.991 Month
- Cuentio Pro Founder14 Days trial$22.991 Year
- Cuentio Pro Yearly14 Days trial$29.991 Year









