FlowFunds Finance Planner vs myComptee

FlowFunds is a private, local-first finance planner for Mac, iPhone, and iPad. Organize budgets, cash flow, debt, savings, investments, and long-term goals without linking bank accounts or brokerage accounts. Designed for people who want practical visibility into their financial life without connecting bank accounts, brokerage accounts, or outside financial institutions, FlowFunds gives you a clear place to enter your own numbers, build dashboards, compare scenarios, and understand how today’s choices may affect future outcomes. Create finance dashboards for everyday planning, review recurring income and expenses, track savings goals, model debt payoff, explore compound growth, and use planning calculators to better understand your personal finances. Premium tools unlock expanded views for income, debt, analysis, and deeper financial review. FlowFunds is local-first and privacy-focused. Your dashboard data is created by you and stored on your Mac, iPhone, and iPad, with optional iCloud document support for Apple account syncing. Optional Caelvex Labs market-data lookups can refresh investment prices, dividend yields, and historical price series for planning scenarios. Key features: • Personal finance dashboards for focused money planning • Budget and cash flow organization • Income, savings, debt, and investment planning tools • Investment rows with optional market-data refreshes • Historical Monte Carlo planning and target probability views • Compound growth and long-term goal calculators • Scenario comparison for personal financial decisions • Optional iCloud document support • Premium unlock through Apple In-App Purchase • Clean Mac interface built for focused financial review FlowFunds is for planning, organization, and calculation. It does not provide investment advice, trading recommendations, banking services, brokerage services, lending, insurance, tax advice, legal advice, or fiduciary money management. Use FlowFunds to understand your own numbers, compare possibilities, and make more informed personal finance decisions.

myComptee manages your personal finances AND your shared accounts, built for life with others (couples, flatmates, families). No automatic bank connection: you stay in control of your data. You enter your transactions (or import your history), and myComptee helps you see clearly. PERSONAL AND SHARED ACCOUNTS • Create as many accounts as you like. • Share a joint account with other members: everyone sees and enters transactions in real time. • Owner / member / viewer roles. EVERYDAY TRACKING • Expenses and income, with customisable categories and sub-categories. • Payees (merchants) with a default category and logo. • Attachments (receipt photo, PDF). • Search, advanced filters and sorting. BANK RECONCILIATION • Tick off your transactions against your bank statement, the MS Money way. • Reconciled / unreconciled balances at a glance. TRANSFERS, SCHEDULES & FORECAST • Internal transfers between your accounts. • Recurring transactions (rent, subscriptions, salary). • Projected balance for the days ahead. IMPORT & REPORTS • Import your history in QIF format (from MS Money in particular). • Spending reports by category, with month-over-month comparison. SYNCED & NOTIFIED • Your data synced in real time across all your devices (iPhone, web). • Notifications when a member of a joint account adds a transaction. PRIVACY • Your sensitive data (account names, IBAN, notes) is encrypted. • No ads, no data reselling. myComptee is free. Your finances, your way — and shared with the people you choose.