Budget vs Veyno

Where does your money actually go each month? Budget shows you. No ads, no account needed. Log every expense, income, transfer, charge, or payment. Pick the account, pick the category, add an optional note. Set monthly limits per category, schedule recurring bills and paychecks, and save toward goals like vacation or an emergency fund. Everything you log lives on your phone, with no sign-in and no cloud sync. Answers to your money questions • Where did all my money go this month? • How much can I still spend on groceries before I'm over budget? • What's my current net worth? • When is my next bill due? • How much have I saved for vacation so far? • Did this account move up or down this month? Transactions • Expense, income, and transfer entries • Charge and payment entries for credit cards and loans • Required fields: amount, account, category, date • Optional note on every transaction • Edit or delete with a tap Accounts • Asset accounts: cash, checking, savings, investment • Liability accounts: credit cards, loans, lines of credit • Per-account name, color, and a toggle to include or exclude from your total • Balances roll up to a Net Worth total • Bars showing each account's share of the total • Archive retired accounts and restore them later Budgets • One-off budgets per expense category, per month • Recurring budget templates that renew every month • Progress bar with remaining or over-by amount • Tap a category to see the month's transactions • End a recurring budget on any month Recurring transactions • Daily, weekly, biweekly, semimonthly, monthly, or yearly cadence • Optional end date on every series • Upcoming entries appear on the home screen • Calendar shows projected and recorded entries with different markers Saving goals • Name, optional target, optional deadline • Presets: Vacation, Car, House, Wedding, Emergency Fund • Progress ring with percent complete and a Reached state • Deposits and withdrawals create linked transactions • See remaining amount, percent complete, and days to deadline Calendar • Month grid with markers on transaction days • Different markers for recorded and projected (recurring) entries • Tap a day to see that day's transactions and projections • Projected end-of-month balance at the top Stats • Expense breakdown by category for the active range • This Month or Last 6 Months toggle • 6-month income and expense bar chart • Income, Expense, and Net columns at the bottom • Tap any category in the legend to see its transactions Net Worth • Assets minus liabilities at the top • Month-to-date change since the start of the month • Line chart of net worth over time • Per-account asset and liability breakdowns More to explore • 28 hand-built themes • Daily reminder with quiet days • Cent-accurate math, no rounding errors • Translated into 39 languages Ad-free & private • No ads • All data stays on your device • No account required. Works completely offline Your money, your phone. Disclaimer This app is for personal money tracking and is not financial advice. All figures reflect what you log. Always verify against your bank or card statements.

See at a glance where your money goes. Log an expense in 10 seconds, with no bank connection and no ads. Veyno is a calm money tracker for iPhone: set realistic budgets, track your income too, and stay in control. You decide what you enter. WHY VEYNO • Fast: logging a transaction takes less than 10 seconds • Clear: income, spending and budgets for your month at a glance • Calm design with no ads, no colour explosions and no gamification • In English, Dutch and German, with your own currency and local notation LOGGING • Expenses and income: amount, category, date and an optional note, done in seconds • Smart Add: type "67 ikea housing yesterday" and Veyno fills in the amount, category and date. It recognises common shops and services • Recurring transactions (salary, rent, subscriptions) are added automatically every month. 3 are free with their totals per month and per year, unlimited with Premium • Log hands-free: say "Hey Siri, log an expense in Veyno", or open Smart Add from the Action button, Control Center or your Lock Screen • Search and filter all your transactions CATEGORIES & BUDGETS • Default categories with icons and colours, ready to go • Set a monthly budget per category and see live how much is left INSIGHTS • Donut chart: where your money went this month • Tap a category to compare it with last month • With Premium: end-of-month forecast, budget health, daily rhythm, spending patterns and savings rate NET WORTH & SAVING GOALS • Record your net worth every month • Up to 3 saving goals with progress bars, unlimited with Premium WIDGETS • Home Screen and Lock Screen widgets: spent this month (compared with the same days last month), top categories, what's left of your income, and your saving goals • Tap a widget to jump straight to the right place PREMIUM The free version is complete for daily tracking. Premium adds: • Custom categories with your own icon and colour • All insights: forecast, budget health, daily rhythm, patterns, savings rate and comparing any two months • Your net worth trend and history • Unlimited recurring transactions, with a calendar of your due days • Smart notifications: a budget alert at 80% and 100%, and a reminder the day before a recurring charge • Unlimited saving goals and your full history (free: this month + 2 months back) • Export your data as CSV • Every future Premium feature, included Monthly or yearly with 14 days free to try and a reminder two days before it ends, cancel any time. Or unlock everything once with a lifetime purchase. INVITE A FRIEND Share your personal code with a friend. When they sign up with your code, you both get 1 month of Premium free. PRIVACY & SECURITY • No ads, not now and not ever • No bank connections. Veyno never asks for your bank details • Encrypted sync to your account, so your data comes with you to a new iPhone • Lock the app with Face ID, secure storage in the Keychain and certificate pinning Veyno works on iPhone with iOS 17.6 or later. Questions or feedback? Visit https://veyno.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://veyno.app/privacy