Comparison

DJO Pay vs Stellowave

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DJO Pay

Manage multiple currencies, send and receive money instantly, and make various payments. This digital wallet offers virtual cards, crypto deposits, and AI support for secure transactions.

Highlights
  • Multi-currency wallet (MMK, USDT)
  • Instant peer-to-peer money transfers
  • Mobile credit and game account top-ups
  • Virtual prepaid cards for online shopping
  • USDT crypto deposits via BEP20
  • KYC verified identity verification
  • 24/7 AI customer support
Features
Read full description

DJO Pay is your all-in-one digital wallet and payment app designed for South East Asia users. KEY FEATURES • Multi-Currency Wallet — Hold and manage USDT balance in a single secure account. • Send & Receive Money — Instant peer-to-peer transfers to friends and family with low fees. • Top Up Services — Mobile credit, game accounts, eSIMs, and virtual phone numbers. • Virtual Cards — Issue prepaid cards for online shopping and international payments. • Travel Visa & Education Payments — Pay for visa applications and tuition fees seamlessly. • Crypto Deposits — Deposit USDT via BNB Smart Chain (BEP20) network. • Convert Balances — Switch between MMK and USDT at competitive rates. • KYC Verified — Bank-grade identity verification for secure transactions. • 24/7 AI Support — Get instant help from our intelligent chatbot. SECURITY FIRST • PIN-protected access with biometric unlock support • End-to-end encryption for all sensitive data • AML/CFT compliant transaction monitoring

About

Stellowave

Features
Read full description

Stellowave is a comprehensive Nigerian digital financial services platform that streamlines everyday payments through a unified system integrating bill payments, wallet management, cryptocurrency trading, and international travel connectivity. The platform enables users to purchase airtime and data, pay electricity and cable TV bills, buy gift cards, trade cryptocurrencies, obtain travel eSIMs for global connectivity, and so much more, all while managing funds through a secure digital wallet with transparent fee structures. Built on modern web technologies with robust integrations for bill payments, card processing, bank transfers, cryptocurrency exchanges, and international travel data services, Stellowave serves both individual consumers and businesses seeking reliable, affordable digital payment and connectivity solutions tailored specifically for the Nigerian market, with advanced security features including two-factor authentication and real-time transaction monitoring.

Screenshots

DJO Pay4 screens
Stellowave4 screens

Verdict

The call

The clearest difference is ads: Stellowave at none against DJO Pay's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DJO Pay ships an update monthly, Stellowave every 3 weeks. The most recent releases landed on September 30, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
DJO Pay versus Stellowave: the parameters behind the verdict, then further details
ParameterDJO PayStellowave
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.1 — better
Further details — not scored
Size119 MB41 MB
Age rating17+17+
DeveloperDJO Myanmar LimitedStello Premium Tech Limited

In-app purchases

None

DJO Pay

No in-app purchases

None

Stellowave

No in-app purchases

Questions

Is DJO Pay free?
DJO Pay is free to download, with no in-app purchases.
Is Stellowave free?
Stellowave is free to download, with no in-app purchases.
Do DJO Pay or Stellowave have ads?
DJO Pay shows ads; Stellowave does not.
Which is updated more often, DJO Pay or Stellowave?
DJO Pay ships an update monthly, and Stellowave every 3 weeks. Most recently, DJO Pay was updated on September 30, 2026 and Stellowave on October 7, 2026.

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