Comparison

BILLWAY vs SoftBillsHub

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BILLWAY

Manage your daily payments securely and conveniently. Instantly buy airtime and data, pay utility bills, and track all your transactions in one place. Enjoy fast, reliable processing with built-in safeguards for your account.

Highlights
  • Buy airtime and data
  • Pay utility bills
  • Track transactions
  • Secure payment processing
  • User-friendly interface
Features
Read full description

BILLWAY is a simple and secure app for managing your everyday payments. With BILLWAY, you can: Buy airtime and data instantly Pay utility bills and without stress Track all your transactions in one place Enjoy fast and reliable payment processing Designed for convenience, BILLWAY gives you full control over your daily payments with a smooth and user-friendly experience. Your security is our priority, with built-in safeguards to protect your account and transactions

About

SoftBillsHub

Manage all your essential payments in Nigeria from one secure wallet. Pay for airtime, data, TV, electricity, and more. Includes virtual cards, fixed savings, and money transfers to any bank.

Highlights
  • Instant airtime and data top-ups
  • Cable TV and electricity bill payments
  • Virtual card creation for online payments
  • Fixed savings with growth potential
  • Send money to any Nigerian bank
  • Buy and sell digital gift cards
  • Virtual numbers for verification codes
Features
Read full description

SoftBillsHub is a simple, secure way to handle everyday payments in Nigeria - airtime, data, cable TV, electricity and more - all from one wallet. Also includes Virtual Cards and Fixed Savings. PAY FOR WHAT YOU USE * Airtime for MTN, Glo, Airtel and 9mobile, delivered instantly * Data bundles for every network, from daily plans to monthly * Cable TV renewals for DStv, GOtv and StarTimes * Electricity tokens for prepaid and postpaid meters * A separate purchase history for each service, so past payments are easy to find * Save numbers as beneficiaries and repeat a purchase in seconds ONE WALLET, EVERY SERVICE * Fund your wallet through your own dedicated account number * Track every payment with a clear transaction history * Download or share a receipt for any transaction * Earn cashback on qualifying transactions VIRTUAL CARD * Create a virtual card for online payments, funded from your wallet * Freeze or unfreeze your card anytime from the app * View your card details securely, protected by your PIN * Track every card transaction in your history FIXED SAVINGS * Lock away money for a period you choose and watch it grow * See your savings amount, duration and maturity date clearly before you commit * Get your money plus returns paid to your wallet at maturity SEND MONEY TO ANY BANK Transfer to any Nigerian bank account straight from your wallet. Account names are confirmed before you send, and your regular recipients are saved for next time. Bank transfers require a one-time identity check. GIFT CARDS * Buy digital gift cards from popular brands across many countries * Sell gift cards you no longer need and get paid to your wallet * Follow each order from submission through to payout MORE IN THE APP * Virtual numbers for receiving verification codes * Betting wallet funding * Referral rewards when friends join and transact BUILT WITH SECURITY IN MIND * A 4-digit PIN protects sign-in and every transaction * Optional Face ID or fingerprint unlock, switched on from Settings * Identity verification with your NIN and BVN, reviewed by our team * Instant notifications for every transaction on your account SUPPORT WHEN YOU NEED IT Our team is available on WhatsApp and email, and you can reach us straight from the Help section in the app. SoftBillsHub is operated by SOFT BILLS HUB LIMITED. Website: https://softbillshub.com

Screenshots

BILLWAY4 screens
SoftBillsHub4 screens

Verdict

The call

BILLWAY and SoftBillsHub are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BILLWAY ships an update every 5 days, SoftBillsHub weekly. Both last shipped on October 31, 2026.

ScorecardNo meaningful differences
BILLWAY versus SoftBillsHub: the parameters behind the verdict, then further details
ParameterBILLWAYSoftBillsHub
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.5
Further details — not scored
Size95 MB66 MB
Age rating12+17+
DeveloperBILLWAY PAYMENT SERVICES LTDSoft Bills Hub LTD

In-app purchases

None

BILLWAY

No in-app purchases

None

SoftBillsHub

No in-app purchases

Questions

Is BILLWAY free?
BILLWAY is free to download, with no in-app purchases.
Is SoftBillsHub free?
SoftBillsHub is free to download, with no in-app purchases.
Do BILLWAY or SoftBillsHub have ads?
Neither BILLWAY nor SoftBillsHub shows ads.
Which is updated more often, BILLWAY or SoftBillsHub?
BILLWAY ships an update every 5 days, and SoftBillsHub weekly. Most recently, BILLWAY was updated on October 31, 2026 and SoftBillsHub on October 31, 2026.

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