Float Cashflow vs BudgetIQ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Float Cashflow
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Float was built around a simple idea: categorizing every purchase never really helped me, but seeing what I need to pay and whether I’ll make it to my next paycheck did. Float helps you track your balance, upcoming bills, paychecks, and reserve savings in a clean, easy to understand timeline. Instead of focusing on complicated budgeting categories, Float focuses on short term cash flow so you can quickly see what’s coming up and avoid surprises. Features include: • Cash flow forecasting • Upcoming bill and paycheck tracking • Multiple accounts • Reserve and savings goals • Simple, distraction free design • Local storage, your data stays on your device Float is built for people who want clarity without the complexity of traditional budgeting apps.
BudgetIQ
This app simplifies financial management by helping you track income and expenses, understand spending habits, and achieve financial goals. It offers insightful analytics and visualizations to motivate better financial habits.
- Track income and expenses
- Customizable spending categories
- Weekly, monthly, and yearly financial insights
- Spending trend analysis
- Visual charts and analytics
- Expense logging with widgets
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BudgetIQ helps you build better financial habits by making budgeting simple, insightful, and motivating. Track your income and expenses, understand where your money goes, and stay on top of your financial goals with beautiful analytics and an intuitive experience. Features: • Track income and expenses • Create custom categories • Weekly, monthly, and yearly insights • Spending trends and analytics • Beautiful charts and visualizations • Build spending streaks • Widgets for quick access • Fast and easy expense logging • Secure and private Whether you're budgeting for the first time or looking for a better way to manage your finances, BudgetIQ helps you stay in control. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: BudgetIQ at every 4 days against Float Cashflow's weekly. Float Cashflow's advantage is iOS requirement (18.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Float Cashflow ships an update weekly, BudgetIQ every 4 days. The most recent releases landed on October 8, 2026 and October 22, 2026 respectively.
| Parameter | Float Cashflow | BudgetIQ |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Number of ratings | — | 4 — better |
| Update frequency | Weekly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 3 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | BOYIN SMITH | Karim Abdallah |
In-app purchases
Float Cashflow
No in-app purchases
BudgetIQ
No in-app purchases









