Comparison

Float Cashflow vs BudgetIQ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Float Cashflow

Features
Read full description

Float was built around a simple idea: categorizing every purchase never really helped me, but seeing what I need to pay and whether I’ll make it to my next paycheck did. Float helps you track your balance, upcoming bills, paychecks, and reserve savings in a clean, easy to understand timeline. Instead of focusing on complicated budgeting categories, Float focuses on short term cash flow so you can quickly see what’s coming up and avoid surprises. Features include: • Cash flow forecasting • Upcoming bill and paycheck tracking • Multiple accounts • Reserve and savings goals • Simple, distraction free design • Local storage, your data stays on your device Float is built for people who want clarity without the complexity of traditional budgeting apps.

About

BudgetIQ

This app simplifies financial management by helping you track income and expenses, understand spending habits, and achieve financial goals. It offers insightful analytics and visualizations to motivate better financial habits.

Highlights
  • Track income and expenses
  • Customizable spending categories
  • Weekly, monthly, and yearly financial insights
  • Spending trend analysis
  • Visual charts and analytics
  • Expense logging with widgets
Read full description

BudgetIQ helps you build better financial habits by making budgeting simple, insightful, and motivating. Track your income and expenses, understand where your money goes, and stay on top of your financial goals with beautiful analytics and an intuitive experience. Features: • Track income and expenses • Create custom categories • Weekly, monthly, and yearly insights • Spending trends and analytics • Beautiful charts and visualizations • Build spending streaks • Widgets for quick access • Fast and easy expense logging • Secure and private Whether you're budgeting for the first time or looking for a better way to manage your finances, BudgetIQ helps you stay in control. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Float Cashflow4 screens
BudgetIQ4 screens

Verdict

The call

The clearest difference is update cadence: BudgetIQ at every 4 days against Float Cashflow's weekly. Float Cashflow's advantage is iOS requirement (18.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Float Cashflow ships an update weekly, BudgetIQ every 4 days. The most recent releases landed on October 8, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 7 level
Float Cashflow versus BudgetIQ: the parameters behind the verdict, then further details
ParameterFloat CashflowBudgetIQ
PriceFreeFree
Rating—5.0 (4 ratings) — better
Number of ratings—4 — better
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS18.0 — better26.0
Further details — not scored
Size3 MB49 MB
Age rating4+4+
DeveloperBOYIN SMITHKarim Abdallah

In-app purchases

None

Float Cashflow

No in-app purchases

None

BudgetIQ

No in-app purchases

Questions

Is Float Cashflow free?
Float Cashflow is free to download, with no in-app purchases.
Is BudgetIQ free?
BudgetIQ is free to download, with no in-app purchases.
Do Float Cashflow or BudgetIQ have ads?
Neither Float Cashflow nor BudgetIQ shows ads.
Which is updated more often, Float Cashflow or BudgetIQ?
Float Cashflow ships an update weekly, and BudgetIQ every 4 days. Most recently, Float Cashflow was updated on October 8, 2026 and BudgetIQ on October 22, 2026.

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