Comparison

拍单记账 vs X记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

拍单记账

Features
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拍单记账 — 拍张截图,账单自动录入。 【核心功能】 • 截图识别:支付宝、微信消费页、淘宝/京东订单、外卖订单、线下小票,一张截图自动识别金额、商家、分类 • 收支管理:支持消费与收入双向记录,自动分类 • 账单统计:按日、月、年查看消费趋势,分类占比一目了然 • 预算管理:设置月度预算,超支提醒 • 数据安全:所有账单数据仅存储在您的设备本地,不上传服务器 • 应用锁:支持 Face ID / Touch ID 保护隐私 • 数据导出:支持 CSV 格式导出,方便备份和分析 【使用方式】 进入「录入」页 → 选择消费截图 → AI 自动识别 → 确认后一键入账 【隐私说明】 本应用不收集任何个人身份信息,账单数据仅保存在您的设备上。AI 识别功能需自行配置豆包 API Key(免费额度充足)。

About

X记账

This app helps you quickly track daily spending and analyze consumption patterns. It prioritizes privacy by processing payment data locally, offering features like budget management and trend analysis. Enjoy a 30-day free trial to explore its full capabilities.

Highlights
  • Quick payment recording
  • Local data processing for privacy
  • Daily and monthly spending analysis
  • Budget tracking and overspending alerts
  • CSV export for bills
  • Widget and Lock Screen integration
Features
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X记账是一款以“今日消费状态”为核心的本地账本。打开 App,就能快速看到今天花了多少、主要花在哪些类型,以及本月预算是否仍在控制范围内。 付款后快速记录 在微信、支付宝、Apple Pay 或其他付款成功页,你可以配合一个个人快捷指令和“轻点背面”快速记录。触发后依次显示“识别中…”与识别结果,并在灵动岛中核对金额、商户、消费场景和扣款账户后保存。连续确认并主动开启后,完整且高可信的结果也可自动保存;其他结果仍交由你确认。 隐私优先的本机识别 付款截图只由你主动通过快捷指令传入,并使用 Apple Vision 在本机识别。X记账不会主动读取其他 App、聊天、通知或相册,不保存原始付款截图,也不会上传账单数据。 清楚掌握消费状态 • 今日支出与昨日对比 • 消费类型分布 • 周、月、年消费趋势 • 月度预算与超支状态 • 资产、负债及扣款账户记录 • 待处理账单集中确认 快速访问 • iPhone 桌面小组件 • 锁屏与灵动岛待确认提醒 • App 快捷指令与个人自动化 • CSV 账单导出 30 天完整试用与会员 从首次使用起,你可以完整试用 X记账 30 天,无需先选择订阅,也不会自动扣费。试用结束后,可选择年度会员或一次性永久买断,以继续使用新增、编辑、预算、账户、付款截图识别和自动记账等完整功能。 年度会员按年自动续期,实际价格和结算币种以 App Store 购买确认页为准,可在 Apple 账户中管理或取消;永久买断只需购买一次,不会自动续费。App 内支持恢复购买。 试用结束后,如果尚未购买或年度会员已到期,已有账单仍可查看、导出 CSV 和删除;新增、编辑、预算、账户、分类、截图识别及自动记账需要有效会员或永久买断。 无需注册账号。数据默认保存在本机,由你自己掌控。 使用条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策:https://tall-axolotl-1b5.notion.site/X-38e464420afe8065b0c3e7f403a74c0b

Screenshots

拍单记账4 screens
X记账4 screens

Verdict

The call

The clearest difference is update cadence: X记账 at every 3 days against 拍单记账's weekly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

拍单记账 ships an update weekly, X记账 every 3 days. The most recent releases landed on October 2, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 7 level
拍单记账 versus X记账: the parameters behind the verdict, then further details
Parameter拍单记账X记账
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyWeeklyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size5 MB6 MB
Age rating4+4+
Developer增阳 赵皓翔 邓

In-app purchases

None

拍单记账

No in-app purchases

None

X记账

No in-app purchases

Questions

Is 拍单记账 free?
拍单记账 is free to download, with no in-app purchases.
Is X记账 free?
X记账 is free to download, with no in-app purchases.
Do 拍单记账 or X记账 have ads?
Neither 拍单记账 nor X记账 shows ads.
Which is updated more often, 拍单记账 or X记账?
拍单记账 ships an update weekly, and X记账 every 3 days. Most recently, 拍单记账 was updated on October 2, 2026 and X记账 on October 11, 2026.

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