Comparison

Rilio vs WorthUp

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Rilio

Features
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Rilio logs your spending for you. Pay with Apple Pay and the expense is saved before you put your phone away, with the amount, merchant and category already filled in. Bank SMS alerts are picked up the same way. A notification on your Lock Screen confirms each one, and a single tap fixes anything you want to change. No bank login. No spreadsheets. No end-of-month catch-up. LOGGED AUTOMATICALLY β€’ Apple Pay: every tap is logged the moment you pay β€’ Bank SMS alerts from supported banks are read and saved for you β€’ One payment, one transaction: a tap and its matching bank alert never double up β€’ Refund alerts are matched to the original purchase β€’ One-time setup with Apple Shortcuts, guided step by step in the app OR JUST SAY IT β€’ Type or speak "12 for lunch at Chipotle" and AI fills in the amount, merchant and category β€’ Double-tap the back of your iPhone to log an expense without opening the app β€’ Import a bank statement PDF to bring in your past transactions KNOW WHERE YOUR MONEY GOES β€’ Income, spending and savings rate for the month at a glance β€’ A forecast of where the month will land β€’ Daily spending, biggest purchases, top categories and weekend habits β€’ Ask Rilio anything, like "How much did I spend on food this month?" β€’ A monthly recap you can share STAY ON BUDGET β€’ Set limits by category and see what's on track and what's close β€’ Home Screen and Lock Screen widgets for this month's spending and budgets SPLIT WITH FRIENDS β€’ Groups for trips, roommates and dinners, with invites by link β€’ See who owes what and settle up in a tap YOUR DATA, YOUR CALL β€’ Rilio never asks for your bank password β€’ Only messages that match your payment keywords are sent to Rilio β€’ Delete your account and data from Settings at any time SUBSCRIPTION Rilio requires a Rilio Pro subscription. New subscribers start with a free trial. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Terms of Use: https://getrilio.com/terms Privacy Policy: https://getrilio.com/privacy

About

WorthUp

This app helps individuals and families track their net worth privately and securely. Monitor assets, liabilities, and investments with detailed charts and insights. Set financial goals and manage family portfolios with optional cloud sync.

Highlights
  • Offline-first net worth tracking
  • Track assets and liabilities
  • Net worth history charts
  • Financial goal setting
  • Family portfolio management
  • Customizable categories
  • Secure optional cloud sync
Features
Read full description

WorthUp is a private, beautifully designed net worth tracker built for individuals and families who want to take control of their financial future. Track everything in one place β€” bank accounts, investments, real estate, loans, and more. Watch your wealth grow over time with clear charts and insights. --- PRIVATE BY DESIGN --- - Offline-First: Your financial data stays on your device. We do not have access to your data, and no account is required to start tracking. - No Data Sharing: Your information is never shared with us or third parties unless you explicitly choose to enable Cloud Sync. - Local Backups: Take full ownership of your data. Export a local backup file anytime and restore it on any deviceβ€”no internet or cloud account required. - Secure Cloud Sync (Optional): If you choose to sync across devices, use your own Google account for private, encrypted backups that only you can access. --- WHAT YOU CAN DO --- - Add unlimited accounts across assets and liabilities - Track net worth history with 1Y, 2Y, 5Y and All-time charts - Set financial goals and track your progress with milestones - Get reminders to keep your portfolio updated - Manage family portfolios β€” track spouse and family member wealth separately - Switch between individual and household net worth views - Customize categories and account types to match your life --- PREMIUM FEATURES --- Upgrade to WorthUp Premium to unlock: - Full chart history (1Y, 2Y, 5Y and All-time) - Advanced wealth insights and growth tracking - Family portfolio management - Unlimited goals and reminders - Unlimited accounts - Custom categories and account types - App lock with Face ID or Touch ID --- BUILT FOR INDIA --- Indian number formatting, INR currency, and a clean OLED-friendly dark mode designed for Indian users tracking wealth in rupees. --- YOUR DATA, YOUR CONTROL --- - No ads, ever - No data sold to third parties - Works fully offline by default - Manual local backup & restore support Download WorthUp and start tracking what you've built with total peace of mind. Terms of Use : https://jamunlabs.com/terms

Screenshots

Rilio4 screens
WorthUp4 screens

Verdict

The call

The clearest difference is in-app purchases: WorthUp at none against Rilio's 2. WorthUp also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Rilio sells 2 in-app purchases, starting at $4.99 per month. WorthUp asks for nothing beyond the download.

UpkeepUpdate frequency

Rilio ships an update every 3 weeks, WorthUp weekly. The most recent releases landed on November 13, 2026 and November 9, 2026 respectively.

Scorecard3 real differences Β· 4 level
Rilio versus WorthUp: the parameters behind the verdict, then further details
ParameterRilioWorthUp
PriceFreeFree
Update frequencyEvery 3 weeksWeekly β€” better
AdsNoNo
In-app purchasesYesNo β€” better
Monetizationβ€”Freemium
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS17.013.0 β€” better
Further details β€” not scored
Size83 MB36 MB
Age rating4+9+
DeveloperRaja Niketh Reddy NallapareddyRajat Rajput

In-app purchases

2 purchases

Rilio

Subscriptions2
  • Rilio Pro Monthly7 Days trial$4.991 Month
  • Rilio Pro Yearly7 Days trial$44.991 Year
None

WorthUp

No in-app purchases

Questions

Is Rilio free?
Rilio is free to download, with in-app purchases available.
Is WorthUp free?
WorthUp is free to download, with no in-app purchases.
Do Rilio or WorthUp have ads?
Neither Rilio nor WorthUp shows ads.
Which is updated more often, Rilio or WorthUp?
Rilio ships an update every 3 weeks, and WorthUp weekly. Most recently, Rilio was updated on November 13, 2026 and WorthUp on November 9, 2026.

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