Rilio vs Spendora

Rilio logs your spending for you. Pay with Apple Pay and the expense is saved before you put your phone away, with the amount, merchant and category already filled in. Bank SMS alerts are picked up the same way. A notification on your Lock Screen confirms each one, and a single tap fixes anything you want to change. No bank login. No spreadsheets. No end-of-month catch-up. LOGGED AUTOMATICALLY • Apple Pay: every tap is logged the moment you pay • Bank SMS alerts from supported banks are read and saved for you • One payment, one transaction: a tap and its matching bank alert never double up • Refund alerts are matched to the original purchase • One-time setup with Apple Shortcuts, guided step by step in the app OR JUST SAY IT • Type or speak "12 for lunch at Chipotle" and AI fills in the amount, merchant and category • Double-tap the back of your iPhone to log an expense without opening the app • Import a bank statement PDF to bring in your past transactions KNOW WHERE YOUR MONEY GOES • Income, spending and savings rate for the month at a glance • A forecast of where the month will land • Daily spending, biggest purchases, top categories and weekend habits • Ask Rilio anything, like "How much did I spend on food this month?" • A monthly recap you can share STAY ON BUDGET • Set limits by category and see what's on track and what's close • Home Screen and Lock Screen widgets for this month's spending and budgets SPLIT WITH FRIENDS • Groups for trips, roommates and dinners, with invites by link • See who owes what and settle up in a tap YOUR DATA, YOUR CALL • Rilio never asks for your bank password • Only messages that match your payment keywords are sent to Rilio • Delete your account and data from Settings at any time SUBSCRIPTION Rilio requires a Rilio Pro subscription. New subscribers start with a free trial. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Terms of Use: https://getrilio.com/terms Privacy Policy: https://getrilio.com/privacy

Spendora makes every spend count. Log an expense in seconds, set budgets that keep you on track, and split bills with friends without the awkward math. TRACK EXPENSES IN SECONDS • Add an expense with just an amount and a description • Spendora picks the category for you and gets smarter the more you use it • Create your own categories with any emoji and colour • Search and filter every expense by date, category or keyword BUDGETS THAT WORK • Set a monthly budget for each category • Get an alert before you go over • Budgets carry over to the new month automatically • See how much you can still spend each day SPLIT BILLS WITH FRIENDS • Create groups for trips, roommates, couples or anything else • Split equally, by exact amounts or by percentage • Several people can pay for one expense • See who owes whom at a glance and settle up in a tap • Invite friends with a link or QR code • Full activity history so everyone knows what changed • Optional: let everyone in the group edit shared expenses RECURRING EXPENSES • Set up rent, subscriptions and bills once • They are added automatically on the right day • Pause and resume any time REPORTS AND INSIGHTS • Monthly reports with category breakdowns and trends • A spending calendar that shows your busiest days • Compare this month with last month • Export your expenses as a PDF report or CSV file SMART NOTIFICATIONS • Know when a friend adds a shared expense or pays you back • Budget alerts and unusual-spending alerts • Tap a notification to go straight to what it's about BUILT FOR YOU • 11 currencies, including USD, EUR, GBP, INR, CAD and AUD • Light and dark mode • Lock the app with Face ID • Add expenses offline — they sync when you're back online • Start as a guest, or create a free account to sync across devices YOUR DATA, YOUR CONTROL Your financial data is private and is never sold. You can export it at any time, and delete your account and personal data directly from Settings. Questions or feedback? We'd love to hear from you at support@spendorapp.com.