Rilio vs Spendora
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rilio
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Stop wondering where your money went. Rilio is the expense tracker that thinks for you. AI automatically categorises every purchase the moment you log it. No bank logins. No spreadsheets. Just clear answers about where your money is going. Full access to Rilio requires an active subscription. All features are available at subscription pricing, shown at app launch. LOG YOUR WAY 5 WAYS TO ADD A TRANSACTION Type it — "Spent 230 at Starbucks" and Rilio fills in the rest Say it — tap the mic, speak naturally, done hands-free in seconds Paste it — copy a bank SMS, and Rilio parses the amount, merchant, and account instantly Share it — forward any transaction SMS from your phone directly into Rilio Bulk import — paste multiple bank messages at once and import them all in one tap Every method auto-fills the merchant, amount, category, and payment method. You review, confirm, and move on. WHAT YOU GET AI auto-categorisation — type a merchant name, Rilio assigns the right category instantly Real-time budgets — set monthly limits per category and track live progress Deep analytics — top merchants, spending trends, weekday patterns, custom date ranges 165+ currencies — switch anytime, from INR to USD to AED to NGN and beyond AI Insights — plain-language summaries that explain your spending patterns every day HOW IT WORKS • Log a transaction in under 5 seconds: merchant, amount, done • AI categorises automatically — Swiggy becomes Food Delivery, Blinkit becomes Grocery Delivery • Set monthly budget limits per category — watch a live progress bar as you spend • Open Analytics for your 15-day or 30-day breakdown: categories, merchants, and trends • Track payment methods — know exactly which card or account each expense came from 59 CATEGORIES. EVERY KIND OF SPENDING. From Groceries to Gaming, Salary to Dividends, Rent to Healthcare, every transaction type is covered. Cash, credit, debit, or digital wallet. YOUR PRIVACY, PROTECTED Rilio never connects to your bank. No screen scraping. No credentials. AI categorisation uses only anonymised merchant names; your amounts and personal details stay private. SUBSCRIPTION REQUIRED All features in Rilio are available with a subscription. Subscription options and pricing are displayed when you first open the app. Payment is charged to your Apple ID account at confirmation. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings. Privacy Policy: https://getrilio.com/privacy Terms of Use (EULA): https://getrilio.com/terms
Spendora
Effortlessly manage your finances by tracking daily expenses, splitting bills with friends, and creating custom budgets. Gain smart insights into your spending habits to make informed financial decisions.
- Track daily expenses
- Split group expenses
- Create monthly budgets
- Analyze spending habits
- Manage recurring expenses
- Financial insights
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Spendora helps you track expenses, split bills with friends, and manage budgets effortlessly. Features: • Track daily expenses • Split group expenses • Create monthly budgets • Analyze spending habits • Manage recurring expenses • View smart financial insights Spend smarter with Spendora.
Screenshots
Verdict
The clearest difference is in-app purchases: Spendora at none against Rilio's 2. Spendora also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Rilio sells 2 in-app purchases, starting at $4.99 per month. Spendora asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 29, 2026 and October 7, 2026 respectively.
| Parameter | Rilio | Spendora |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 85 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Raja Niketh Reddy Nallapareddy | Devesh Patel |
In-app purchases
Rilio
- Rilio Pro Monthly7 Days trial$4.991 Month
- Rilio Pro Yearly7 Days trial$44.991 Year
Spendora
No in-app purchases









