Rilio vs Expensaver

Rilio logs your spending for you. Pay with Apple Pay and the expense is saved before you put your phone away, with the amount, merchant and category already filled in. Bank SMS alerts are picked up the same way. A notification on your Lock Screen confirms each one, and a single tap fixes anything you want to change. No bank login. No spreadsheets. No end-of-month catch-up. LOGGED AUTOMATICALLY • Apple Pay: every tap is logged the moment you pay • Bank SMS alerts from supported banks are read and saved for you • One payment, one transaction: a tap and its matching bank alert never double up • Refund alerts are matched to the original purchase • One-time setup with Apple Shortcuts, guided step by step in the app OR JUST SAY IT • Type or speak "12 for lunch at Chipotle" and AI fills in the amount, merchant and category • Double-tap the back of your iPhone to log an expense without opening the app • Import a bank statement PDF to bring in your past transactions KNOW WHERE YOUR MONEY GOES • Income, spending and savings rate for the month at a glance • A forecast of where the month will land • Daily spending, biggest purchases, top categories and weekend habits • Ask Rilio anything, like "How much did I spend on food this month?" • A monthly recap you can share STAY ON BUDGET • Set limits by category and see what's on track and what's close • Home Screen and Lock Screen widgets for this month's spending and budgets SPLIT WITH FRIENDS • Groups for trips, roommates and dinners, with invites by link • See who owes what and settle up in a tap YOUR DATA, YOUR CALL • Rilio never asks for your bank password • Only messages that match your payment keywords are sent to Rilio • Delete your account and data from Settings at any time SUBSCRIPTION Rilio requires a Rilio Pro subscription. New subscribers start with a free trial. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Terms of Use: https://getrilio.com/terms Privacy Policy: https://getrilio.com/privacy

Expensaver is a private, offline-first expense tracker that keeps your money data where it belongs: on your device. No account. No ads. No tracking. Just a fast, beautiful way to see where your money goes. PRIVACY FIRST • No sign-in and no user accounts. • No advertising IDs, no cross-app tracking, no data brokers. • Optional features that use the network (AI, live rates, voice, crash diagnostics) are clearly labeled and under your control. SMART AI • Scan a receipt or a statement and Expensaver pulls out the merchant, total, date, and line items, confirm as one expense or split it per item. • Import a PD,: a single receipt or a full bank/card statement, and Expensaver reads the transactions for you to review and add in bulk. • Dictate an expense hands-free, or shake your phone to add one in seconds. • Auto-categorize expenses, or bulk-categorize everything at once. AI features are on by default to give you the full experience; you can turn them off anytime during onboarding or in Settings. BUDGETS & FORECASTS • Set a budget per category by week, month, quarter, or year, and watch the donut and burndown charts update live. • Track recurring expenses and see a forward forecast with a confidence band as your history grows. WALLETS • Track multiple wallets and balances, and see where each one stands at a glance. INSIGHTS THAT ACTUALLY HELP • A dashboard with trends, a spending heatmap, and sparklines. • Up to 19 kinds of insights, top category, top merchant, weekend share, surges, streaks, anomalies, year-over-year, and more; ranked by what matters most. BUILT FOR THE WHOLE WORLD • Multi-currency with live exchange rates; totals convert to your display currency. • Multi-calendar support: Gregorian, Islamic Hijri, Solar Hijri, and Chinese Lunisolar. • Multi-language interface with right-to-left support, eight color themes, and light/dark mode. YOUR DATA, YOUR CONTROL • Everything is stored and encrypted on your device. • Works fully offline for day-to-day tracking. • Encrypted full-database backup and restore; move your data to a new device with nothing exposed in between. • Export individual expenses or generate a report from your expense list, in JSON, CSV, Excel, Word, or PDF. • Wipe everything in one tap from Settings; no cloud copy, nothing left behind. Designed for iPhone and iPad. Download Expensaver: Expense Tracker and take control of your spending, privately.