Rilio vs Luxa

Rilio logs your spending for you. Pay with Apple Pay and the expense is saved before you put your phone away, with the amount, merchant and category already filled in. Bank SMS alerts are picked up the same way. A notification on your Lock Screen confirms each one, and a single tap fixes anything you want to change. No bank login. No spreadsheets. No end-of-month catch-up. LOGGED AUTOMATICALLY • Apple Pay: every tap is logged the moment you pay • Bank SMS alerts from supported banks are read and saved for you • One payment, one transaction: a tap and its matching bank alert never double up • Refund alerts are matched to the original purchase • One-time setup with Apple Shortcuts, guided step by step in the app OR JUST SAY IT • Type or speak "12 for lunch at Chipotle" and AI fills in the amount, merchant and category • Double-tap the back of your iPhone to log an expense without opening the app • Import a bank statement PDF to bring in your past transactions KNOW WHERE YOUR MONEY GOES • Income, spending and savings rate for the month at a glance • A forecast of where the month will land • Daily spending, biggest purchases, top categories and weekend habits • Ask Rilio anything, like "How much did I spend on food this month?" • A monthly recap you can share STAY ON BUDGET • Set limits by category and see what's on track and what's close • Home Screen and Lock Screen widgets for this month's spending and budgets SPLIT WITH FRIENDS • Groups for trips, roommates and dinners, with invites by link • See who owes what and settle up in a tap YOUR DATA, YOUR CALL • Rilio never asks for your bank password • Only messages that match your payment keywords are sent to Rilio • Delete your account and data from Settings at any time SUBSCRIPTION Rilio requires a Rilio Pro subscription. New subscribers start with a free trial. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Terms of Use: https://getrilio.com/terms Privacy Policy: https://getrilio.com/privacy

Money disappears fast. Rent, subscriptions, groceries, bills, impulse buys… by the end of the month, it is hard to know where it all went. Luxa helps you take back control with a clear, visual and private way to manage your money. Built for everyday budgeting, Luxa lets you track expenses, organize your budget with smart pockets, spot recurring payments and import PDF bank statements without connecting directly to your bank. Key features: Smart Budget Pockets: Start with the 50/30/20 method — needs, wants and savings — then adjust the split whenever your life changes. See what is left in each pocket in real time. Expense & Income Tracking: Add transactions manually in seconds with amount, category, date, notes, recurrence and optional visual logos. Subscription Tracking: Keep an eye on recurring expenses like Netflix, Disney+, Spotify, rent, insurance, mobile plans and gym memberships. Visual Spending Calendar: See your financial history by day, week, month or year with a clean calendar and transaction timeline. Financial Stats: Understand your spending by period, category and recurring charges so you can make better money decisions. PDF Statement Import: Import a PDF bank statement, review extracted transactions, edit them if needed and save only what you approve. Privacy first: Luxa never asks for your bank login or credentials. Your bank statement PDF stays on your device. Only cleaned-up transaction labels may be used to help categorize your spending, and you review every extracted transaction before saving. Take control of your budget. See where your money goes. Keep more of it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/