Comparison

Rilio vs PayPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Rilio

Features
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Rilio logs your spending for you. Pay with Apple Pay and the expense is saved before you put your phone away, with the amount, merchant and category already filled in. Bank SMS alerts are picked up the same way. A notification on your Lock Screen confirms each one, and a single tap fixes anything you want to change. No bank login. No spreadsheets. No end-of-month catch-up. LOGGED AUTOMATICALLY β€’ Apple Pay: every tap is logged the moment you pay β€’ Bank SMS alerts from supported banks are read and saved for you β€’ One payment, one transaction: a tap and its matching bank alert never double up β€’ Refund alerts are matched to the original purchase β€’ One-time setup with Apple Shortcuts, guided step by step in the app OR JUST SAY IT β€’ Type or speak "12 for lunch at Chipotle" and AI fills in the amount, merchant and category β€’ Double-tap the back of your iPhone to log an expense without opening the app β€’ Import a bank statement PDF to bring in your past transactions KNOW WHERE YOUR MONEY GOES β€’ Income, spending and savings rate for the month at a glance β€’ A forecast of where the month will land β€’ Daily spending, biggest purchases, top categories and weekend habits β€’ Ask Rilio anything, like "How much did I spend on food this month?" β€’ A monthly recap you can share STAY ON BUDGET β€’ Set limits by category and see what's on track and what's close β€’ Home Screen and Lock Screen widgets for this month's spending and budgets SPLIT WITH FRIENDS β€’ Groups for trips, roommates and dinners, with invites by link β€’ See who owes what and settle up in a tap YOUR DATA, YOUR CALL β€’ Rilio never asks for your bank password β€’ Only messages that match your payment keywords are sent to Rilio β€’ Delete your account and data from Settings at any time SUBSCRIPTION Rilio requires a Rilio Pro subscription. New subscribers start with a free trial. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Terms of Use: https://getrilio.com/terms Privacy Policy: https://getrilio.com/privacy

About

PayPay

Features
Read full description

PayPay: Bill Reminder helps you stay on top of your finances by keeping all your bills, subscriptions, and recurring payments organized in one place. Never miss an important payment again. Create one-time or recurring reminders, customize your schedule, and receive notifications exactly when you need them. Features β€’ Track bills, subscriptions, utilities, rent, insurance, and more β€’ Flexible recurring payments (weekly, monthly, yearly, or custom) β€’ Smart reminders and notifications β€’ Beautiful calendar view β€’ Organize payments with custom categories β€’ Premium themes and personalized styles β€’ Home Screen widgets β€’ Simple, fast, and intuitive interface β€’ Secure local data storage Premium Unlock even more powerful features: β€’ Unlimited payments β€’ Exclusive themes β€’ Premium widgets β€’ Advanced customization options Whether you’re managing personal bills or keeping track of monthly expenses, PayPay: Bill Reminder makes staying organized simple and stress-free. Download today and never forget a payment again Privacy Policy: https://... Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Rilio4 screens
PayPay4 screens

Verdict

The call

The clearest difference is update cadence: PayPay at every 3 days against Rilio's every 3 weeks. PayPay also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Rilio sells 2 in-app purchases, starting at $4.99 per month and PayPay sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Rilio ships an update every 3 weeks, PayPay every 3 days. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

Scorecard2 real differences Β· 4 level
Rilio versus PayPay: the parameters behind the verdict, then further details
ParameterRilioPayPay
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 β€” better
Further details β€” not scored
Size83 MB42 MB
Age rating4+4+
DeveloperRaja Niketh Reddy NallapareddyDaniyel Muradzian

In-app purchases

2 purchases

Rilio

Subscriptions2
  • Rilio Pro Monthly7 Days trial$4.991 Month
  • Rilio Pro Yearly7 Days trial$44.991 Year
2 purchases

PayPay

Subscriptions2
  • PayPay Premium$2.991 Month
  • PayPay Premium$29.991 Year

Questions

Is Rilio free?
Rilio is free to download, with in-app purchases available.
Is PayPay free?
PayPay is free to download, with in-app purchases available.
Do Rilio or PayPay have ads?
Neither Rilio nor PayPay shows ads.
Which is updated more often, Rilio or PayPay?
Rilio ships an update every 3 weeks, and PayPay every 3 days. Most recently, Rilio was updated on October 24, 2026 and PayPay on October 10, 2026.

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