Expense Tracker vs Hey Binga

SumiQ is built around one idea: logging an expense should take as few actions as possible. Apple Pay payments log themselves. Back Tap takes two taps. Voice takes one sentence. Manual entry takes seconds. Calm, private, no forms, no logins, no clutter. SPEAK IT, AND IT IS LOGGED Tap the mic and say "lunch 14 euros." SumiQ pulls out the amount, category, currency, and date and files it in seconds. Hands-free and fast. PAYMENTS THAT LOG THEMSELVES Connect Apple Pay once and every tap to pay lands in SumiQ on its own - amount, merchant, and category, converted to your list's currency. Or double-tap the back of your iPhone: Quick Log asks how much and what for, and files it. ONE TRUE TOTAL, ANY CURRENCY Spend in any of 27+ currencies and SumiQ converts each expense at live rates into one clear total. Travel, freelance, or shop abroad without losing track. SMART, ON-DEVICE AI Every expense is auto-sorted into the right category, handled on your device whenever your iPhone supports it. EVERYTHING YOU NEED - Multiple lists and wallets: Personal, Work, Travel, each in its own currency - Per-category budgets with live progress - Recurring transactions for rent, salary, and subscriptions - Custom categories with your own emoji and color - Statistics: monthly spending trend and a calendar heat map of your days - A home screen widget with your total and one-tap voice entry - Premium, dark, and light themes with accent colors PRIVATE BY DESIGN No accounts. No logins. No analytics. No ads. Your data stays on your device, and your voice audio is never stored. FREE TO START Manual tracking, the dashboard, and statistics are free. Premium unlocks voice entry, Apple Pay auto-logging, AI categories, budgets, recurring transactions, extra lists, and themes - EUR 2.99 / month or EUR 24.99 / year, with a 7-day free trial. Cancel anytime. The subscription renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel in your App Store account settings. Terms of Use (EULA): https://sumiq.me/terms Privacy Policy: https://sumiq.me/privacy Made for people who would rather not think about money.

Talk. Track. Take control. Hey Binga is the money app built for people who live across currencies — expats, freelancers, and anyone juggling more than one income stream. Skip the spreadsheets and complicated budgeting apps. Just say what you spent, like you'd tell a friend: "500 salary" or "35 lunch" — Hey Binga does the rest. FEATURES - Quick-add with natural language and voice input - Multi-currency support - Track expenses and income by category, with notes and dates - Fixed monthly expenses with a paid checklist - Savings goals with progress tracking - Budgets by week, month, or year, with alerts - Full invoicing: create and send client invoices, track paid/unpaid, export branded PDFs - Branded PDF and Excel reports, monthly and yearly - Light and dark mode - Built-in assistant for plain-language answers about your money Whether you're paying rent in one currency and earning freelance income in another, Hey Binga keeps your whole financial picture in one place — simple, fast, and judgment-free. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/