Comparison

SimplifyPocket Expense Tracker vs Blocks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimplifyPocket Expense Tracker

Track your personal finances without connecting to your bank. Log expenses via voice or tap, set custom budgets, and monitor recurring bills. Gain clear insights into your spending habits with detailed analytics and smart alerts.

Highlights
  • Voice-activated transaction logging
  • Manual transaction entry
  • Budget creation and tracking
  • Recurring transaction management
  • Spending analytics
  • Customizable alerts
  • No bank connections
Features
Read full description

Add an expense just by saying it out loud. No bank logins, no spreadsheet. SimplifyPocket is a personal finance tracker and budget app that keeps money simple: log spending by voice, snap a receipt, or ask your own money assistant, then see exactly where it all goes. Nothing to connect and no permissions to grant, so you are tracking in under a minute. A calm, focused expense tracker you will actually open every day. WHAT YOU CAN DO • Add expenses by voice Hold the mic and say what you spent. "Twenty on lunch, fifteen on parking." SimplifyPocket fills in the amount, merchant, category, and date, then you review and save. Speech is transcribed on your iPhone, so audio never leaves the device. • Snap a receipt Point your camera at any receipt. AI reads the merchant, total, and date, turns it into a ready-to-save entry, and you confirm in a tap. No manual typing. • Just say "Hey Pocket" Your hands-free assistant. Say "Hey Pocket" to log a purchase, jump to a screen, or ask about your money, all without touching the keyboard. • Ask Pocket anything Chat with a money assistant that actually knows your budget. "Can I afford dinner out?" "How is my grocery budget doing?" Pocket answers in plain language using your real numbers. • Budgets that update live Set a budget for each category and watch the progress move as you spend. Clear alerts show where you stand, with no end-of-month surprises. A budget planner that works the way you actually spend. • Budgets that reset on your payday Your paycheck doesn't reset on the 1st, so your budget shouldn't either. Pick when your cycle starts and budgets reset when money actually arrives. • Share it with your partner Budget together in one shared space. Invite your partner by email and you both see the same transactions and budgets, kept in sync. One subscription covers you both. • See where your money goes Every budget shows spending against its limit, so you can spot where it's going at a glance and know what's left before you overspend. • Prefer to type? Paste a whole list Add one expense fast, or paste a batch of transactions and save them all at once. • Alerts you control Get notified when a budget is running low or goes over. Set your own thresholds or turn alerts off entirely. PERFECT FOR Couples who want to budget together, anyone who tried a bank-syncing budget app and quit, spreadsheet trackers who want something faster, and anyone who just wants to know where their money goes without handing over bank passwords. PRIVACY YOU CAN VERIFY • No bank connections. Ever. You enter what you want to track. • No ads. No tracking across apps. • Audio from voice entry stays on your iPhone. Only the transcript reaches our backend. • Delete your account in the app any time. Privacy Policy: https://simplifypocket.com/privacy Terms of Use: https://simplifypocket.com/terms Support: support@simplifypocket.com

About

Blocks

Features
Read full description

I built Blocks for myself. I get paid every two weeks. Most of my bills are monthly. Every budget app I tried wanted a subscription, my bank login, or both. So I made the app I actually wanted, and now I'm sharing it. Blocks is truly free. No ads. No accounts. No subscriptions. No locked features. No "premium" tier. New features ship to everyone, free, forever. Blocks collects nothing. No sign-up, no analytics, no tracking. Your budget lives on your device and syncs through your own private iCloud. Nobody else can see it, including me. Blocks does the work for you. • Paychecks appear automatically on payday, whether weekly, biweekly, or monthly, including 3-paycheck months • Recurring bills post themselves, labeled with who was paid • Variable bills (like electricity) remind you and carry an off-season cushion for expensive months • Month-end surplus can sweep to savings automatically, and the app tells you exactly how much to move at your bank • One glance shows what you can actually spend, with upcoming bills already set aside Blocks stays out of your way. • Whole dollars only, with no cents and no clutter • Log a purchase in two taps with a swipe, the Action button, or "Hey Siri, log groceries in Blocks" followed by "50 tacos" • Payee suggestions learn from your own history • An annual view shows income, spending, and savings across the year • Clean black-and-white design, native to iOS, beautiful in dark mode I keep improving Blocks for my own budget, and every update ships to you too. If it helps you, that genuinely makes me happy.

Screenshots

SimplifyPocket Expense Tracker4 screens
Blocks4 screens

Verdict

The call

The clearest difference is in-app purchases: Blocks at none against SimplifyPocket Expense Tracker's 2. Blocks also leads on update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SimplifyPocket Expense Tracker sells 2 in-app purchases, starting at $3.99 per month. Blocks asks for nothing beyond the download.

UpkeepUpdate frequency

SimplifyPocket Expense Tracker ships an update every 3 weeks, Blocks weekly. The most recent releases landed on October 3, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
SimplifyPocket Expense Tracker versus Blocks: the parameters behind the verdict, then further details
ParameterSimplifyPocket Expense TrackerBlocks
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS17.0 — better18.0
Further details — not scored
Size63 MB3 MB
Age rating4+4+
DeveloperOtis KelleyHirthik Bhojwani

In-app purchases

2 purchases

SimplifyPocket Expense Tracker

Subscriptions2
  • Monthly$3.991 Month
  • Yearly$19.991 Year
None

Blocks

No in-app purchases

Questions

Is SimplifyPocket Expense Tracker free?
SimplifyPocket Expense Tracker is free to download, with in-app purchases available.
Is Blocks free?
Blocks is free to download, with no in-app purchases.
Do SimplifyPocket Expense Tracker or Blocks have ads?
Neither SimplifyPocket Expense Tracker nor Blocks shows ads.
Which is updated more often, SimplifyPocket Expense Tracker or Blocks?
SimplifyPocket Expense Tracker ships an update every 3 weeks, and Blocks weekly. Most recently, SimplifyPocket Expense Tracker was updated on October 3, 2026 and Blocks on September 21, 2026.

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