Comparison

CardSpend vs MOMOTODO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CardSpend

Effortlessly manage your membership and prepaid cards. Track balances, record purchases, and view a clear timeline of your card activity. Sync your data across devices for seamless access.

Highlights
  • Membership card management
  • Purchase records
  • Activity timeline
  • Data sync
  • Prepaid card tracking
Features
Read full description

CardTrace is a lightweight tool focused on membership card management, helping you track card balances, purchases, and usage. **Core Features** • Membership card management • Purchase records • Clear activity timeline • Data sync **Use Cases** • Hair salon membership cards • Laundry / shoe-cleaning prepaid cards • Beauty / nail salon prepaid cards • Gym visit passes • Car wash cards • Pet store membership cards • Coffee / bakery prepaid cards • Other everyday spending cards

About

MOMOTODO

Features
Read full description

See what you need to do today before unlocking your phone. MOMOTODO organizes Apple Reminders into two cards, letting you choose to display them on your lock screen as wallpaper or Live Activities. When starting a task, select a scene to start the timer; after finishing, review completed tasks and the actual time spent. Two cards, arranged according to your needs The first card can display today's important tasks, today's schedule, future plans, recently completed items, or a specified reminders list. The second card can display a summary module, today's schedule, recently completed items, or a specified reminders list. Today's important tasks gather overdue items, items due today, and high-priority todos without a date; recently completed shows items completed that day along with their completion time. Today's schedule displays ongoing and upcoming events from the system calendar, preserving calendar colors, titles, and time ranges, presented in a read-only format. Tap the home screen cards to manage sources, order, and display count. Pro supports displaying MOMOTODO subtasks within cards and linking completion of parent tasks and subtasks. Wallpaper Mode: Integrate Tasks into Your Lock Screen Select a background, style, and layout, then preview and generate a lock screen wallpaper. The free version displays 1–3 tasks per wallpaper card; Pro expands this to up to 20 tasks and saves the display count separately for different sources. The free version offers preset wallpapers and a default stroke template. Pro unlocks custom wallpapers, random custom wallpapers, dark mode, glass, frosted glass, desktop sticky note templates, and more layout settings. The frosted glass style extracts the card color from the background, creating a harmonious look between the cards and the wallpaper. Pro allows saving up to 8 themes, which can be switched by swiping horizontally. Each theme independently saves its background, style, and card configuration. Deleting a theme does not delete the actual reminders. Pro Live Activities: Complete Tasks Directly on the Lock Screen Two cards are displayed as separate Live Activities, which can be individually enabled or disabled. Reminders are arranged into up to three rows of capsules based on available space, with any overflow shown as a count of remaining tasks. Tap a task capsule to mark it as complete. Overdue or high-priority tasks are highlighted in pink. Today's schedule displays one event per line, up to three items; recently completed and summary content remain read-only. On iPhones supporting Dynamic Island, view today's key tasks and directly complete to-dos after expanding. The two cards on the home screen can be scrolled separately to browse full sources, unrestricted by lock screen display space. Creating Live Activities requires Pro. Existing activities can still be refreshed, tasks completed, and closed after the entitlement expires; recreating after the system ends them requires an active Pro subscription. Pro Focus: Keep Your Efforts Tracked Supports count-up, countdown timers, and editable, self-created focus scenes. Can link to Apple Reminders or allow entering a task name for the current focus session. View the scene, task, and time on the lock screen and Dynamic Island, choose to only record time or end and complete the linked reminder. Review focus with day, week, and month views: the day view shows a timeline and reminders completed that day, the month view presents daily effort with a heatmap. When you forget to time, you can retroactively log a completed focus session that lasted at least one minute, filling in the scene, task, and notes. View focus history and statistics, and export to CSV. Select a target system calendar for different scenes; when not specified, the dedicated MOMOTODO calendar is used.

Screenshots

CardSpend4 screens
MOMOTODO4 screens

Verdict

The call

The clearest difference is update cadence: MOMOTODO at every 4 days against CardSpend's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CardSpend sells 2 in-app purchases, starting at $0.99 per year and MOMOTODO sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

CardSpend ships an update every 2 months, MOMOTODO every 4 days. The most recent releases landed on October 3, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
CardSpend versus MOMOTODO: the parameters behind the verdict, then further details
ParameterCardSpendMOMOTODO
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.6 — better18.0
Further details — not scored
Size5 MB45 MB
Age rating4+4+
Developer浩坤 李卓 孔

In-app purchases

2 purchases

CardSpend

Subscriptions1
  • Yearly Membership$0.991 Year
One-time1
  • Permanent Membership$1.99
3 purchases

MOMOTODO

One-time3
  • MOMOTODO Pro 3 天体验Free
  • MOMOTODO Pro Lifetime$3.99
  • MOMOTODO Pro 永久版$6.99

Questions

Is CardSpend free?
CardSpend is free to download, with in-app purchases available.
Is MOMOTODO free?
MOMOTODO is free to download, with in-app purchases available.
Do CardSpend or MOMOTODO have ads?
Neither CardSpend nor MOMOTODO shows ads.
Which is updated more often, CardSpend or MOMOTODO?
CardSpend ships an update every 2 months, and MOMOTODO every 4 days. Most recently, CardSpend was updated on October 3, 2026 and MOMOTODO on October 15, 2026.

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