Comparison

WorthUp vs MoneyTurtle

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

WorthUp

This app helps individuals and families track their net worth privately and securely. Monitor assets, liabilities, and investments with detailed charts and insights. Set financial goals and manage family portfolios with optional cloud sync.

Highlights
  • Offline-first net worth tracking
  • Track assets and liabilities
  • Net worth history charts
  • Financial goal setting
  • Family portfolio management
  • Customizable categories
  • Secure optional cloud sync
Features
Read full description

WorthUp is a private, beautifully designed net worth tracker built for individuals and families who want to take control of their financial future. Track everything in one place β€” bank accounts, investments, real estate, loans, and more. Watch your wealth grow over time with clear charts and insights. --- PRIVATE BY DESIGN --- - Offline-First: Your financial data stays on your device. We do not have access to your data, and no account is required to start tracking. - No Data Sharing: Your information is never shared with us or third parties unless you explicitly choose to enable Cloud Sync. - Local Backups: Take full ownership of your data. Export a local backup file anytime and restore it on any deviceβ€”no internet or cloud account required. - Secure Cloud Sync (Optional): If you choose to sync across devices, use your own Google account for private, encrypted backups that only you can access. --- WHAT YOU CAN DO --- - Add unlimited accounts across assets and liabilities - Track net worth history with 1Y, 2Y, 5Y and All-time charts - Set financial goals and track your progress with milestones - Get reminders to keep your portfolio updated - Manage family portfolios β€” track spouse and family member wealth separately - Switch between individual and household net worth views - Customize categories and account types to match your life --- PREMIUM FEATURES --- Upgrade to WorthUp Premium to unlock: - Full chart history (1Y, 2Y, 5Y and All-time) - Advanced wealth insights and growth tracking - Family portfolio management - Unlimited goals and reminders - Unlimited accounts - Custom categories and account types - App lock with Face ID or Touch ID --- BUILT FOR INDIA --- Indian number formatting, INR currency, and a clean OLED-friendly dark mode designed for Indian users tracking wealth in rupees. --- YOUR DATA, YOUR CONTROL --- - No ads, ever - No data sold to third parties - Works fully offline by default - Manual local backup & restore support Download WorthUp and start tracking what you've built with total peace of mind. Terms of Use : https://jamunlabs.com/terms

About

MoneyTurtle

Features
Read full description

See where your money goes, what you can spend today, and how your net worth grows. Privately. No account. No ads. No tracking. Everything you enter stays on your iPhone, and optional sync uses your own iCloud. Our App Store privacy label says it plainly: Data Not Collected. KNOW WHAT YOU CAN SPEND TODAY Safe to spend turns this month's income, what you've already spent and your subscriptions into one daily number. Spend less today and tomorrow's number goes up. TRACK EXPENSES IN SECONDS β€’ Log an expense in a few taps, with categories and subcategories you control β€’ See your month at a glance: spent, left, and whether you're on pace β€’ Browse by day or on a calendar that shows your heaviest days β€’ Get a heads-up when a top category runs ahead of its usual pace EVERY SUBSCRIPTION IN ONE PLACE β€’ Monthly and yearly subscriptions with payment dates β€’ Price changes and cancellations, kept month by month β€’ Optionally add them to your expenses on payment day WATCH YOUR NET WORTH GROW β€’ Savings, stocks, crypto, loans and credit cards, month by month β€’ Assets vs. liabilities and your month-over-month change β€’ Turtle Journey: your stage and milestones on the way to financial independence β€’ Projection: see what investing a set amount each month could become PLAN EVERY PAYCHECK Salary flow splits your income across your bank, broker, crypto wallet and mortgage. See it as a flow, a ring or ranked bars, with a monthly rollup into Save, Invest and Debt. UNDERSTAND YOUR HABITS Plain-language insights worked out on your phone, category breakdowns, your biggest expenses, category movers, year-over-year comparisons and spending by day of week. MADE FOR IPHONE AND IPAD β€’ Home Screen widgets for this month's spending and your net worth β€’ Face ID lock β€’ Light and dark mode, plus nine accent colors β€’ Multiple currencies β€’ Export everything to a file whenever you like Free. No ads. Your money, your data, your phone.

Screenshots

WorthUp4 screens
MoneyTurtle4 screens

Verdict

The call

The clearest difference is iOS requirement: WorthUp at 13.0 against MoneyTurtle's 26.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

WorthUp ships an update weekly, MoneyTurtle every 4 days. The most recent releases landed on October 28, 2026 and November 10, 2026 respectively.

Scorecard1 real difference Β· 6 level
WorthUp versus MoneyTurtle: the parameters behind the verdict, then further details
ParameterWorthUpMoneyTurtle
PriceFreeFree
Update frequencyWeeklyEvery 4 days β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS13.0 β€” better26.5
Further details β€” not scored
Size36 MB4 MB
Age rating9+4+
DeveloperRajat RajputGerasimos Alexiou

In-app purchases

None

WorthUp

No in-app purchases

None

MoneyTurtle

No in-app purchases

Questions

Is WorthUp free?
WorthUp is free to download, with no in-app purchases.
Is MoneyTurtle free?
MoneyTurtle is free to download, with no in-app purchases.
Do WorthUp or MoneyTurtle have ads?
Neither WorthUp nor MoneyTurtle shows ads.
Which is updated more often, WorthUp or MoneyTurtle?
WorthUp ships an update weekly, and MoneyTurtle every 4 days. Most recently, WorthUp was updated on October 28, 2026 and MoneyTurtle on November 10, 2026.

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