SubsLexa vs CustomBudget

Stop overpaying for subscriptions. SubsLexa tracks them, explains them, and reminds you before every renewal. SubsLexa is a private subscription tracker and bill reminder. No account. No bank connection. Your data stays on your device. NEW: AI ASSISTANT • Ask questions about your subscriptions in plain language • Get suggestions to reduce recurring costs • Spot duplicate, unused, or overpriced subscriptions NEW: SMART INSIGHTS • Monthly and yearly spending summaries • Your most expensive subscriptions, ranked • Spending trends and category breakdowns • Savings tracking after you cancel • Budget progress and early overspending alerts NEW: HOME SCREEN WIDGETS • See upcoming renewals without opening the app • Check your monthly spending at a glance • Widgets follow your theme and Dark Mode SMART BILL REMINDERS • Reminders 1, 3, 7, or 14 days before billing • Mark subscriptions as renewed or cancelled • Restore cancelled subscriptions anytime TRACK EVERYTHING • Unlimited subscriptions and recurring bills • Weekly, monthly, quarterly, yearly, and custom billing cycles • Filter by Active, Upcoming, Cancelled, or Expired • Instant search • Categories, colors, and icons BUDGET CONTROL • Set monthly spending budgets • Get alerts before you go over • View daily, weekly, monthly, and yearly totals MAKE IT YOURS • 5 app themes and 5 font styles • Light and Dark Mode • 28+ currencies, including USD, EUR, GBP, MYR, SGD, AUD, CAD, JPY, and INR PERFECT FOR Netflix, Spotify, Disney+, YouTube Premium, Amazon Prime, ChatGPT, Microsoft 365, Adobe Creative Cloud, Google One, iCloud+, Dropbox, Apple Music, gym memberships, internet and mobile plans, insurance, utilities, rent, online courses, and any other recurring bill. PRIVACY FIRST • Subscription data stored on your device • No bank or credit card connection • No account or signup required • Export and back up your data anytime Download SubsLexa, avoid surprise charges, and never miss a renewal.

Every other budget app wants your bank password. This one just wants five seconds a day. CustomBudget is envelope budgeting with no bank linking, no account, and no cloud. You give each category an amount at the start of the month, record what you spend as you go, and always know what is left. Everything stays on your phone. WHY CUSTOMBUDGET Most budget apps start by asking for read access to your bank. CustomBudget never asks, because it never needs to. There is no sign-up, no password, no sync, and no server. Open it, budget, close it. ENVELOPES THAT MATCH YOUR REAL MONTH * Give every category an amount and watch it draw down as you spend * Money left in an envelope rolls into next month; overspending does not follow you * Set your month to start on any day from the 1st to the 28th, so your budget matches your payday instead of the calendar * Starts with 16 spending envelopes and an income category, or build your own from 29 icons and 12 colours * Retire an envelope without losing its history FAST ENTRY, HONEST MATH * A big keypad built for one-handed entry in a checkout queue * Payee, note, account and date when you want them, none of them required * Cash, checking, savings and credit accounts * Transfers between your own accounts are tracked but never counted as spending * Every amount is exact to the cent, with no floating point drift REMINDERS THAT ARRIVE * Bill reminders 1, 3 or 7 days ahead of a recurring payment, at 9am * An alert when an envelope reaches 80% and again at 100%, while you can still do something about it * A month-end nudge the day before your budget month rolls over * Every reminder is scheduled by your phone. Nothing is sent anywhere RECURRING BILLS ON AUTOPILOT * Weekly, every two weeks, monthly, quarterly or yearly * Post automatically on the due date, or hold it for you to confirm * Catches up correctly after you have been away from the app SEE WHERE IT WENT * A spending ring that adds up to exactly what you spent, including retired envelopes * Budgeted against actual, worst overspend first * Uncategorised spending is shown, never quietly hidden PRIVACY FIRST BY DESIGN * No account and no login * No bank linking and no email scanning * No cloud, no sync, no server * No ads, no trackers, no analytics * Works completely offline, always YOUR DATA STAYS YOURS * Export a full backup to Files, iCloud Drive, email or AirDrop * Restore in one tap, with a seven-day undo if you change your mind * Delete everything permanently whenever you want * Backup and export are free forever, because it is your data BUILT TO READ WELL * Light and dark themes * 30 currencies * Money columns that line up properly instead of jittering PERFECT FOR * Anyone who wants a budget without handing over bank credentials * People paid on the 15th, or the last Friday, whose month is not the calendar month * Envelope and zero-based budgeters * Anyone who has tried a budgeting app and quit because it took too long YOUR MONEY. YOUR PHONE. NOBODY ELSE'S BUSINESS. Download it and set up your first envelope in under a minute.