Ask Finn vs Time Debt

Ask Finn combines the best AI models — GPT, Claude, and Gemini — into a single search. Ask anything. Get a sharper, more complete answer than any one model gives you alone. Most AI apps lock you into one model. Ask Finn picks the right model for each question — and for the toughest ones, runs them through multiple AIs in parallel, each independently searching the web, then synthesizes the findings into a single response. You get coverage, accuracy, and perspectives that no single model delivers on its own.

Borrow ten extra minutes today, and tomorrow's screen-time allowance starts ten minutes shorter. Time Debt is an app blocker built on Apple's Screen Time system. Instead of ignoring your limit when you want more time, you borrow a controlled amount from tomorrow — and see exactly what it costs before you confirm. SET YOUR LIMIT Choose distracting apps, categories and websites with Apple's private picker, then set a realistic daily allowance. Different weekday and weekend limits are supported. BORROW DELIBERATELY Out of time? Pick 5, 10 or 15 minutes, or a custom amount within your cap. Time Debt shows today, tomorrow's normal allowance and tomorrow's adjusted allowance side by side. Nothing happens until you confirm. REPAY TOMORROW Borrowed minutes are repaid automatically — once, never twice. No interest and nothing compounds. Tomorrow never drops below the minimum you choose, and ending a borrowed session early returns the unused minutes. REAL APP BLOCKING When your allowance runs out, a calm shield covers the selected apps. Stop for today, or open Time Debt to borrow with the full picture. PROTECT YOUR FOCUS Start a focus session in one tap for study, work or reading. Selected apps stay shielded while the timer runs. Borrowed time shows a Live Activity countdown. BUILD A BETTER BEDTIME ROUTINE Set protected hours that can cross midnight and decide in advance whether borrowing is allowed during them. Reminders are optional. SEE YOUR PROGRESS HONESTLY History shows allowances, borrowed and repaid minutes, focus sessions, Flex Minutes earned by stopping early, and days you stayed within your plan — clearly labelled, never framed as failure. FAMILY TOOLS Use a family plan on a shared or handed-over iPhone. Requests and parent approvals happen on the same device, and parent-only settings are protected by Face ID, Touch ID or passcode. There is no remote monitoring. EMERGENCY ACCESS, ALWAYS Remove every Time Debt shield until tomorrow at any time, at no cost. It does not change Screen Time limits set in iOS Settings or by a Family Sharing organizer. PRIVATE BY DESIGN No account and no ads. Your rules, app selections and history stay on your iPhone and work offline. Time Debt never sees app names or content — Apple provides anonymous tokens. RevenueCat processes an anonymous identifier only to manage subscriptions. CORE AND PRO The core plan includes one full plan with real blocking, borrowing, automatic repayment, 7-day history and emergency access. Time Debt Pro adds multiple plans, custom schedules, multi-day repayment, longer history and reports, guided programs and expanded family tools. Time Debt is a voluntary commitment tool for digital wellbeing, not medical or psychological treatment. On your own iPhone, Screen Time permission can be withdrawn in Settings. Auto-renewing subscriptions are managed through Apple. Price, trial eligibility and renewal terms are shown before purchase. Manage or cancel anytime in your Apple Account settings. Privacy policy: https://time-debt-app-blocker.rork.app/privacy.html Terms of use: https://time-debt-app-blocker.rork.app/terms.html