Comparison

COcartera vs LoanTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

COcartera

Features
Read full description

COcartera es la app de gestión financiera para prestamistas, pequeños empresarios y personas que quieren tener el control total de su dinero. GESTIÓN DE CARTERA Registra préstamos, cobra cuotas y lleva el historial completo de cada cliente. Con interés personalizado, alertas de vencimiento y reportes detallados, nunca más se te escapa un cobro. CLIENTES ORGANIZADOS Agrega foto, teléfono, documento y dirección de cada cliente. Contáctalo por WhatsApp con un solo toque. DEUDAS PERSONALES Controla tus propias deudas: tarjetas de crédito, créditos bancarios y préstamos informales. Ve exactamente cuánto debes y a quién. GASTOS MENSUALES Registra y categoriza tus gastos. Entiende en qué se va tu dinero cada mes. SINCRONIZACIÓN EN LA NUBE Tu información segura y disponible en todos tus dispositivos. PLANES DISPONIBLES - Plan Completo: cartera de préstamos + deudas personales - Solo Cartera: gestión de préstamos a clientes - Deudas Personales: control de tus propias finanzas - Prueba gratis 30 días sin tarjeta de crédito Términos de Uso: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

LoanTracker

Manage all your loans in one place, from mortgages to personal loans. Automatically calculates monthly payments and generates clear repayment schedules. Receive timely reminders to avoid missing any due dates.

Highlights
  • Unified loan management
  • Automatic monthly payment calculation
  • Multiple repayment methods
  • Early repayment calculator (VIP)
  • Detailed repayment schedules
  • Repayment reminders
  • Local data storage
Features
Read full description

One App. All Your Loans. Mortgage, car loan, personal loan — lost track? LoanTracker keeps everything organized. Auto-calculate payments and generate full amortization schedules. AUTO-CALCULATE PAYMENTS Enter principal, rate, term, and method. Instantly see your monthly payment and complete repayment schedule. 3 REPAYMENT METHODS • Equal Installment: Fixed monthly payment • Equal Principal: Fixed principal, decreasing payments • Interest-Only: Pay interest, principal at end EARLY REPAYMENT (VIP) Enter an amount to see two scenarios: shorten term or reduce payment. 100% PRIVATE & OFFLINE All data stored locally. No sign-up, no upload, no tracking. Free for 1 loan. Unlock VIP for unlimited loans + early repayment + CSV export. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

COcartera4 screens
LoanTracker4 screens

Verdict

The call

The clearest difference is in-app purchases: LoanTracker at none against COcartera's 1. COcartera's advantage is update cadence (every 5 days vs every 5 weeks) and iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. COcartera sells 1 in-app purchase, starting at $2.99 per month. LoanTracker asks for nothing beyond the download.

UpkeepUpdate frequency

COcartera ships an update every 5 days, LoanTracker every 5 weeks. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 5 level
COcartera versus LoanTracker: the parameters behind the verdict, then further details
ParameterCOcarteraLoanTracker
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 5 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo — better
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size77 MB10 MB
Age rating4+12+
DeveloperVERLEIDIS VARILLA VASQUEZ磊 刘

In-app purchases

1 purchases

COcartera

Subscriptions1
  • SOLO DEUDAS$2.991 Month
None

LoanTracker

No in-app purchases

Questions

Is COcartera free?
COcartera is free to download, with in-app purchases available.
Is LoanTracker free?
LoanTracker is free to download, with no in-app purchases.
Do COcartera or LoanTracker have ads?
Neither COcartera nor LoanTracker shows ads.
Which is updated more often, COcartera or LoanTracker?
COcartera ships an update every 5 days, and LoanTracker every 5 weeks. Most recently, COcartera was updated on October 9, 2026 and LoanTracker on October 24, 2026.

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