好记星 vs SpendNext

Haojixing is an AI-powered expense tracker for individuals and families. Record a purchase with a sentence, voice note, screenshot, or statement file, then turn scattered transactions into a clear ledger. Key features - AI expense entry: Turn voice notes, payment screenshots, and text into editable, reviewable drafts. Confirm each draft before it is added to your ledger. - Statement import: Organize image, PDF, CSV, XLSX, and text files, including WeChat and Alipay statements, with less manual entry. - Spending analysis: Review income and expenses by date, category, payment method, merchant, and period. Use calendars, charts, and period dashboards to understand spending patterns. - Shared ledgers: Use iCloud to record expenses with family or a partner. - Asset tracking: Keep details about belongings and assets in one place and review changes over time. - Flexible entry: Add transactions manually, use Shortcuts, filter details, and clean up duplicate records. Privacy and optional AI Your ledger is stored on your device by default, with optional iCloud backup. AI is optional and, after you agree to the data-use notice, processes only the text needed to create a reviewable draft. Original screenshots and audio recordings are not uploaded directly. AI parsing credits are available through In-App Purchase. No external API key is required. Haojixing does not provide payments, transfers, loans, investing, or custody of funds. It is for organizing personal finances and reviewing spending.

Plan your spending. See what’s next. SpendNext is a simple personal finance app that helps you plan your upcoming spending and understand how it may affect your future balance. Add expected expenses and income, set up recurring spending, and see what your balance could look like over time. Plan ahead for bills, subscriptions, daily spending, and bigger purchases. See your expected cash flow on a calendar and understand how much you may have left in the future. Plans change. Adjust them anytime and instantly see how your financial outlook changes. No complicated budgets. No endless charts. Just a simple way to see what’s next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/