Comparison

ExpenseSpy vs Home Budget

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

ExpenseSpy

Features
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ExpenseSpy turns receipt photos into organized expense reports β€” automatically. Point your camera at any receipt. Our AI reads the date, time, amount, merchant, and individual items in seconds. You review, confirm, and export. That's it. WHAT EXPENSESPY DOES - Automatically extracts data from any receipt photo - Reads date, time, amount, currency, merchant name, and items - AI suggests the right category (Food, Transport, Shopping, and more) - Export to Excel, CSV, or PDF β€” in one tap - Choose summary mode (one row per receipt) or detailed mode (one row per item) BUILT FOR PEOPLE ON THE MOVE Whether you're a frequent traveler submitting expense reports, a freelancer tracking business costs, or anyone tired of manual data entry β€” ExpenseSpy gets it done in seconds. FEATURES - Multi-currency support (QAR, USD, EUR, GBP, TRY and more) - Search and filter by date, category, status, or amount - Cloud sync β€” switch phones without losing your data - Google and Apple sign-in - Receipt photo stored with every entry - Contact us directly from the app SIMPLE PRICING Free: 10 receipts per month β€” no credit card required Monthly: $4.99/month β€” unlimited receipts Yearly: $49.99/year β€” save 17% Your data is private. We never sell it. β€” SUBSCRIPTION INFORMATION - Title: ExpenseSpy Pro - Length: 1 month or 1 year auto-renewable subscription - Price: $4.99/month or $49.99/year Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://expensespy.com/#privacy β€” Built by DLZ Labs β€” a one-person studio creating practical tools for everyday workflows. Questions or feedback? Reach out from within the app β€” you'll hear back from the founder, not a support queue.

About

Home Budget

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Your personal budget stays separate. Your family budget brings you together. Track income, spending and payments with HomeBudget, see what's left this month, and organise your savings with Pro Bank Accounts. ONE FAMILY. A SHARED BUDGET. Create a separate Family Budget and invite someone through iCloud. Once accepted, income, expenses, recurring expenses, subscriptions and bank records entered in that family budget sync between its members. Joining does not automatically share your personal history. Personal Budget stays on this device. iCloud accounts are required. Other planning tools and Pro access are not shared through this feature. PAID AND PENDING, CLEARLY SEPARATED Record monthly subscriptions and recurring expenses with their amounts and payment dates. Mark a period paid when you pay it: only then does it enter actual spending. Unchecking reverses that change. Pending payments stay visible separately. HomeBudget does not make payments or automatically discover or cancel subscriptions. BANK ACCOUNTS WITH PRO Manually record balances in TRY, USD, EUR and GBP. Estimate term-deposit returns from your balance, rate, withholding, term and a selectable 360/365/366-day basis. No bank login, automatic bank connection or money transfer is provided. Balances are not automatically added to budget income. Results are estimates, not bank quotes or financial advice. STATEMENT IMPORT WITH PRO Choose a CSV, PDF or photo to prepare expense entries on your device. Review the recognised names, dates, amounts and currencies before selecting individual entries or confirming eligible entries together. Possible duplicates and incomplete rows need review. Nothing is saved to your budget until you confirm the import. This is expense import, not an automatic bank connection. YEARLY SUBSCRIPTIONS, THEIR OWN SPACE With Pro, track annual subscriptions separately from monthly ones. See renewal dates and mark payments paid. The full annual payment counts in its relevant payment period, not spread across other months. YOUR BUDGET ON YOUR HOME SCREEN Choose small or medium widgets for your budget overview, remaining-budget progress or upcoming payments. Use the eye button to hide or reveal amounts. Widgets use saved records; iOS controls refresh timing. REMINDERS AND INSIGHTS With notification permission, receive upcoming and overdue payment reminders. Marking a period paid cancels its reminders. Delivery depends on iOS settings. Compare months, explore spending distribution and review your year. Track currencies separately; converted totals use reference rates, not bank transaction quotes. MORE WITH PRO Smart Budget Coach, deeper insights, spending heatmaps, category alerts, PDF reports, receipt scanning and custom bill splitting. The coach offers rule-based tips from your records, not a conversational AI service. Check recognised receipt totals before using them. Basic income and expense entry, monthly subscription tracking, standard analysis and equal bill splitting remain available without Pro. Pro is an optional auto-renewable monthly or annual subscription with the same access. Eligible users get one 7-day free trial on either plan; then the displayed price is charged and renews monthly or yearly according to the selected plan unless canceled. Cancel at least 24 hours before the trial ends to avoid a charge. Local prices and terms appear in Apple’s confirmation. Manage or cancel in Apple account settings; restore in the app. Available in English and Turkish. Support: ahmetkokbas@hotmail.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://homebudget-support.ahmet-kokbas.chatgpt.site/privacy.html#english Third-party trademarks and logos belong to their respective owners. HomeBudget is not affiliated with, sponsored by, or endorsed by these brands.

Screenshots

ExpenseSpy4 screens
Home Budget4 screens

Verdict

The call

The clearest difference is ads: ExpenseSpy at none against Home Budget's shown. ExpenseSpy also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Home Budget's advantage is update cadence (every 2 days vs weekly). On price and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. ExpenseSpy sells 2 in-app purchases, starting at $4.99 per month and Home Budget sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

ExpenseSpy ships an update weekly, Home Budget every 2 days. The most recent releases landed on November 9, 2026 and November 10, 2026 respectively.

Scorecard4 real differences Β· 2 level
ExpenseSpy versus Home Budget: the parameters behind the verdict, then further details
ParameterExpenseSpyHome Budget
PriceFreeFree
Update frequencyWeeklyEvery 2 days β€” better
AdsNo β€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.0 β€” better17.0
Further details β€” not scored
Size87 MB27 MB
Age rating4+4+
DeveloperCevdet Dogukan KorkmazAhmet Murat Kokbas

In-app purchases

2 purchases

ExpenseSpy

Subscriptions2
  • ExpenseSpy Premium Monthly$4.991 Month
  • ExpenseSpy Premium Yearly$49.991 Year
2 purchases

Home Budget

Subscriptions2
  • HomeBudget Premium Monthly7 Days trial$1.991 Month
  • HomeBudget Premium Yearly7 Days trial$19.991 Year

Questions

Is ExpenseSpy free?
ExpenseSpy is free to download, with in-app purchases available.
Is Home Budget free?
Home Budget is free to download, with in-app purchases available.
Do ExpenseSpy or Home Budget have ads?
Home Budget shows ads; ExpenseSpy does not.
Which is updated more often, ExpenseSpy or Home Budget?
ExpenseSpy ships an update weekly, and Home Budget every 2 days. Most recently, ExpenseSpy was updated on November 9, 2026 and Home Budget on November 10, 2026.

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