Comparison

SubsTrackr vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SubsTrackr

Features
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Take control of your recurring expenses with SubsTrackr β€” the smart subscription manager that shows you exactly where your money goes. β€’ Dashboard with monthly spend vs budget β€’ Billing calendar with upcoming renewals β€’ Spend breakdown by category (Fitness, Entertainment, Music & more) β€’ Budget alerts and renewal reminders β€’ 6-month spending trends β€’ Beautiful themes: Cosmic Navy, Warm Amber, Forest, Rose

About

Spending Tracker

Easily manage shared budgets for couples, households, or projects. Track expenses, categorize spending, and visualize trends with clear reports. Offers privacy-focused features like on-device receipt recognition and iCloud syncing.

Highlights
  • Create and share budgets
  • Track and categorize expenses
  • Photo receipt capture
  • On-device receipt recognition
  • Clear spending reports
  • iCloud synchronization
Features
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YouSpend - Expense Tracker & Budget Planner YouSpend is your everyday expense tracker, budget planner, and personal finance manager. Organize your money, keep receipts in one place, and manage shared budgets with your partner, family, or friends, all without connecting your bank accounts. Whether you’re managing household bills, planning a trip, or keeping an eye on daily spending, YouSpend helps you understand where your money goes. BUDGETS FOR EVERY PART OF LIFE - Create wallets and separate budgets for groceries, travel, household expenses, and personal projects. - Use each wallet as a digital budget jar to organize related budgets and see how much you have left. - Choose monthly, trip, or all-time budgets to match the way you spend. - Switch wallets or focus on a single budget from the bar above the tabs. TRACK EXPENSES IN SECONDS - Record everyday spending, from your morning coffee and daily transit to shopping and dining out. - Categorize each expense and assign it to the right budget. - Create your own categories and payment methods with names, icons, and colors that fit your household. - Set up recurring expenses for regular bills and subscriptions instead of entering the same payments every time. - Get an optional evening reminder to record expenses you may have missed. ON YOUR HOME SCREEN AND WITH SIRI - See budgets, recent expenses, and spending breakdowns at a glance with Home Screen widgets. - Pin a budget with the Add to Budget widget and open its expense form in one tap. - Record an expense or open a prefilled form from Shortcuts and Siri. MANAGE SHARED SPENDING TOGETHER - Share wallets and budgets with invited people. - Plan with your partner, manage family expenses, or track spending on a trip with friends. - Keep personal spending separate while staying up to date on the budgets you share. KEEP YOUR RECEIPTS ORGANIZED - Take photos of receipts or select images from your photo library. - Use the built-in receipt scanner to recognize merchants, dates, and amounts with Apple Vision. - Attach receipts to expenses so the details are easy to find later. - Receipt recognition happens directly on your device. UNDERSTAND YOUR SPENDING - See where your money goes with clear category breakdowns and spending trends. - Look at any date range, and filter expenses and Insights by budget. - Check your remaining budget to help plan your next purchase. - Export expenses as Excel (.xlsx) or CSV files for use in spreadsheets and other apps, with or without receipt images. MADE FOR IPHONE AND IPAD - Enjoy an easy-to-use interface with layouts optimized for iPhone and iPad. - Switch seamlessly between light and Dark Mode. - Keep your data synced across your Apple devices through iCloud and CloudKit. PRIVACY FROM THE START - No cross-app tracking and no advertising identifier. - No connection to bank accounts. - No external crash reporting SDKs. - On-device receipt recognition. - Lock YouSpend with Face ID or Touch ID, and hide amounts when others can see your screen. - Share budgets with the people you invite. FREE AND PREMIUM - The free version covers everyday tracking, receipts, sharing, and the Add to Budget widget. It shows one banner for another App Store app, which you allow before it appears. - Premium removes the banner and unlocks more wallets and budgets, your own categories and payment methods, recurring expenses, data widgets, and exports. - Premium is available monthly, yearly, or as a one-time lifetime purchase. Less guesswork. More clarity. Your spending, organized with YouSpend. TERMS & PRIVACY YouSpend Terms of Use: https://youspend.app/terms Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://youspend.app/privacy

Screenshots

SubsTrackr4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: SubsTrackr at none against Spending Tracker's 3. SubsTrackr also leads on ads (none vs shown) and iOS requirement (17.0 vs 26.0). On price and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $0.99 per month. SubsTrackr asks for nothing beyond the download.

Scorecard3 real differences Β· 5 level
SubsTrackr versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSubsTrackrSpending Tracker
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyβ€”Every 8 days
AdsNo β€” betterYes
In-app purchasesNo β€” betterYes
Monetizationβ€”Free with in-app purchases
DevicesiPhoneiPhone, iPad β€” better
Requires iOS17.0 β€” better26.0
Further details β€” not scored
Size8 MB22 MB
Age rating4+4+
DeveloperKushal GangilNino Gjoni

In-app purchases

None

SubsTrackr

No in-app purchases

3 purchases

Spending Tracker

Subscriptions2
  • YouSpend Premium Monthly$0.991 Month
  • YouSpend Premium Yearly$9.991 Year
One-time1
  • YouSpend Premium Lifetime$19.99

Questions

Is SubsTrackr free?
SubsTrackr is free to download, with no in-app purchases.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do SubsTrackr or Spending Tracker have ads?
Spending Tracker shows ads; SubsTrackr does not.

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