MoneyTrack vs Checkbook
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
MoneyTrack
This personal finance app offers a private and secure way to track your spending and manage budgets. It features unlimited accounts, smart budget pots, and multi-currency support, with quick entry options via Siri and widgets. Data remains on your device, ensuring privacy.
- Unlimited accounts, budgets, and transactions
- Smart budget pots for spending clarity
- Multi-currency account support
- Quick-add via Siri and widgets
- XLSX export and import
- Clean, native iOS design
Read full descriptionHide full description
MoneyTrack is the clean personal finance app that respects your privacy. Everything you log stays on your iPhone: no account, no syncing servers, no analytics, no advertising. ⢠Unlimited accounts, budgets and transactions ⢠Smart budget pots linked to your accounts for instant spending clarity ⢠Period summaries: month, year, past N days, or synced to your custom pay cycle ⢠Multi-currency accounts with custom transfer rates between them ⢠Quick-add via Siri, Shortcuts, Action Button, Back Tap or Lock Screen widget ⢠XLSX export & import ⢠Clean, native iOS design - feels built into your phone Try it free for 7 days. £0.99/month or £9.99/year: ad-free, tracker-free, and yours. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Checkbook
Read full descriptionHide full description
Your checkbook. Your everyday spending, clearly. Record income and expenses, check your recorded balance and see where your money goes. Add entries manually, without a bank login. Your register works offline. RECORD IN SECONDS ⢠Add expenses, income, refunds and transfers. ⢠Include a payee, category and date, with an optional note or check number. ⢠Search, filter and mark entries cleared. KEEP YOUR REGISTER CLEAR ⢠Compare recorded and cleared balances. ⢠Reconcile against your bank statement and see the difference. ⢠Organize checking, savings, cash and credit card accounts. SEE YOUR SPENDING ⢠Explore category charts, trends and cash flow. ⢠Focus on one account or choose a report range. ⢠Set category budgets with Checkbook Plus. PLAN BILLS WITH PLUS ⢠Schedule recurring bills and income. ⢠Repeat weekly, every two weeks, monthly, quarterly or yearly. ⢠Enable reminders and choose whether due entries record automatically. YOUR DATA, YOUR CHOICES ⢠Use your ledger locally or choose Sync & Sharing. Shared ledger data is stored on our sync service when sharing is enabled. ⢠Turn optional usage analytics off in Settings. Financial amounts, payees and notes are not sent in analytics. ⢠Protect the app with Face ID. ⢠Export or import a full backup, and use CSV import and export. ⢠Choose light or dark mode. The app initially follows your device language. WHAT IS INCLUDED One active account, unlimited entries, reconciliation, backups and CSV tools are free. Reports for today, the last seven days and the current month are included. No ads. CHECKBOOK PLUS An optional purchase adds unlimited accounts, budgets, recurring payments, bill reminders and more report ranges, including all time. Monthly and yearly subscriptions and a one-time purchase are available. Prices, billing periods and any eligible trial offer are shown in the app before you buy. The one-time purchase does not renew. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel subscriptions in your Apple Account settings. Privacy Policy: https://grey-entree-512.notion.site/Checkbook-Privacy-3d74abc1b144800caa1ae2ca8024c6db Terms of Use: https://grey-entree-512.notion.site/Checkbook-Terms-3d74abc1b14480aa84a2cacf6aa08cb9 Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: MoneyTrack at every 3 days against Checkbook's every 10 days. MoneyTrack also leads on iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. MoneyTrack sells 3 in-app purchases, starting at $0.99 per month and Checkbook sells 5 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
MoneyTrack ships an update every 3 days, Checkbook every 10 days. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.
| Parameter | MoneyTrack | Checkbook |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days ā better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | ā |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPad |
| Requires iOS | 13.0 ā better | 17.0 |
| Further details ā not scored | ||
| Size | 17 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Matthew King | Haresh Lakhwani |
In-app purchases
MoneyTrack
- MoneyTrack Monthly7 Days trial$0.991 Month
- MoneyTrack Yearly7 Days trial$9.991 Year
- MoneyTrack Premium7 Days trial$29.991 Year
Checkbook
- Checkbook Plus Monthly$2.991 Month
- Checkbook Plus Monthly$4.991 Month
- Checkbook Plus Yearly3 Days trial$19.991 Year
Show 1 moreShow fewer
- Checkbook Plus Yearly3 Days trial$24.991 Year
- Checkbook Plus Lifetime$39.99
Questions
Is MoneyTrack free?
Is Checkbook free?
Do MoneyTrack or Checkbook have ads?
Which is updated more often, MoneyTrack or Checkbook?
Other comparisons















