Comparison

Budget Planner vs Paisaflow

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Budget Planner

Features
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See exactly where your money goes. Log every expense, set budgets that actually stick, and watch your net worth grow โ€” all on your device, with no account and no cloud sign-up. Most money apps want to link your bank and keep your data on a server. This one doesn't. You add transactions yourself in seconds, everything stays on your phone, and you still get the full picture โ€” budgets, net worth, savings goals, and shared costs โ€” without handing your finances to anyone. WHAT YOU GET - Every transaction sorted: log income, expenses, and transfers with category, account, receipt photo, and notes - Budgets that hold: category limits with custom periods, over-spend alerts, and rollover - Your real net worth: track assets and debts over time so you know your true number - Charts that make sense: spending trends, category breakdowns, and a busy-day heatmap - Goals you can feel: savings targets with progress rings that fill as you save - Shared costs handled: split trips and group expenses, then settle up with the fewest payments PERFECT FOR - Anyone tired of wondering where their paycheck went - Couples and roommates splitting rent, trips, and groceries - Freelancers tracking income, expenses, and tax set-asides - Savers working toward a fund, a trip, or paying down debt WHY NOT JUST USE A SPREADSHEET? A spreadsheet can't scan a receipt, remind you before a bill is due, or draw your net worth as a chart. This does all of it in a few taps โ€” and never asks you to link a bank. PRIVACY Everything stays on your device. No account, no cloud sync, no ads, and no tracking. Lock the app with Face ID or Touch ID, and export your data to CSV or PDF whenever you want. FULL ACCESS Unlock everything โ€” unlimited budgets, net worth tracking, savings goals, group expenses, receipt scanning, bill reminders, and CSV/PDF export โ€” with a weekly or yearly plan, or a one-time lifetime purchase. Take control of your money today โ€” add your first transaction in under a minute. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com

About

Paisaflow

Features
Read full description

Every feature free. No premium tier, no locked buttons, no trial that expires. PaisaFlow is an expense tracker and budget planner that keeps your money data on your own phone. No account, no sign-up, no cloud. Open it and start logging. LOG AN EXPENSE IN SECONDS Most expense apps make you tap through a form. PaisaFlow opens on a keypad with the amount ready, expense preselected, and your most-used category already chosen. Two taps and the amount is all it usually takes. There is a "Save & add another" button for when you are catching up on a week of receipts. BUDGETS THAT WARN YOU IN TIME A budget that only tells you the damage afterwards is useless. PaisaFlow tracks your spending against the pace you would need to keep, so you can see you are running hot on the 10th rather than the 30th. When spending crosses a budget threshold you are told the moment it happens, with the figure, not the next time you happen to open the app. SEE WHERE THE MONEY ACTUALLY GOES - A spend-versus-pace chart with a forecast for the month - Your top spending categories, ranked, with real percentages - A calendar heat map showing which days cost you the most - Monthly trends for both spending and income - Filter any report by day, week, month or year YOUR DATA STAYS YOURS Everything is stored locally on your device. There is no account to create, no server holding your transaction history, and the app works completely offline โ€” on a plane, on the underground, anywhere. Export the lot to CSV whenever you like and open it in any spreadsheet. Take a full backup and restore it later. It is your data, in a format you can read, that you can take with you. WHAT ELSE IS INCLUDED โ€” ALL FREE - Income and expense tracking with custom categories - Recurring entries for rent, salary and subscriptions, entered once - Multiple budgets, weekly, monthly or yearly - 154 currencies - Full dark mode - CSV export and complete backup and restore - Undo on deletions, so a mis-swipe is not permanent BUILT TO BE READABLE Amounts line up in proper columns so you can scan them. Income and expenses are told apart by a plus or minus sign, not by colour alone, so the app still works if you are colourblind or looking at a screenshot in greyscale. Text scales with your system setting, and every screen has been checked against accessibility contrast standards. HONEST ABOUT ADS PaisaFlow is free because it shows a small banner ad. That is the whole business model. There is no paid tier and there is not going to be one, so no feature will ever be taken away and sold back to you. Ads never appear while you are entering a transaction or confirming a deletion. WHAT PAISAFLOW DOES NOT DO It does not connect to your bank. It does not sync between devices. It does not scan receipts. If you need those, another app will serve you better โ€” and we would rather tell you now than have you find out after installing. Questions or a bug to report? Get in touch, we read everything.

Screenshots

Budget Planner4 screens
Paisaflow4 screens

Verdict

The call

The clearest difference is in-app purchases: Paisaflow at none against Budget Planner's 3. Paisaflow also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price and ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Budget Planner sells 3 in-app purchases, starting at $4.99 per 7 days. Paisaflow asks for nothing beyond the download.

Scorecard3 real differences ยท 3 level
Budget Planner versus Paisaflow: the parameters behind the verdict, then further details
ParameterBudget PlannerPaisaflow
PriceFreeFree
Update frequencyMonthlyโ€”
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS18.015.0 โ€” better
Further details โ€” not scored
Size7 MB24 MB
Age rating4+4+
DeveloperPhuc PhamUmesh Ghimire

In-app purchases

3 purchases

Budget Planner

Subscriptions2
  • Weekly Premium$4.997 Days
  • Annual Premium$24.991 Year
One-time1
  • Lifetime Premium$49.99
None

Paisaflow

No in-app purchases

Questions

Is Budget Planner free?
Budget Planner is free to download, with in-app purchases available.
Is Paisaflow free?
Paisaflow is free to download, with no in-app purchases.
Do Budget Planner or Paisaflow have ads?
Neither Budget Planner nor Paisaflow shows ads.

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