finmoa vs Brezel Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
finmoa
Track your income and expenses, and get a comprehensive overview of all your assets in one place. Manage your finances with features like calendar views, budget tracking, and automatic expense registration.
- Calendar view for income/expenses
- Integrated asset management (stocks, crypto, etc.)
- Budget setting and progress tracking
- Automatic fixed expense registration
- Automatic transaction categorization
- Monthly statistics and trend charts
- CSV export for PC management
- Cloud backup for data safety
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핀모아 — 자산까지 연동되는 스마트 가계부 지출과 수입을 기록하는 것에서 그치지 않고, 내가 가진 자산 전체를 한 화면에서 파악할 수 있는 가계부입니다. [ 핵심 기능 ] • 캘린더 가계부 날짜별로 수입·지출·저축을 한눈에 확인하세요. 하루하루의 흐름이 달력 위에 펼쳐집니다. • 자산 통합 관리 (프리미엄) 주식, 코인, 예금, 부동산, 대출까지 내 자산 현황을 실시간으로 파악하고 순자산을 계산합니다. • 예산 관리 생활비 월 예산을 설정하고 진행률을 실시간으로 확인하세요. 80% 도달 시 경고 알림, 초과 시 즉시 알림을 보내드립니다. • 고정지출 자동 등록 월세, 구독료, 보험료 등 매달 반복되는 지출을 설정해두면 매달 자동으로 등록됩니다. • 카테고리 자동 분류 거래 내역을 입력하면 카테고리가 자동으로 추천됩니다. 자주 쓰는 가게 이름만 입력해도 알아서 분류해드려요. • 월별 통계 & 트렌드 차트 카테고리별 지출 분석, 저축률 추이, 최근 6개월 수입·지출 트렌드를 시각적으로 확인하세요. • CSV 내보내기 전체 거래 내역을 엑셀 파일로 내보내 PC에서도 편리하게 관리할 수 있습니다. • 클라우드 백업 Google·Apple 계정으로 로그인하면 데이터가 자동으로 클라우드에 백업되어 기기를 바꿔도 안심입니다. • 홈 화면 위젯 앱을 열지 않아도 홈 화면에서 오늘의 지출을 확인하세요. [ 다크 모드 지원 ] 눈이 편안한 다크 모드를 완벽하게 지원합니다. [ 스마트 알림 ] - 고정지출 등록 전날 리마인더 - 예산 80% 도달 경고 - 예산 초과 즉시 알림 핀모아와 함께 더 스마트하게 돈을 관리하세요.
Brezel Money
Manage finances across multiple countries and currencies with ease. This app simplifies budgeting for expats, students, and digital nomads by offering real-time exchange rates and country-specific expense templates. Track income, expenses, and assets in two currencies simultaneously.
- Supports 8 currencies simultaneously
- Natural language input for transactions
- Real-time exchange rates from ECB
- Country-specific fixed expense templates
- Automatic fixed expense management
- Remittance tracking with exchange rate insights
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The real overseas life budget app, made by an immigrant — Brezel Money 1) Why Brezel Money? Built by a developer who tracks expenses daily while living in Germany. Korean budget apps only support KRW, and overseas apps only support English and local currencies.. "Why isn't there an app that manages money in two countries at once?" — that's how it started. Organize all your overseas financial worries with just Brezel Money. 2) Recommended for - Students studying in Germany, Australia, USA, UK, Japan, China, or Canada - Those preparing for immigration or settlement abroad - Working holiday visa holders living overseas - Expats and digital nomads - Anyone who regularly sends money to family in Korea - Everyone managing assets in two currencies 3) Key Features • 8 Currencies Supported Simultaneously - No matter where you are, spend in local currency and review in your familiar currency. - Real-time exchange rates are automatically applied using official ECB (European Central Bank) data. • Natural Language Input - Just type "coffee 5 euros" or "dinner 30 euros" — that's it. - Amount, category, and currency are automatically recognized. • Assets at a Glance - View all account and card balances in two currencies at once - Visualize asset distribution by account - Preview upcoming income and expenses • Categories Tailored for Life Abroad - Germany: Kaltmiete, Nebenkosten, GEZ, Krankenversicherung - USA: Rent, Utilities, Health Insurance - Country-specific fixed expense templates for UK, Japan, China, and more Even first-time expats can register everything without missing a detail. • Automatic Fixed Expense Management - Manage rent, internet, insurance, and subscriptions all in one place - Set cycles: monthly, bimonthly, quarterly, or annual - D-Day reminders for payment dates • Remittance Tracking - Track money transfers between your Korean and overseas accounts separately. - See exchange rate gains and losses at a glance.
Screenshots
Verdict
The clearest difference is monetization model: Brezel Money at free against finmoa's freemium. finmoa's advantage is update cadence (every 2 days vs weekly). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
finmoa ships an update every 2 days, Brezel Money weekly. The most recent releases landed on October 10, 2026 and October 31, 2026 respectively.
| Parameter | finmoa | Brezel Money |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 days — better | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 63 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Chan Wook Jeong | DAIN JUN |
In-app purchases
finmoa
No in-app purchases
Brezel Money
No in-app purchases









