REXO vs YiBi · Private Ledger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
REXO
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REXO is a personal finance app for tracking expenses, income, accounts, subscriptions, budgets, and savings goals. FAST TRANSACTION ENTRY Add expenses and income manually or use optional smart entry to turn a transaction description into a draft for your review before saving. RECEIPT SCANNER Choose or photograph a receipt and review the merchant, date, currency, amount, category, payment method, and summary before saving. SUBSCRIPTION TRACKING Track recurring payments, renewal dates, and monthly costs in one place. SPENDING INSIGHTS Review category totals, balance history, and optional spending-coach insights based on the financial records you choose to store in REXO. VOICE ENTRY Record a short transaction description and review the resulting draft before saving. MULTI-CURRENCY SUPPORT Track accounts and transactions in currencies including AED, USD, EUR, GBP, and SAR, with converted summaries when rates are available. AI PRIVACY AND CONSENT AI features are optional. OpenAI, LLC is the disclosed third-party AI processor. Before the first AI request, REXO shows an in-app permission screen that identifies OpenAI, explains exactly which selected receipt images, voice recordings, transaction details, or spending summaries may be sent, and requires explicit consent. No AI content is transmitted before permission. Consent can be declined or revoked at any time in Settings > AI & Privacy without disabling non-AI features. REXO does not collect or transmit banking credentials or financial-account authentication data to OpenAI. REXO PRO REXO Pro is available as an auto-renewable monthly or yearly subscription. The purchase screen displays the localized App Store price, duration, restore purchases, Privacy Policy, and Terms of Use before purchase. Privacy Policy: https://rexo.rezarexa.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
YiBi · Private Ledger
Quickly track expenses and income with a streamlined interface. Gain insights into your spending habits with interactive charts and smart suggestions. Your data is stored privately on your device or synced via iCloud.
- One-screen entry with calculator
- Daily and monthly financial overview
- Smart spending suggestions
- Advanced search and filtering
- Expense and income analysis
- Offline data storage
- Receipt scanning and voice entry
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Expense tracking should take seconds, not interrupt your day. YiBi keeps the amount, categories, note and calculator on one clean screen. Add or subtract as you type, choose a category and subcategory, then tap “Again” to save and continue without leaving the entry screen. KNOW TODAY AND THIS MONTH • Monthly spending, budget remaining, income and balance • The latest three days with category, subcategory and time • Smart suggestions based on past habits and time of day • Suggested amounts appear only when a pattern is reliable FIND ANY ENTRY • Filter by today, week, month, year or a custom range • Search category, amount, note, account or place • Swipe to edit or delete • Adjust the date or location after saving • Optionally view spending on a map TURN RECORDS INTO INSIGHT • Separate expense and income analysis • Interactive trends with drag-to-inspect values • Calendar heatmap and category charts • Drill from a main category into subcategories YOUR DATA, YOUR CHOICE YiBi works offline and stores your ledger on your device by default. If you enable iCloud, entries sync through your private CloudKit database across Apple devices. You can switch sync off at any time. Ledger contents are not uploaded to a developer-operated server. MORE WAYS TO MAKE TRACKING EASIER • Face ID ledger lock • Optional location per entry • Receipt scanning and voice entry • Intelligent Excel import and complete Excel export • Worldwide currencies with local symbols • Siri Shortcuts and Back Tap • 11 interface languages Keep the tracking quick. Let the insights do the work.
Screenshots
Verdict
The clearest difference is update cadence: YiBi · Private Ledger at every 8 days against REXO's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
REXO ships an update monthly, YiBi · Private Ledger every 8 days. The most recent releases landed on October 11, 2026 and October 12, 2026 respectively.
| Parameter | REXO | YiBi · Private Ledger |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 40 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | reza rexa | 海峰 程 |
In-app purchases
REXO
No in-app purchases
YiBi · Private Ledger
No in-app purchases









