借金返済損得ナビ / リボ払い計算、ローン計算で返済管理 vs Payoff Path

クレカ・借入の返済管理を、もっと分かりやすく。 「追加返済すると、どれくらい得？」 「借入すると、総支払はいくら増える？」 クレカ返済損得ナビは、 借入・返済後の総支払額や利息の変化を すぐに確認できる返済シミュレーションアプリです。 ■ 主な機能 ・返済スケジュールを自動計算 ・総支払額 / 利息を表示 ・借入・返済による影響を見える化 ・追加返済による節約効果を確認 ・フォルダで借入を整理 ・返済記録を月ごとに管理 ・完済までの残高推移を確認 ■ こんな方におすすめ ・クレカ返済を管理したい ・リボ払いの負担を確認したい ・借入の将来負担を知りたい ・追加返済の効果を見たい ・完済計画を立てたい 返済の未来を、見える化。 完済までをスマートにサポートします。

Keep every loan, credit card and line of credit in one place, and find out exactly when you'll be debt-free. Enter your monthly budget and the app simulates your payoff with daily interest calculations. ■ Home • Total balance, progress, this month's payments, payoff date and the interest still to come, at a glance • A checklist for this month: target, paid so far and what's left for each loan • Balance breakdown (pie chart) and balance over time (actual and forecast) ■ Payoff simulation • Set a total monthly payment and compare "minimums only", "highest rate first" (avalanche) and "smallest balance first" (snowball) • When a loan is paid off, its payment automatically rolls over to the others • Add extra in bonus months, or work back from a target date to find the monthly amount you need • Compare with refinancing or consolidating ■ Payment history • Record payments for several loans at once, and correct interest or balance to match your statement • Handles additional borrowing and balance adjustments • Reports show how your balance changed over any period, split into principal and interest ■ Payment calendar • See due dates, payments made, overdue items and new borrowing month by month • Due dates that fall on a weekend can move to the previous or next business day ■ Flexible terms • Promotional (introductory) rates and rate changes • Payments on a fixed day each month, or every 35 days • Works with your local currency ■ Private by design • Your data stays on your device (iCloud sync only if you turn it on) • Face ID lock, due date reminders, home screen widget • Backup export and restore ■ Premium (one-time purchase) • Removes ads • Cash flow calendar: add your salary and bills to see whether you'll have enough on each due date • Import planned expenses into the monthly payment memo ※ Results are estimates. Check your actual interest and amounts due with your lender. ※ This app does not recommend borrowing or refinancing.