Comparison

Recurring Payments vs SubTap AI Subscription Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Recurring Payments

Read full description

Know when your next bill is due — and how much to expect. Keep subscriptions, rent and other recurring payments together on a calendar. The app interface is currently available in Japanese. SEE YOUR BILLING SCHEDULE Tap a date to see scheduled payments. Swipe between months and check the month's total alongside a monthly equivalent for yearly and other billing cycles. ADD YOUR SERVICES Choose a service from the catalog, check your actual amount and billing date, and save. Add custom entries for services, rent, insurance or lessons. GET A REMINDER Enable notifications and choose how many days before a bill you want to be reminded. You can also record free-trial end dates. RETHINK RECURRING SPENDING Review category breakdowns, monthly and yearly equivalents, upcoming charges and trial endings. Figures are estimates based on your current entries, not a record of past transactions. FIND AND EDIT QUICKLY Search by service name or notes. Filter by category or payment method, sort entries, and manage multiple records together. Change your payment method or amount without changing unrelated dates. KEEP YOUR DATA ON YOUR DEVICE No account or bank, card or email connection is required. No ads or tracking. Export a backup and restore it on a new device. Backup files do not include custom image data. Supports light and dark themes, multiple currencies, and optional reference exchange-rate updates. Home Screen widgets show your monthly equivalent and next bill on iOS 17 or later. This is a manual tracker. Enter your own payment information and confirm any catalog prices against your actual contract. Cancelling a service or stopping its renewal must be done with the provider. Deleting an entry only removes the in-app record. Trial expiry does not automatically change an entry's status or billing date. Service names and logos belong to their respective owners and are displayed for identification. Support: https://sabusuku.enworks.work/support.html

About

SubTap AI Subscription Manager

Features
Read full description

SubTap is your personal AI subscription companion - built to help you understand, manage, and act on your recurring payments. Instead of only listing subscriptions, SubTap gives you a private AI assistant that works with the subscriptions you add. Ask what renews next, where your money goes, which services may overlap, and what you should review before the next charge hits. YOUR AI SUBSCRIPTION COMPANION: • Ask questions about your subscriptions Ask things like “What renews this week?”, “What can I cancel?”, “Where am I spending the most?”, or “Do I have overlapping services?” • Get personalized renewal awareness SubTap helps you see upcoming charges, trial endings, billing cycles, and recurring payments based on your own subscription list. • Understand your recurring spend See your monthly and annual subscription costs, review spending by category, and spot patterns that are easy to miss. • Track any subscription manually Add apps, streaming services, software, memberships, trials, and any recurring payment you want to remember. • Plan renewals with a calendar View upcoming subscription charges in a simple calendar so you know what is coming before it happens. • Get cancellation guidance SubTap can guide you toward provider-managed cancellation steps and help you mark a subscription as cancelled after you complete it with the provider. • Private by design SubTap does not connect to your bank account, card, or financial accounts. Your subscription list is created by you and synced securely to your account. WHY SUBTAP IS DIFFERENT: Most subscription apps only show a list. SubTap gives you an AI companion that helps you make sense of that list - so you can understand your spending, avoid forgotten renewals, and make better decisions about what to keep. IMPORTANT: SubTap helps you track and manage information about subscriptions you add manually. It does not cancel third-party services on your behalf, does not access your bank account, and does not provide financial advice. Cancellation must be completed directly with each provider. Support: support@subtapapp.com Privacy Policy: https://subtapapp.com/privacy.html Terms of Service: https://subtapapp.com/terms.html

Screenshots

Recurring Payments4 screens
SubTap AI Subscription Manager4 screens

Verdict

The call

The clearest difference is update cadence: Recurring Payments at every 3 days against SubTap AI Subscription Manager's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Recurring Payments ships an update every 3 days, SubTap AI Subscription Manager every 3 weeks. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 5 level
Recurring Payments versus SubTap AI Subscription Manager: the parameters behind the verdict, then further details
ParameterRecurring PaymentsSubTap AI Subscription Manager
PriceFreeFree
Update frequencyEvery 3 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size42 MB48 MB
Age rating4+4+
DeveloperKAZUNORI HARADAALLIE LTD

In-app purchases

None

Recurring Payments

No in-app purchases

None

SubTap AI Subscription Manager

No in-app purchases

Questions

Is Recurring Payments free?
Recurring Payments is free to download, with no in-app purchases.
Is SubTap AI Subscription Manager free?
SubTap AI Subscription Manager is free to download, with no in-app purchases.
Do Recurring Payments or SubTap AI Subscription Manager have ads?
Neither Recurring Payments nor SubTap AI Subscription Manager shows ads.
Which is updated more often, Recurring Payments or SubTap AI Subscription Manager?
Recurring Payments ships an update every 3 days, and SubTap AI Subscription Manager every 3 weeks. Most recently, Recurring Payments was updated on October 31, 2026 and SubTap AI Subscription Manager on October 25, 2026.

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