CashEnvelope vs Pocketvelope

Digital envelopes, kitchen-table simple. CashEnvelope brings the classic cash-stuffing method to your iPhone — no bank link, no account, no analytics. Stuff your paycheck into envelopes for Rent, Groceries, Fun, and Savings, watch the liquid fill bars tick down as you spend, and stay in control of every dollar. WHAT YOU CAN DO: • Envelope Wall — every envelope on one screen with live liquid-fill cards (green on track, amber near limit, red over budget) • Add Transactions — log spending in two taps, see the wall update instantly • Pace Forecast — projects each envelope's end-of-month landing before you actually overspend • Roll-Over Behavior — choose roll, reset, or bank-to-savings at month end, per envelope or globally • Monthly Overview — pie chart of where your money went, plus trend lines • CSV Export — every envelope and every transaction in one shareable file • Auto-Allocate Paycheck — define a paycheck template once, tap "Receive Paycheck", and watch every envelope fill automatically by % or fixed amount • Daily Reminder — gentle local notification to log yesterday's spending • Local Currency — formats automatically to your device locale WHY CASHENVELOPE IS DIFFERENT: The big envelope-budgeting apps (YNAB, Goodbudget, EveryDollar, Mvelopes) all want $10–$18 a month, a login, and a bank connection through Plaid. Reddit and the App Store are full of "Plaid disconnected again" complaints and "lost my data when my subscription lapsed" reviews. CashEnvelope skips all of that. No email signup. No bank link. No cloud sync. Your envelopes live on your iPhone, in SwiftData, and nowhere else. If you cancel, your data stays. If you go offline, the app works. If you want privacy, you have it. CASHENVELOPE PREMIUM — $2.99/month (7-day free trial): • Roll-Over Behavior (roll, reset, or bank to savings) • Smart Forecast Alerts with tunable warning + critical thresholds • Monthly Overview pie chart + trends • One-CSV Export (envelopes + transactions) • Auto-Allocate Paycheck (one-tap distribute by % or $) • Ad-Free Free forever: unlimited envelopes, unlimited transactions, live fill bars, daily reminders. We don't gate the basics. PERFECT FOR: Couples and roommates splitting expenses, parents teaching the envelope method to teens, freelancers tracking variable income, anyone tired of bank-link apps breaking every other week, and the cash-stuffing community looking for a private digital companion. Privacy: CashEnvelope stores everything on your device. No account. No bank link. No personal data leaves your iPhone except the standard StoreKit purchase receipt and AdMob ad requests (free tier). See our Privacy Policy below for full disclosure. Auto-renews monthly. Cancel anytime in your Apple ID Subscriptions settings. Any unused portion of the free trial is forfeited when you purchase a subscription. --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tabishhassan5121472.github.io/privacy-policy.html

Give every dollar a job. Pocketvelope brings the classic cash-stuffing method to your phone: split each paycheck into envelopes, spend from them, and always know exactly what's left. Instead of one blurry balance, you divide your income into envelopes like Groceries, Gas, Rent and Fun. Every dollar has a place. When you spend, you subtract it from the right envelope and watch what remains in real time. HOW IT WORKS 1. Fill your envelopes on payday. Split your income across your envelopes with quick sliders, or reuse last period's plan with a single tap. 2. Spend in seconds. Enter an amount, pick the envelope, add an optional note. A satisfying rubber-stamp confirms it. That's it. 3. Watch each envelope's health. A color bar shows green, amber or red so you can see at a glance which envelopes are healthy and which are running low. 4. Reset automatically. Choose weekly, biweekly or monthly periods and Pocketvelope starts fresh each time. Leftover cash can roll over to your savings total. 5. Learn from Insights. See spending by envelope, which envelopes always run short, and how much you've saved over time from unspent cash. WHY POCKETVELOPE - Real envelope budgeting, not a generic expense tracker. The whole flow is built around assign, spend, and see what's left. - Fast by design. Logging a spend takes under five seconds. - Fully offline. Everything lives on your device. No account, no sign-up, no bank connections. - Warm, tactile design inspired by paper envelopes, rubber stamps and receipt-style numbers. - Weekly, biweekly or monthly periods, multiple currencies, light and dark themes. Make a plan you can actually stick to. Stuff your envelopes each paycheck and spend with confidence, knowing every dollar already has a job.