Aurio vs Paranova

AURIO SMART MONEY MANAGEMENT Take control of your finances with Aurio, the premium personal finance app that works completely offline. No accounts needed. No data sent anywhere. Your money data stays on YOUR device, always. Whether you're tracking daily expenses, managing budgets, saving for goals, or monitoring your investment portfolio — Aurio handles it all in one beautiful, easy-to-use app. CORE FEATURES Income & Expense Tracking • Record all transactions instantly by category • Add notes, dates, and accounts to every entry • View monthly and yearly summaries at a glance • Navigate months easily with intuitive controls Recurring Transactions • Set up automatic recurring income and expenses • Distribute regular payments (salary, rent, subscriptions) up to 60 months ahead • Never miss a payment — smart reminders included • Pause, edit, or stop recurring transactions anytime Detailed Reports & Analytics • Beautiful charts: pie charts, bar charts, balance trends • Monthly income vs. expense comparison • Category breakdown to see where your money goes • Calendar view with daily spending heatmap Budget Management • Set monthly spending limits by category • Real-time progress bars — see how much is left • Smart alerts before you exceed your budget • Visual health indicators (green / yellow / red) Savings Goals • Create multiple savings goals (vacation, emergency fund, car…) • Track progress with beautiful circular indicators • Add deposits and monitor your journey to each goal • Savings Simulator: project growth with interest rates over 1–10 years Investment Portfolio Tracker • Track crypto (Bitcoin, Ethereum, BNB, Solana…) • Precious metals (Gold, Silver, Platinum) • Foreign currencies (USD, EUR, GBP, JPY…) • Stocks & ETFs (AAPL, THYAO, custom tickers) • Live prices from real market data APIs • Full buy/sell transaction history and P&L tracking Live Currency Converter • Convert between 50+ world currencies instantly • Live rates fetched automatically • Add or remove currencies as needed AI Financial Assistant (Optional) • Powered by Google Gemini AI • Analyze your spending patterns • Get personalized savings tips and budget advice • Financial health check in seconds • Use your own free Gemini API key 3 questions/day in free mode PRIVACY & SECURITY • 100% Offline — No internet required for core features • Your data NEVER leaves your device • No account registration required • PIN lock (4-digit) with security question backup • Biometric authentication (fingerprint / face) • Encrypted local SQLite database BUILT FOR THE WORLD • Available in 18 languages: English, Turkish, Arabic, Chinese, French, German, Spanish, Italian, Japanese, Korean, Portuguese, Russian, Hindi, Indonesian, Polish, Romanian, and more • Supports 50+ currencies with custom currency support • Right-to-left (RTL) layout support for Arabic SMART REMINDERS • Set reminders for upcoming payments days in advance • Bill reminders and recurring transaction alerts • Transaction-level custom reminders • Never miss a due date again DATA BACKUP & EXPORT • Backup all your data to a local JSON file • Restore from backup anytime • Export to CSV, Excel, Word, or PDF • Data stays on your device only WHY AURIO? No subscription completely free to use No registration or login required Works offline no internet needed Multi-account support (cash, bank, credit card, savings) Beautiful dark and light themes 18 languages and 50+ currencies Regular updates with new features Download Aurio today and start your journey to financial freedom KEYWORDS TAGS personal finance, budget tracker, expense tracker, money manager, income tracker, savings goals, investment portfolio, crypto tracker, currency converter, offline finance, budget planner, bill reminder, recurring payments, financial health, money management Finance Everyone TAGS: Finance, Budget, Savings, Investment, Expense Tracker

Two ledgers, one app: your personal budget and your business books. Log income and expenses in one tap and keep your budget on track; for your business, keep customers on account, write invoices, and watch payments come in. Ad-free. PERSONAL — free • Income & expense tracking — categorize every transaction • Accounts & cards — manage multiple accounts in one place • Budgets — set category budgets and get alerts when you overspend • Savings goals — watch yourself get closer to what you want • Recurring transactions — auto-log rent, salary, and bills • Subscription tracking — never forget Netflix, Spotify and more • Debts & loans — installment plans and early payoff amounts • Reports & charts — clearly see where your money goes • Smart insights — tips about your spending habits • Multi-currency — each account in its own currency • Face ID / PIN lock — keep your finances private BUSINESS — for shops, freelancers, small companies and teams • Contacts on account — customer and supplier balances on one screen; share a statement, send a reminder over WhatsApp or SMS • Invoices & quotes — automatic numbering, VAT and withholding; turn a quote into an invoice in one tap • Receivables — open and overdue totals on your home screen • Team & roles — invite your team; staff report expenses with a receipt, you approve • Cash register — opening, count, difference • Tax calendar — VAT, withholding and provisional tax periods • Stock — issuing an invoice moves stock; low-stock warnings • Time entries — bill your hours to an invoice • Staff advances & payroll records • Business report & accountant export — share the period's invoices as CSV AI — with your account, free for now • Scan receipts — take a photo; amount, date and category fill in • Purchase invoices — supplier, line items and VAT from a photo, PDF or e-invoice XML • Bank statements — CSV, Excel and PDF; balance check, duplicate removal, category suggestions • Loans from a repayment plan — pick your bank's plan and the loan form fills in • Monthly review — what changed this month, in a few points Nothing is written to your ledger until you save. Your documents are analyzed, not stored. ACCOUNT & CLOUD SYNC Open a free Paranova account and your data is backed up to the cloud and synced across your devices — switch phones and nothing is lost. The business ledger and team features run on your account. You can also start without an account and move your records over when you sign up. PRIVACY Your data is stored on our servers in Turkey and travels over an encrypted (HTTPS) connection. It is never sold, never used for ads, never shared with third parties. Without an account, your records stay on your device. Receipt photos are kept on your phone; documents you have read by AI are analyzed and not stored. You can delete your account and your data from inside the app at any time. Business modules are free for the length of the beta. WHO IS IT FOR? Anyone who wants to see where their money goes — and anyone running a shop, a freelance practice or a small company from their phone. Contact & support: info@paranovaapp.com