Holdwise vs DividendIQ

Holdwise is a calm, private dividend tracker for long-term, buy-and-hold investors. Own VTI, VXUS, BND, SCHD or dividend stocks across a 401(k), Roth IRA, HSA and taxable account? Holdwise shows your income, when it's coming, and how it compounds. No accounts. No broker logins. No ads. Your data stays on your iPhone. NEVER MISS A PAYDAY - Pay-day alerts the day a dividend lands, with the amount - A Lock Screen and Dynamic Island Live Activity on pay days - Ex-dividend reminders 1, 3 or 7 days ahead (Pro) - Optional weekly preview and monthly recap - Home Screen and Lock Screen widgets, plus Control Center toggles TRACK EVERY POSITION - Add holdings by hand, import a broker CSV (Fidelity, Schwab, Vanguard, Robinhood, M1, E*TRADE) or a screenshot - Group by account: Taxable, Roth IRA, Traditional IRA, 401(k), HSA and more - Multi-currency holdings with per-security withholding tax - Swipe to add a dividend or delete with Undo - Auto-fill dividends from Tiingo (free Tiingo account required) SEE WHAT'S COMING, AND WHAT CAME IN - A calm Dashboard: annual income, net worth or return, what pays next and your goal - Income in three views: Received, Forecast and Breakdown - Calendar of confirmed and projected ex-dates and pay dates, as a weekly agenda or a month - A shareable recap for every month and year - An income heatmap back to your first dividend, plus streaks and milestones KNOW YOUR REAL RETURN - XIRR and time-weighted return - Total return: price change plus dividends received - Compare against VOO, SCHD and VYM, or backtest your buys against an index SMARTER INSIGHTS - Income Risk score and a Dividend Safety Score per holding - 1, 3 and 5-year dividend growth rates - Sectors, concentration warnings and rebalance suggestions - Every insight shows where its figure comes from - On-device insights powered by Apple Intelligence, on supported devices KEEP YOUR NUMBERS HONEST - Data check spots missing cost basis, likely stock splits and stale prices WATCH IT COMPOUND - One Plan menu for every planning tool - Contributions: track what you add to each account - Coverage: when your dividends will cover your expenses - Reinvestment modeler, income goal, RMD estimates - Year-end tax pack: realized gains and dividend tax as PDF and CSV MADE FOR EVERY SCREEN - Two-column layouts on iPad and iPhone Duo - Siri, Shortcuts and Spotlight for your holdings - VoiceOver audio graphs for every chart and a color-blind friendly palette - English and Spanish YOUR DATA, LOCALLY - Everything stored privately on your device - One-file backup you can restore anywhere, with or without iCloud - Face ID lock; the app switcher never shows your balances - Optional iCloud sync into your private database - Hide Balances in one tap - No analytics, no tracking SDKs HOLDWISE PRO Free: 10 positions, total return, sectors, the calendar and .ics export, pay-day alerts, widgets and the Live Activity, recaps and the heatmap, Contributions, Data check, backup, and the Aristocrats list. Pro unlocks unlimited positions, XIRR and time-weighted return, Income Risk, Coverage, Backtest, the tax pack, Insights, multi-currency, CSV and screenshot import, auto dividend lookup, ex-dividend reminders, benchmarks, RMD and tax estimates, the modeler, and PDF/CSV export. $4.99/month or $44.99/year (saves 25%), with a 7-day free trial on the annual plan. IMPORTANT Holdwise is a tracker, not a financial advisor, and gives no buy or sell recommendations. Returns, projections, RMD and tax figures are for planning only. Realized gains use FIFO and do not detect wash sales. Verify against your broker statements and consult a tax professional. Made by JC Mobile App Studio LLC. Built solo by a Boglehead, for Bogleheads. LEGAL Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jcmobileappstudio.com/apps/holdwise/privacy/

How much monthly income will your dividend portfolio pay you, and when? DividendIQ answers that in seconds, using real stocks and ETFs. LOOK UP REAL DIVIDEND STOCKS AND ETFS Type a ticker or name, or tap a popular pick: SCHD, VYM, JEPI, Realty Income (O), Coca-Cola (KO), VIG, Enbridge (ENB) and TD Bank. DividendIQ fills in the share price, dividend yield, payout schedule and recent dividend growth for you. Covers 100 popular US and Canadian (TSX) dividend names, from SCHD and JEPI to BCE, Fortis and VDY. Data is reviewed and refreshed every quarter. SEE YOUR FUTURE DIVIDEND INCOME Add your starting amount and monthly contribution. DividendIQ projects your portfolio month by month with an exact decimal engine and shows your projected monthly dividend income, end balance, total dividends earned and yield on cost. FREE - Real stock and ETF lookup (US and TSX) - Full DRIP compound calculator - Balance and monthly income charts, DRIP vs. no DRIP - Model tax drag and rising contributions - Your first income milestone - Share your projection PRO - Save and compare unlimited scenarios - Every income milestone: see the year you cross $100/mo, $500/mo, $1,000/mo and beyond - Export your full projection to CSV Works for a dividend snowball, a FIRE or retirement income plan, a TFSA or RRSP dividend portfolio, or just checking what an ETF like SCHD could pay you in 20 years. Adjust yield, dividend growth, share-price growth, contributions and a horizon up to 50 years, and toggle reinvestment on and off to see exactly what compounding adds. Educational tool, not investment advice. Projections are hypothetical and assume constant rates. Market data is a periodic snapshot; check current figures before investing. Your numbers stay on your device. No account required. Terms of Use (EULA): https://novellogicventures.com/terms/dividendiq Privacy Policy: https://novellogicventures.com/privacy/dividendiq