Moatly. vs Quantral
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moatly.
This app provides a structured framework for stock analysis, focusing on understanding a business, its competitive advantages, management quality, and valuation. It offers automated financial data, personalized scores, and an AI mentor to help investors make informed decisions without guesswork.
- Moatly Valuation Framework
- Automated financial data
- Personalized Meaning score
- Stock ideas based on Circle of Competence
- Unlimited Watchlist with alerts
- AI mentor and analyst
- Scenario testing
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Search any stock. Get four scores and the price worth paying. Most investors know what to buy. Few know why. Moatly fixes that. Built around the Moatly Valuation Framework — Meaning, MOAT, Management, and Margin of Safety — it turns hours of research into a conviction score for any stock you search. No spreadsheets. No guesswork. Browse and value any company before you create anything. No account needed, no card to try it. THE MOATLY VALUATION FRAMEWORK: MEANING — Do you actually understand this business? Moatly scores your fit using your Circle of Competence and a five-question Conviction Check. MOAT — Does this business have a durable competitive advantage? Scored on revenue, earnings, equity, operating cash flow, and free cash flow growth across 10 years. No analyst opinions — just the math. MANAGEMENT — Is leadership genuinely owner-oriented? Scored on ROE, ROIC, ROA, debt discipline, and a proprietary MER Score. Great businesses are routinely destroyed by poor stewards. MARGIN OF SAFETY — Is today's price below what this business is worth? Three independent methods — Intrinsic-Value-based Margin of Safety, 10-CAP, and Payback Time. Know the math. Make your own call. DISCOVER — BROWSE THE WHOLE UNIVERSE: Over 900 companies scored and sortable. Filter by moat, management, margin of safety, sector or industry — or open "In the Value Zone" for everything trading below its value price today. Start from the idea, not the ticker. SUPERINVESTOR ACTIVITY — WHO ELSE OWNS IT: Moatly reads 13F filings and shows you, for any stock: - Which investors hold it, and how much of their portfolio it is - What they did last quarter — new, added, trimmed, or exited - A page per investor: portfolio, concentration, recent moves MOATLYAI — YOUR PERSONAL MENTOR & ANALYST: Answers grounded in your Watchlist, your scores, and real fundamentals. - MOAT deep analysis: moat type, durability, and risk signals - Management assessment: capital allocation track record and red flags - Daily insight: a personal observation on your Watchlist each morning WHY MOATLY IS DIFFERENT: Other apps give you more data and leave you to interpret it. Moatly gives you the four questions every serious investor must answer before committing a dollar. FEATURES: - Automatic financial data — EPS, FCF and growth rates, instantly - Meaning score and stock ideas based on your Circle of Competence - Superinvestor 13F holdings for any US-listed stock - Watchlist with value zone alerts — 3 companies free, unlimited on any plan - Scenario testing — adjust any input, see results live - Earnings calendar for your Watchlist stocks - Unlimited AI mentor conversations SUBSCRIPTIONS: - Free — browse and value every company, and track 3 on your Watchlist with value zone alerts. - Moatly Investor — $14.99/month The complete framework for every stock you analyze. - Moatly Investor + AI — $24.99/month Everything in Investor, plus MoatlyAI. Both plans are auto-renewable monthly subscriptions with a free first month — no charge until your trial ends. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://getmoatly.com/terms.html Privacy Policy: https://getmoatly.com/privacy.html DISCLAIMER: Moatly is an analytical and educational tool from Moatly LLC, which is not a registered investment adviser or broker-dealer. Nothing in the app constitutes investment, financial, legal, or tax advice, or a recommendation to buy, sell, or hold any security. All scores, valuations, and projections are estimates based on available data, may contain errors, and are not guarantees of future results. MoatlyAI responses are AI-generated and may be inaccurate. Always do your own due diligence, and consider consulting a licensed financial professional before investing.
Quantral
This app analyzes financial market conversations from various online sources to provide a signal score for companies. It tracks investor sentiment, highlights top signals, and details the track record of individual voices contributing to the discussion. Users can monitor insider trades, follow curated strategies, and receive alerts on significant market activity.
- Company signal scores (0-100)
- Source and voice performance tracking
- Congress and insider trade monitoring
- AI assistant integration
- Rule-based stock strategies
- Earnings and dividend event calendar
- Customizable alerts and watchlist
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Know which stocks the market is talking about, and whose calls to trust. Quantral reads what investors post on X, Reddit, Substack, YouTube finance shows and Korean blogs, plus what members of Congress and company insiders trade. Every company gets a signal score from 0 to 100, and every voice behind it gets graded on its record. WHAT YOU GET • Top signals: the companies drawing the strongest attention today and this week • Company pages: the 1-day and 1-week scores, today's conversation in a few lines, and a signals chart that splits positive, negative and noise, with monthly recaps of how the story changed • Behind every score: each source and voice that moved it, their calls on that stock, the latest posts, plus earnings dates, price, returns and key stats • Voices with a record: see each author's calls, hit rate, and best and worst picks, measured against the S&P 500 • Feed filters: narrow any company's feed by source or sentiment, and tap a voice to see their calls on that stock • Congress and insider trades: disclosed buys and sells, next to what the crowd is saying • Strategies: rule-based lists of 10 stocks, rebuilt every week and tracked against the S&P 500 • Events calendar: upcoming earnings, dividends and splits, week by week • Alerts: a ping when a company you follow gets a strong signal or a strategy you follow changes • Watchlist: follow the companies and strategies you care about • AI assistants: bring Quantral's scores and sources into the AI assistant you already use HOW THE SCORE WORKS The score measures how positive the attention on a company is, weighted toward sources with a strong track record. Higher means stronger positive sentiment. It reads the conversation; it does not predict prices and it is not financial advice. SUBSCRIPTION Quantral is a subscription with weekly, monthly and yearly plans. The yearly plan starts with a 7-day free trial. Payment is charged to your Apple ID, and the plan renews automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel it anytime in your App Store account settings. One subscription unlocks both the app and quantral.com. Terms of Use: https://quantral.com/terms Privacy Policy: https://quantral.com/privacy
Screenshots
Verdict
The clearest difference is monetization model: Moatly. at free with in-app purchases against Quantral's subscription. Moatly. also leads on update cadence (weekly vs every 2 weeks) and iOS requirement (14.0.0 vs 16.4). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moatly. sells 2 in-app purchases, starting at $14.99 per month and Quantral sells 4 in-app purchases, starting at $5.99 per 7 days. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Moatly. against 5.0 for Quantral. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Moatly. ships an update weekly, Quantral every 2 weeks. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.
| Parameter | Moatly. | Quantral |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 4 — better | 2 |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 42 MB | 59 MB |
| Age rating | 4+ | 17+ |
| Developer | elloBEE, LLC. | Mayako Ltd OOD |
Customer experience
Moatly.
Quantral
In-app purchases
Moatly.
- Moatly Investor1 Month trial$14.991 Month
- Moatly Investor + AI1 Month trial$24.991 Month
Quantral
- Weekly$5.997 Days
- Quantral Monthly$14.991 Month
- Quantral Monthly7 Days trial$14.991 Month
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- Quantral Yearly7 Days trial$119.991 Year









