Quiet Budget vs Expense Tracker

Budgeting that doesn't shout. Quiet Budget is a calm, manual money tracker, no bank linking, no ads, no notifications nagging you about a $4 coffee. Every transaction goes in by hand, on purpose, so you actually notice where your money's going. The mainstream finance apps want to connect to your bank, parse your accounts, and monetize your data. Quiet Budget does none of that. No bank connections. No ads. No analytics. The app works fully offline with no account at all — your money is your business. WHAT'S INSIDE (FREE) - Manual entry for income, expenses, transfers, and balance adjustments - Multiple accounts — checking, savings, cash, credit cards — all tracked by hand - Category budgets with month-over-month visibility - A "Quiet Money Left" view that tells you what you actually have to spend - Notes on every transaction so you remember why you bought it - Full history with search and filters - CSV export for full data portability - Hide-balances toggle for when you're in public QUIET PLUS (OPTIONAL UPGRADE) - Plan — zero-based budgeting, so every dollar has a job - Save up for big future bills - Savings goals you can actually see progress on - Recurring calendar for payments and subscriptions, so nothing slips through - Trends and deeper insights - Debt payoff tools — watch an extra payment move your debt-free date - Rose theme - Optional account and cloud sync, to keep your budget across devices or share it with a partner Quiet Plus pricing: - Monthly — $2.99 per month - Yearly — $24.99 per year - Lifetime — $69.99, one time Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. Manage or cancel anytime in your Apple Account settings. Lifetime is a one-time purchase and never renews. PRIVACY, FOR REAL Quiet Budget is local-first. With no account, everything stays on your device — nothing is transmitted, and there is nothing for us to collect. There is no advertising, no tracking and no analytics SDK anywhere in the app, on any tier. Only if you choose to turn on the optional account and sync does any of your data leave your device — encrypted in transit and stored in a private space tied to your account. We never sell it, mine it, or advertise against it. You can export everything, or delete your account and its synced copy, at any time from inside the app. WHO IT'S FOR People who tried YNAB, Mint, Monarch, or Copilot and bounced off the complexity or the bank-linking requirement. People who want to be intentional with money without being surveilled. People who like the friction of writing things down because it makes them think. Built solo in Edmonton, Alberta by Echo House Labs. Privacy Policy: https://echohouselabs.com/privacy Terms of Use: https://echohouselabs.com/terms

Notch is a fast, private, beautifully simple expense tracker for people who want to know exactly where their money goes — on your own, or shared with a partner, roommates, or friends. Start in seconds — no account, no sign-up wall. Log a transaction and it is saved instantly. Turn on optional cloud sync to keep every device in step, and it keeps working even with no signal. TRACK EVERY TRANSACTION • Log expenses and income in seconds, online or offline. • Rich categories — food, transport, shopping, entertainment, bills, salary and more. • Multiple accounts you create and track yourself — personal, shared, or per-project — no bank linking required. • Search and filter your history by category, type, and date range. SHARE AN ACCOUNT WITH YOUR PEOPLE • Create a shared account for a flat, a trip, a couple, or a project. • Invite people with a simple code — no address book access needed. • See how much each member has contributed and their share of the total. • A live activity feed shows new transactions from members as they are added. NEVER BE SURPRISED BY A SUBSCRIPTION • Keep every recurring charge — streaming, gym, software, insurance — in one place. • See your real monthly total instead of guessing. • Weekly, monthly, quarterly, and yearly billing cycles are all supported. UNDERSTAND YOUR SPENDING • A dashboard that answers "where did this month go?" at a glance. • Category breakdowns, spending trends over time, and month-to-month comparisons. • AI-generated insights that point out patterns you would otherwise miss. EXPORT ANYTHING • Export any date range to CSV, Excel, or PDF. • Choose exactly which columns to include. • Useful for taxes, reimbursements, or sharing with an accountant. ADD EXPENSES WITH YOUR VOICE • Say "Uber to the airport, 24 dollars yesterday" and the amount, merchant, category, and date are all filled in for you. • Optional on-device AI runs the parsing entirely on your phone, so nothing leaves it, and it works without internet. PRIVATE BY DESIGN • Your data lives on your device by default. • Cloud sync is optional and only runs when you turn it on. • Use the whole core app as a guest — no email required. • Available in English, Spanish, French, and Japanese. PREMIUM Premium unlocks shared accounts with cloud sync across devices, unlimited subscription tracking (free accounts track up to 3), voice entry, and the real-time shared activity feed. It is an auto-renewing subscription, and you can cancel any time in your App Store settings. Download Notch and take control of your spending today. Notch Premium is an auto-renewing subscription, offered weekly or monthly. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://notch.ashmm.app/terms Privacy Policy: https://notch.ashmm.app/privacy