ECO vs Sous le Baobab

ECO is a mobile application designed to simplify the daily management of savings and rotating savings and credit associations (ROSCAs). Thanks to a simple and secure interface, ECO allows users to easily create, manage, and track their individual or group contributions directly from their phone. The application integrates the most widely used local payment methods, including Wave and Orange Money, to facilitate easy deposits, contributions, and withdrawals. Key features: • Management of ROSCAs and group contributions • Individual savings with goal tracking • Detailed transaction history • Real-time notifications • Transparent management of rounds and redistributions • Modern, simple, and intuitive interface • Enhanced security to protect your data and funds ECO was designed to offer a seamless and accessible experience for everyone, modernizing community savings and contribution management. Download ECO and manage your funds with ease.

Sous le Baobab brings your tontine into a single app — simple and safe. Just as people gather under the baobab to decide together, the app brings your association's members together: contributions, payout turns, fund and solidarity — all clear, up to date, and visible to those who should see it. KEY FEATURES • Create your association and invite members by link or QR code • Tontine cycles: contributions, turn schedule, "whose turn it is" • Payment tracking: contributions, payouts, receipts and reminders • Internal fund: group-backed loans with interest and history • Solidarity fund for hard times • Group chat and audio/video calls between members • Real-time updates — everything refreshes on its own SAFE AND PRIVATE • Mandatory two-factor, trusted devices, backup codes • Hosted in Germany — no ads, no trackers, no cookies • Your financial data is visible only to the members concerned Available in French, German and English. Sous le Baobab is for tontines, njangis and savings groups that want to manage their shared money with order and trust.