LedgerFlow Balance vs Basis

LedgerFlow: Balance is a finance app built around real money flow tracking. Instead of only recording income and expenses, LedgerFlow tracks how money moves between your accounts — including cash, bank accounts, prepaid cards, and digital wallets — helping you understand where your money actually goes. Features: • Create multiple accounts • Record expenses, income, and transfers easily • Check expected balances anytime • Detect possible missing or incorrect records • Track every movement of your money clearly LedgerFlow is designed to make bookkeeping feel more reliable, less stressful, and easier to maintain long term. Perfect for: • People who want cleaner financial habits • Users who often forget to record expenses • Anyone who wants accurate account balances • Future shared finance and family bookkeeping Keep every account balanced.

Basis is a budgeting app built on one old rule: pay yourself first. Most apps track what you spend and call whatever's left at the end of the month "savings". For most people, that number is zero. Basis flips the order: on payday, your saving rate comes off the top — like a bill. What's left is what you budget, across categories you define. Then, at the end of the period, nothing settles silently. You close the month yourself: every overspent category gets an explicit decision, cover it from savings, or carry it and start next month tighter. Leftovers sweep into savings with one tap. Basis doesn't just track saving. It causes it. THE METHOD • Save first: your saving rate is set aside on payday, before any budgeting happens • Budget the rest across your own categories: rent, groceries, whatever fits your life • Close each period deliberately: settle overspends, sweep the surplus MEASURED AGAINST YOU, NOT A RULEBOOK • Every category charts this period against your own usual pace — "13% under your usual at day 13" • Average per day, projection to period end, and your past periods as bars: drift is visible before it becomes a problem • The capital chart draws the money you've kept across every payday, from your first period to today FAST TO LIVE WITH • Log an expense in two taps with the custom keypad • Or scan the receipt: the text is read on-device and the photo never leaves your phone • Recurring expenses post themselves • Home-screen widgets for quick logging and an at-a-glance balance AND IT'S COMPLETELY PRIVATE No bank link, no account, no cloud. Basis runs entirely on your phone. FREE FOREVER No subscription, no ads, no in-app purchases, no premium tier. Basis has no running costs, so it has no price. That's the whole deal.