LiveSpend vs Tracaura

Your credit card balance is not your real spending. Charges sit in Pending for days. Some disappear from both lists before they post. Meanwhile you keep spending, the number falls further behind, and the end of the month becomes a surprise. LiveSpend closes that gap. Instead of manually logging every purchase or waiting for your bank app to update, it reads the transaction alert emails your bank sends for each charge. You can see what you have actually spent and what is actually left, without waiting for charges to post. Try LiveSpend free for 14 days with an eligible subscription. HOW IT WORKS 1. Turn on transaction alert emails in your bank app (one-time setup, we show you how). 2. Connect the Gmail or Microsoft inbox that receives your alerts with read-only access. No bank login, ever. 3. Spend like you always do. LiveSpend tracks supported purchases as your bank sends the alerts. WHAT YOU GET - Your real total, live. Pending charges already counted. - A spending pace view that shows if the cycle is moving too fast, before it is gone. - Home Screen widgets. See your spending total, target status, and today’s spending target without opening the app. - All your cards in one view. Totals and categories across every card, or one at a time. - Recurring expenses found automatically. LiveSpend spots your subscriptions and bills, shows what is coming, and flags when a price changes. - Automatic categories. Every charge arrives already sorted. - A projected finish line for where your spending is heading. - Category targets and alerts, tuned to how much you want to hear. - Weekly insights that surface your patterns and how your habits shift. PRIVATE BY DESIGN - Read-only email access. LiveSpend uses your connected inbox to identify supported transaction alerts. It cannot send, edit, or delete email. - No bank login. You never enter banking credentials. - Disconnect anytime, in one tap. - Your data is never sold. WHAT YOU NEED LiveSpend works with credit cards from RBC, Scotiabank, BMO, CIBC, and National Bank, with more on the way. It reads alerts from supported Gmail and Microsoft inboxes. Microsoft support includes Outlook.com, Hotmail, Live, and eligible Microsoft 365 work or school accounts. Microsoft 365 access may be restricted by your organization’s administrator. Debit and Interac e-Transfer tracking are on the way. FREE TRIAL AND SUBSCRIPTION LiveSpend requires a subscription after any applicable free trial. A 14-day free trial is available to eligible subscribers on qualifying plans. Trial availability is shown before you confirm your subscription. - Monthly: CA$9.99, billed monthly. - Yearly: CA$49.99, billed yearly. Prices are in Canadian dollars. After any free trial, your subscription automatically renews at the price of your selected plan unless canceled. To avoid being charged after a free trial, cancel at least 24 hours before the trial ends. Renewal charges may be processed up to 24 hours before the next subscription period begins. You can manage or cancel your subscription in your Apple Account settings. Canceling does not end access to your current paid subscription period. Stop guessing what is left. Download LiveSpend and see your real spending. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ LiveSpend Terms of Service: https://livespend.app/terms Privacy Policy: https://livespend.app/privacy

Know what's safe to spend today. Your bank balance doesn't know your rent is due, or that you meant to save this month. Tracaura does. It sets your savings and rent aside first, then shows the one number that's actually yours to spend today. Log what you spend and watch the number move. That's the whole idea. SET UP IN A MINUTE Tell it roughly what you earn, what your rent is, and how much you'd like to save. One question per screen, and you see your daily number as you go. WHAT YOU GET • A daily safe-to-spend number that updates the moment you log something • Savings protected first, before you spend a cent • Rent and subscriptions set aside automatically each month • Scan a receipt instead of typing it • AI insights that notice patterns you'd miss, like the weekday that costs you most • A monthly roast: a funny, honest money personality made from your own numbers • A breakdown of every month, category by category • A weekly check-in that takes five seconds • Optional reminders, with a little personality NO BANK LOGIN. EVER. Tracaura never connects to your bank, so no banking details are ever shared. You enter what you spend; nothing is guessed. PRIVATE BY DESIGN • No ads, and nothing follows you to other apps • Your financial data is never sold • Your account and history are stored in Canada • No shame: no red alarms, no lectures about coffee RECEIPT SCANNING Point your camera at a receipt and the total and merchant are filled in for you. The photo is read once and never stored. FREE AND PREMIUM Free includes your daily number, 10 receipt scans a month, and 2 AI insights every 3 days. Premium adds 5 fresh insights every day, unlimited scans, your monthly roast, and every month you've ever tracked. ABOUT THE AI Insights and the monthly roast are generated automatically from the numbers you enter. They're observations, not financial advice. Nobody at Tracaura is a financial adviser. If a topic doesn't land, tap "Never show this" and it won't come back. Terms of Use: https://tracaura.com/terms Privacy Policy: https://tracaura.com/privacy