TrueForecasting vs BalanceCast, Budget & Forecast
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TrueForecasting
This app projects your future checking account balance day by day, helping you anticipate low points and plan accordingly. It allows manual input of income, bills, and goals without linking to your bank for enhanced privacy.
- Day-by-day balance forecasting
- Low balance alerts
- Recurring transaction management
- Goal tracking
- Spending budget envelopes
- Cash flow trends
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TrueForecasting shows you what your balance will be — not just what it is today. Most money apps look backward. TrueForecasting looks forward: it projects your checking balance day by day, so you can see a low point coming weeks before it happens and plan around it. NO BANK LINKING. You add your income, bills, and goals once — we do the math. Your financial data stays tied to your account, not pulled from your bank. Private by design. WHAT YOU CAN DO • Forecast — scroll day by day into your future balance. Tap any item to mark it paid, skip it, or reschedule. • See it coming — get a heads-up before your balance runs low. • Recurring made easy — paychecks, rent, subscriptions, debt payments, quarterly and annual bills, custom schedules. Set it once. • Goals — cap a category's spending, reach a savings balance, or pay off debt, and watch your progress. • Allowances — give a category a budget envelope that drains as you spend. • Trends — rolling cash flow, where it's headed, and tap any day to see what made it move. PRO TrueForecasting is free to start. Pro unlocks the full forecast and planning tools. • Monthly: $2.99 / month • Yearly: $19.99 / year • Includes a 7-day free trial. TrueForecasting Pro is an auto-renewable subscription. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless canceled at least 24 hours before the end of the current period; your account is charged within 24 hours prior to renewal. Manage or cancel anytime in your App Store account settings. Any unused portion of a free trial is forfeited when you buy a subscription. Terms of Use: https://api.trueforecasting.app/legal/terms Privacy Policy: https://api.trueforecasting.app/legal/privacy
BalanceCast, Budget & Forecast
This app forecasts your account balance day by day for up to 24 months, helping you avoid low balance surprises and plan for future expenses. It offers tools for budgeting, loan repayment calculations, and financial habit analysis. Your data is kept private on your device with no ads or tracking.
- Day-by-day balance forecast up to 24 months
- Budgeting with recurring transactions
- Financial planner for future expenses
- Loan repayment calculation tools
- Financial health score and insights
- Import transactions from CSV/PDF
- Multiple accounts and currencies
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BalanceCast is the budgeting app that shows you the future of your money. Instead of only tracking what you've already spent, it forecasts your account balance day by day - so you can see what's coming, avoid low-balance surprises and make big decisions with confidence. Add your income, expenses and one-off transactions - BalanceCast projects your balance forward across an interactive 24-month calendar, dashboard and charts. SEE YOUR FUTURE BALANCE • Day-by-day forecast on a month and week calendar up to 24 months into the future • Dashboard widgets: projected end balance, lowest upcoming balance, top expenses and an income-vs-expense graph • Spot the days your balance dips before they happen BUDGET THAT THINKS AHEAD • One-off and recurring transactions (weekly, fortnightly, monthly etc) • Change or skip a single transaction occurrence without editing the whole series • Categories and colour-coded labels • Search, filter and sort your transactions PLAN BIG EXPENSES • The Planner answers "when can I afford this?". Simply enter an amount and find the earliest date you can cover it while staying in the green • Save scenarios as drafts and add them to your budget in one tap LOAN & REPAYMENT TOOLS • Calculate loan repayments to see if that loan is actually affordable • See how much you save by paying a loan off early UNDERSTAND YOUR HABITS • Analysis gives you a financial health score plus clear insights into your spending and balance trends IMPORT IN SECONDS • Bring in transactions from CSV or PDF bank statements MULTIPLE ACCOUNTS & CURRENCIES • Track several accounts, each in its own currency • Full locale support for currency and date formatting PRIVATE BY DESIGN • Your data stays on your device and syncs only through your own private iCloud account • We do NOT collect ANY data. Nil. Nothing. Nada • No ads. No tracking. No third-party analytics. Ever • Optional app lock with Face ID, Touch ID, or a PIN WORKS EVERYWHERE • Native apps for iPhone, iPad, and Mac • iCloud sync keeps every device up to date FREE TO START BalanceCast is free to use, with an optional Premium upgrade. A one-time purchase, never a subscription. Free Limits: • One Account • 3 Month Forecast • No access to Health Analysis Premium unlocks: • Unlimited accounts • Unlimited recurring transactions • Forecasts up to 24 months ahead (calendar, dashboard, and planner) • The full Analysis dashboard with your financial health score Download BalanceCast and start seeing your money's future today.
Screenshots
Verdict
The clearest difference is device support: BalanceCast, Budget & Forecast at 3 against TrueForecasting's 1. TrueForecasting's advantage is ratings volume (3 vs 1) and iOS requirement (16.0 vs 18.6). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TrueForecasting sells 2 in-app purchases, starting at $2.99 per month and BalanceCast, Budget & Forecast sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for TrueForecasting against 5.0 for BalanceCast, Budget & Forecast. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
| Parameter | TrueForecasting | BalanceCast, Budget & Forecast |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | 1 |
| Update frequency | — | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone, iPad, Mac — better |
| Requires iOS | 16.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 46 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Bryan Babb | RUDOLPH BOSMAN |
Customer experience
TrueForecasting
BalanceCast, Budget & Forecast
In-app purchases
TrueForecasting
- Pro Monthly7 Days trial$2.991 Month
- Pro Annual7 Days trial$19.991 Year
BalanceCast, Budget & Forecast
- BalanceCast Premium$8.99
Questions
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