Secure Budget vs KISS Budgeting

I built Secure Budget because I was tired of spreadsheets and apps that asked me to link my bank account. I just wanted to know: can I afford this? Am I on track this month? Where does my money actually go? How much spending money do I have? So that's what this app does. You add your bills, set up your income schedule, and log purchases as they happen. The app handles the rest, tracking what's paid, what's coming up, and showing you patterns in how you spend. The home screen gives you the month at a glance. Bills are organized by due date with one-tap payment tracking. Income shows up on your actual pay dates, not some arbitrary monthly estimate. And everything feeds into analytics that actually make sense. Speaking of analytics, there are charts and breakdowns for spending by category, income vs. expenses over time, subscription costs, savings rate, and more. You can toggle views, reorder what matters, and use the app in the way that fits your budget. A few things worth mentioning: - Multiple profiles if you want to track different budgets separately - Dark mode - Export your data anytime as JSON or CSV - Everything stays on your device: no accounts, no cloud, no tracking I use this app myself for my own finances. Updates come from real usage and feedback, not some product roadmap designed by committee. If you've got ideas or run into issues, I actually read the feedback, so please let me know. Terms of Use (EULA): https://geobuilt.dev/terms/ Privacy Policy: https://geobuilt.dev/secure-budget/privacy-ios/

KISS Budgeting exists to make budgeting simple, private, and realistic. Most budgeting apps are bloated, intrusive, or force you into rigid systems that don’t match how you actually spend. They ask for bank access, overwhelm you with ads or subscriptions, and make budgeting feel overbearing. KISS Budgeting was built to fix that. Instead of forcing you to change your habits, KISS Budgeting helps you budget around your real spending patterns. Track expenses, monitor recurring payments, build categories that fit your life, and understand where your money goes. Whether you're trying to stop overspending, save more, avoid forgotten subscriptions, or simply gain clarity over your finances, KISS Budgeting helps you stay in control with a fast, simple, and privacy-first approach. Why choose KISS Budgeting? • Built around how you spend Create custom spending categories and budgets that reflect your lifestyle instead of forcing a one-size-fits-all system. • Track spending without the overwhelm Quickly log transactions and instantly understand where your money is going with a clean, distraction-free interface. • Never forget recurring expenses Stay ahead of subscriptions, bills, and repeating payments so surprise charges stop catching you off guard. • Understand trends over time See spending patterns, compare budget cycles, and make smarter financial decisions using meaningful insights from past behavior. • Privacy-first by design Your financial data stays on your device. No bank connections. No ads. No selling your data. • Simple enough to stick with Budgeting only works if you actually use it. KISS Budgeting is designed to be fast, lightweight, and easy to maintain long term. Perfect for: • Personal budgeting • Tracking spending habits • Managing subscriptions and recurring expenses • Building savings discipline • Students, professionals, and anyone wanting better control over money Budget smarter. Spend intentionally. Keep it simple with KISS Budgeting.