Comparison

DebtShore vs LoanTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DebtShore

Organize and track all your personal debts, from loans and credit cards to installments. Set repayment plans, receive payment reminders, and visualize your progress with a clean, calming interface. This tool helps you stay on top of your financial obligations.

Highlights
  • Debt tracking for loans, credit cards, and installments
  • Customizable repayment plans
  • Payment reminders for upcoming due dates
  • Progress overview of total debt and paid amounts
  • Clean and simple user interface
  • Multi-language support
Read full description

Shore is a simple debt tracking app designed to help you organize personal debts, credit cards, loans, installments, and money you owe. With a clean and calming interface, Shore helps you record debt details, set repayment plans, track remaining balances, and stay aware of upcoming payment dates. Whether you are managing a credit card balance, a personal loan, an installment plan, or a borrowed amount, Shore gives you a clear place to keep everything organized. Key Features Debt Tracking Record different types of debts, including loans, credit cards, installments, and personal borrowing. Repayment Plans Create repayment schedules and track each payment over time. Payment Reminders Set reminders for upcoming repayment dates so you can stay organized. Custom Cards Personalize your debt cards with different colors and themes. Progress Overview View total debt, paid amount, remaining balance, and repayment progress in a clear way. Clean and Simple Design A focused interface designed to make debt tracking easier and less overwhelming. Supported Languages Shore supports multiple languages, including Simplified Chinese, Traditional Chinese, English, Korean, and Japanese. Important Notice Shore does not provide financial advice, lending services, credit services, debt settlement services, or credit repair services. It is a personal tracking tool designed to help you organize your own debt information. Support If you encounter any issues while using the app, please contact us at: zylg60@gmail.com Start with clarity. Track your debts, plan your repayments, and follow your progress one step at a time. 服务条款协议:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策网址 (URL):https://www.notion.so/Privacy-Policy-for-DebtShore-36188cd196d180a08caec0deb18215e4?source=copy_link 用户协议:https://www.notion.so/Terms-of-Use-for-DebtShore-36188cd196d180428fcff788f1e90e70?source=copy_link Download Shore and organize your repayment journey.

About

LoanTracker

Manage all your loans in one place, from mortgages to personal loans. Automatically calculates monthly payments and generates clear repayment schedules. Receive timely reminders to avoid missing any due dates.

Highlights
  • Unified loan management
  • Automatic monthly payment calculation
  • Multiple repayment methods
  • Early repayment calculator (VIP)
  • Detailed repayment schedules
  • Repayment reminders
  • Local data storage
Features
Read full description

One App. All Your Loans. Mortgage, car loan, personal loan — lost track? LoanTracker keeps everything organized. Auto-calculate payments and generate full amortization schedules. AUTO-CALCULATE PAYMENTS Enter principal, rate, term, and method. Instantly see your monthly payment and complete repayment schedule. 3 REPAYMENT METHODS • Equal Installment: Fixed monthly payment • Equal Principal: Fixed principal, decreasing payments • Interest-Only: Pay interest, principal at end EARLY REPAYMENT (VIP) Enter an amount to see two scenarios: shorten term or reduce payment. 100% PRIVATE & OFFLINE All data stored locally. No sign-up, no upload, no tracking. Free for 1 loan. Unlock VIP for unlimited loans + early repayment + CSV export. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

DebtShore4 screens
LoanTracker4 screens

Verdict

The call

The clearest difference is update cadence: DebtShore at every 11 days against LoanTracker's every 5 weeks. LoanTracker's advantage is review sentiment (100% vs 83%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DebtShore ships an update every 11 days, LoanTracker every 5 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
DebtShore versus LoanTracker: the parameters behind the verdict, then further details
ParameterDebtShoreLoanTracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews83.3% of reviews100.0% of reviews — better
Number of ratings1 — better—
Update frequencyEvery 11 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size83 MB10 MB
Age rating4+12+
Developer朋飞 王磊 刘

Customer experience

DebtShore

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

LoanTracker

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

DebtShore

No in-app purchases

None

LoanTracker

No in-app purchases

Questions

Is DebtShore free?
DebtShore is free to download, with no in-app purchases.
Is LoanTracker free?
LoanTracker is free to download, with no in-app purchases.
Do DebtShore or LoanTracker have ads?
Neither DebtShore nor LoanTracker shows ads.
Which is updated more often, DebtShore or LoanTracker?
DebtShore ships an update every 11 days, and LoanTracker every 5 weeks. Most recently, DebtShore was updated on October 25, 2026 and LoanTracker on October 24, 2026.

Other comparisons