DebtShore vs 还款助手
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DebtShore
Organize and track all your personal debts, from loans and credit cards to installments. Set repayment plans, receive payment reminders, and visualize your progress with a clean, calming interface. This tool helps you stay on top of your financial obligations.
- Debt tracking for loans, credit cards, and installments
- Customizable repayment plans
- Payment reminders for upcoming due dates
- Progress overview of total debt and paid amounts
- Clean and simple user interface
- Multi-language support
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Shore is a simple debt tracking app designed to help you organize personal debts, credit cards, loans, installments, and money you owe. With a clean and calming interface, Shore helps you record debt details, set repayment plans, track remaining balances, and stay aware of upcoming payment dates. Whether you are managing a credit card balance, a personal loan, an installment plan, or a borrowed amount, Shore gives you a clear place to keep everything organized. Key Features Debt Tracking Record different types of debts, including loans, credit cards, installments, and personal borrowing. Repayment Plans Create repayment schedules and track each payment over time. Payment Reminders Set reminders for upcoming repayment dates so you can stay organized. Custom Cards Personalize your debt cards with different colors and themes. Progress Overview View total debt, paid amount, remaining balance, and repayment progress in a clear way. Clean and Simple Design A focused interface designed to make debt tracking easier and less overwhelming. Supported Languages Shore supports multiple languages, including Simplified Chinese, Traditional Chinese, English, Korean, and Japanese. Important Notice Shore does not provide financial advice, lending services, credit services, debt settlement services, or credit repair services. It is a personal tracking tool designed to help you organize your own debt information. Support If you encounter any issues while using the app, please contact us at: zylg60@gmail.com Start with clarity. Track your debts, plan your repayments, and follow your progress one step at a time. 服务条款协议:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策网址 (URL):https://www.notion.so/Privacy-Policy-for-DebtShore-36188cd196d180a08caec0deb18215e4?source=copy_link 用户协议:https://www.notion.so/Terms-of-Use-for-DebtShore-36188cd196d180428fcff788f1e90e70?source=copy_link Download Shore and organize your repayment journey.
还款助手
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还款助理——你的个人债务与账单管理助手 还在为多笔贷款、信用卡账单头疼?还款助理帮你把分散的债务集中管理,让每一笔待还、每一份收入都清晰可查,还款更有计划、生活更有底气。 【财务概览,打开即知】 • 本月待还、本月收入、本月盈余一屏呈现 • 逾期笔数、剩余本金、预计还清时间实时更新 • 收支趋势图表,财务状况一目了然 【账单管理,清晰有序】 • 支持信用卡、房贷、车贷、消费贷、网贷等多种类型 • 录入贷款信息后自动计算还款计划,期数、月供、利息清晰可见 • 随时查看、编辑、搜索账单,多笔债务轻松掌控 【收入记录,收支平衡】 • 记录工资、兼职等各类收入来源 • 结合待还金额分析收支情况,帮助制定合理还款节奏 【月度报表,趋势可视】 • 月度财务报表整合收入与还款数据 • 图表展示收支变化,辅助你做出更从容的财务决策 【还款智能分析】 • 全面分析债务结构与还款进度 • 月度现金流、还款里程碑、债务优先级一目了然 • 支持提前还款模拟,帮你评估不同还款策略的效果 【贴心提醒,不再逾期】 • 账单到期前可自定义提前提醒天数与提醒频率 • 支持轻度、标准、高频等多种提醒方案 • 每月 1 日自动汇总当月账单,重要节点不错过 • 推送通知及时送达,还款日提前知晓 【会员服务】 • 普通用户可免费管理 3 个账单 • 订阅会员可无限添加账单,解锁完整还债工具与高级功能 • 支持 App Store 内购订阅,可随时取消自动续费 【安全与隐私】 我们重视您的数据安全,账户信息加密存储,仅用于为您提供账单管理与提醒服务。 立即下载还款助理,从今天开始,轻松管理每一笔财务。 官网:https://www.repayment.cn 支持:https://www.repayment.cn/support 隐私政策:https://www.repayment.cn/privacy 用户协议:https://www.repayment.cn/terms 许可协议(Apple 标准 EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: DebtShore at none against 还款助手's 3. 还款助手's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 还款助手 sells 3 in-app purchases, starting at $1.99 per month. DebtShore asks for nothing beyond the download.
DebtShore ships an update every 11 days, 还款助手 every 3 weeks. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.
| Parameter | DebtShore | 还款助手 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 11 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 83 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | 朋飞 王 | 坤宗 李 |
In-app purchases
DebtShore
No in-app purchases
还款助手
- 月度会员$1.991 Month
- 季度会员$3.993 Months
- 年度会员$9.991 Year








