DebtShore vs Own Ledger

Shore is a simple debt tracking app designed to help you organize personal debts, credit cards, loans, installments, and money you owe. With a clean and calming interface, Shore helps you record debt details, set repayment plans, track remaining balances, and stay aware of upcoming payment dates. Whether you are managing a credit card balance, a personal loan, an installment plan, or a borrowed amount, Shore gives you a clear place to keep everything organized. Key Features Debt Tracking Record different types of debts, including loans, credit cards, installments, and personal borrowing. Repayment Plans Create repayment schedules and track each payment over time. Payment Reminders Set reminders for upcoming repayment dates so you can stay organized. Custom Cards Personalize your debt cards with different colors and themes. Progress Overview View total debt, paid amount, remaining balance, and repayment progress in a clear way. Clean and Simple Design A focused interface designed to make debt tracking easier and less overwhelming. Supported Languages Shore supports multiple languages, including Simplified Chinese, Traditional Chinese, English, Korean, and Japanese. Important Notice Shore does not provide financial advice, lending services, credit services, debt settlement services, or credit repair services. It is a personal tracking tool designed to help you organize your own debt information. Support If you encounter any issues while using the app, please contact us at: zylg60@gmail.com Start with clarity. Track your debts, plan your repayments, and follow your progress one step at a time. 服务条款协议：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策网址 (URL)：https://www.notion.so/Privacy-Policy-for-DebtShore-36188cd196d180a08caec0deb18215e4?source=copy_link 用户协议：https://www.notion.so/Terms-of-Use-for-DebtShore-36188cd196d180428fcff788f1e90e70?source=copy_link Download Shore and organize your repayment journey.

Own Ledger is a private, offline-first personal finance tracker. Record income and expenses, understand your cash flow, and plan upcoming payments without connecting your bank. START WITH FREE • Track income and expenses with up to 12 categories and 3 accounts. • Import files with a preview before saving. • Search transaction history and see a summary of your latest month with records. • Create local backups and restore an existing backup from your own Google Drive. No sign-in is required for local bookkeeping. PLAN AHEAD WITH OWN LEDGER PLUS • Organize unlimited accounts, categories, and subcategories. • Review trends, comparisons, forecasts, and custom dashboard widgets. • Plan recurring payments and estimate what remains after recorded commitments. • Track assets, debts, goals, and net worth. • Prepare reports and accountant-friendly exports. • Publish encrypted backups to your own Google Drive and enable automatic sync while the app is active or returns to the foreground. YOUR RECORDS, UNDER YOUR CONTROL Financial records are stored locally on your device. Google Drive backup is optional and encrypted on your device. Access to encrypted backups depends on your Google Drive access and retained recovery credentials. Own Ledger does not sell your financial data. Available in English, Russian, and Ukrainian. Calculations use the records you enter; they are estimates, not a guarantee of available funds. Own Ledger does not connect to banks, move money, or provide financial, investment, tax, or legal advice. Own Ledger Plus offers monthly and annual auto-renewing subscriptions. US reference prices: $4.99/month or $39.99/year. The store displays the final localized price and any eligible offers before purchase. Manage or cancel your subscription in your store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Own Ledger Terms of Use: https://mishkacig-maker.github.io/own-ledger-legal/terms-of-use.html Privacy Policy: https://mishkacig-maker.github.io/own-ledger-legal/privacy-policy.html