Comparison

Family Budget vs OrtakPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Family Budget

Features
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Track your family budget together — without spreadsheets, bank logins, or budgeting jargon. Family Budget: Shared Tracker is built from day one for two-or-more people who actually share a home. Run a private personal budget for yourself AND a shared budget with your partner, roommate, or up to five household members — all in one place, all on your phone. The household budget conversation between you and your partner shouldn't live on a sticky note, in a group chat, or in a half-forgotten spreadsheet. One shared budget that everyone in the family can see and update — and you stop guessing where the money went. KEY FEATURES • Personal account + shared family bucket, side by side • Up to 5 members in one household • 24 expense categories and 9 income categories, hand-picked for everyday family life • 11 currencies — USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, RUB, BYN, UAH • English and Russian interface • Beautiful dark theme, easy on the eyes day and night • Privacy switch — keep your personal account private or share it with the family in one tap • Admin tools — invite by code, manage members, transfer admin rights • Sign in with Google or Apple • Free. No ads. No subscriptions. No bank-sync. No surprise paywalls. PERFECT FOR • Couples building a joint budget for the very first time • Partners coordinating rent, groceries, and bills together • Families managing a household budget with kids, allowances, and recurring expenses • Roommates tracking shared spending without awkward conversations • Anyone who wants a clean expense tracker for personal money AND a shared family budget for the people they live with PRIVACY YOU CONTROL Your personal account is private by default — only you see it. Flip one switch to share it with the family, flip it back any time. The shared family budget is visible only to members you invite. We never connect to your bank, never read your statements, never sell your data. SIMPLE BY DESIGN No envelopes. No zero-based rules. No methodology to learn. Open the app, tap +, pick a category, save. That's it. We stay out of your way so you and your partner can focus on the conversation, not the configuration screen. ANALYTICS THAT TELL THE STORY • Donut chart breaks down expenses by category for any month • Daily and weekly trend bars show income vs. expenses at a glance • Month-over-month comparison so you can see if the household budget is actually improving • Filter analytics by personal, family, or both GET STARTED IN UNDER A MINUTE 1. Sign in with Google or Apple 2. Pick your currency and theme 3. Create a family or join one with an invite code (optional — solo mode works too) 4. Add your first transaction 5. Watch your shared budget come together Stop juggling spreadsheets. Stop forwarding receipts. Start tracking your family budget together.

About

OrtakPay

Features
Read full description

Make sharing a budget simple — for the two of you. OrtakPay is a shared budget app built for 2–4 people who live together or split costs. One of you adds an expense and it appears on the other's screen in seconds. No more "where did the money go?" at the end of the month. WHY ORTAKPAY? • Instant sync — Every expense shows up on the other phone right away. • Shared but transparent — It's always clear who spent what. • Set up in seconds — Sign in with Apple or Google. No passwords, no long forms. FEATURES • Monthly limit and categories — Create your own categories and give each its own limit. • Flexible budget cycle — Set the cycle start to match your payday. • Installment purchases — Enter an installment purchase once; the amount splits across months automatically, and only that month's installment counts toward your budget. • Fixed costs — Rent, bills, and subscriptions are added automatically every month. When a price goes up, just update the amount — past records stay the same. • Who owes whom — For roommates, it calculates who should pay whom at the end of the period. Couples can leave this off. • History and insights — Category breakdown month by month, with change versus the previous month. • Home screen widget — See your remaining budget without opening the app. • Add an expense in a second — Tap the back of your phone twice or ask Siri; the expense is added without opening the app. • Budget alerts — Get notified as you approach your limit. • English and Turkish interface, light/dark theme, and ₺ or $ symbol. WHO IS IT FOR? • Couples — Manage household costs from one place. • Roommates — Keep who paid what crystal clear. • Families and siblings — Track a shared budget together. HOW TO START Create your budget, share the invite code, and start using it together. The person you invite joins with a single tap. PRICING Try it free for 14 days. After that, the person who created the budget gets lifetime access with a single one-time payment, and anyone they invite always uses it for free. No subscription, no renewals.

Screenshots

Family Budget4 screens
OrtakPay4 screens

Verdict

The call

The clearest difference is in-app purchases: Family Budget at none against OrtakPay's 1. Family Budget also leads on iOS requirement (15.1 vs 26.0). OrtakPay's advantage is update cadence (daily vs weekly). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. OrtakPay sells 1 one-off in-app purchase. Family Budget asks for nothing beyond the download.

UpkeepUpdate frequency

Family Budget ships an update weekly, OrtakPay daily. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Family Budget versus OrtakPay: the parameters behind the verdict, then further details
ParameterFamily BudgetOrtakPay
PriceFreeFree
Update frequencyWeeklyDaily — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size31 MB16 MB
Age rating4+4+
DeveloperDmitriy Kukhtavural toprak

In-app purchases

None

Family Budget

No in-app purchases

1 purchases

OrtakPay

One-time1
  • OrtakPay Premium$11.99

Questions

Is Family Budget free?
Family Budget is free to download, with no in-app purchases.
Is OrtakPay free?
OrtakPay is free to download, with in-app purchases available.
Do Family Budget or OrtakPay have ads?
Neither Family Budget nor OrtakPay shows ads.
Which is updated more often, Family Budget or OrtakPay?
Family Budget ships an update weekly, and OrtakPay daily. Most recently, Family Budget was updated on October 24, 2026 and OrtakPay on October 31, 2026.

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