Comparison

Splithub vs Ambagan PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splithub

Easily manage shared expenses for trips, households, or any group. Scan receipts, split bills in various ways, track balances, and settle up with friends. Stay organized and ensure everyone knows who owes what.

Highlights
  • Scan receipts for automatic expense entry
  • Create groups for trips and households
  • Flexible bill splitting options
  • Automatic balance tracking
  • In-app settlement and payment records
  • Multi-currency support with conversion
  • Real-time updates and notifications
Features
Read full description

Splithub makes shared expenses simple. Scan receipts, split bills, track balances, and settle up with friends, roommates, couples, and groups. Whether you're traveling, managing household costs, or sharing everyday spending, Splithub helps everyone stay clear on who paid, who owes, and what's settled. Features: - Scan receipts to automatically add expenses - Create groups for trips, homes, and shared spending - Add expenses with equal, exact, percentage, or share-based splits - Support multiple payers in one expense - Track balances automatically - Settle up and keep a clear payment record - Use multiple currencies with automatic conversion - Invite friends by email or shareable link - Add people before they join - Get real-time updates when expenses change - Receive notifications for expenses, settlements, and invites - Manage your profile, preferences, and default currency Splithub is built for modern group spending: simple, clear, and designed to help everyone stay in sync.

About

Ambagan PH

Features
Read full description

Ambagan is an expense app built for friends, families, and barkada — and now for you on your own. Split shared bills without the awkward math, and track your personal spending in the same place. WHY AMBAGAN • Split any way you want — equally, by percentage, or with fully custom amounts. Multiple people chipped in for one expense? Ambagan breaks down each person's share automatically. • Always know where you stand — your net balance across every group sits right on the home screen. Tap any friend to see exactly what you owe each other. • Settle up with proof — request, approve, or reject settlements with proof-of-payment photos, and bulk-settle across all your groups at once. • Works offline — the moment you need to record something is exactly the moment you have no signal. Log it right there; Ambagan saves it locally and syncs the second you reconnect. • Join in seconds — share a group invite link or QR code and friends just scan to join. TRACK YOUR OWN SPENDING • Books — personal ledgers like Daily, Japan Trip, or Household, separate from any group. • Budgets — a cap that resets monthly or covers the whole book, showing paid and pending spend. Free for everyone. • Mark an expense paid or pending, so upcoming bills don't look like money already gone. • Link a book to a trip group to see what the trip really cost you. • Recurring personal expenses that post themselves (Pro). NEW WAYS TO LOG • Scan a receipt into a group or a book and let Ambagan fill in the details. • Set recurring expenses that post themselves (Pro). • Log in the local currency when you travel, and budget in another (Pro). • Sign in fast with Google or Apple. FREE & PRO Ambagan is free to download. Free users can log up to 5 expenses a day, with a separate daily allowance for personal expenses — and budgets are free for everyone. Pro removes the caps and unlocks the full feature set: multi-currency, recurring expenses, drafts, and spending analytics — available monthly, yearly, or as a 2-week plan for short trips. Whether it's a trip, a household, a regular night out, or just your own week — split it fairly, settle it cleanly. Learn more at https://lhestermonroyo.github.io/ambagan/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Splithub4 screens
Ambagan PH4 screens

Verdict

The call

The clearest difference is in-app purchases: Splithub at none against Ambagan PH's 3. Splithub also leads on update cadence (every 5 days vs every 9 days). Ambagan PH's advantage is iOS requirement (16.4 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ambagan PH sells 3 in-app purchases, starting at $1.99 per month. Splithub asks for nothing beyond the download.

UpkeepUpdate frequency

Splithub ships an update every 5 days, Ambagan PH every 9 days. The most recent releases landed on August 24, 2026 and September 18, 2026 respectively.

Scorecard3 real differences · 6 level
Splithub versus Ambagan PH: the parameters behind the verdict, then further details
ParameterSplithubAmbagan PH
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 5 days — betterEvery 9 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.016.4 — better
Further details — not scored
Size20 MB98 MB
Age rating4+4+
DeveloperEduard SarkisianLhester John Monroyo

In-app purchases

None

Splithub

No in-app purchases

3 purchases

Ambagan PH

Subscriptions2
  • Ambagan Pro – Monthly$1.991 Month
  • Ambagan Pro – Yearly$12.991 Year
One-time1
  • Ambagan Pro – 2 Weeks$1.99

Questions

Is Splithub free?
Splithub is free to download, with no in-app purchases.
Is Ambagan PH free?
Ambagan PH is free to download, with in-app purchases available.
Do Splithub or Ambagan PH have ads?
Neither Splithub nor Ambagan PH shows ads.
Which is updated more often, Splithub or Ambagan PH?
Splithub ships an update every 5 days, and Ambagan PH every 9 days. Most recently, Splithub was updated on August 24, 2026 and Ambagan PH on September 18, 2026.

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