Splitceipt vs Mono Finance

Quickly Split any bill. Scan any receipt. Pay exactly what you owe. Splitceipt helps friends, roommates, and groups pay exactly what they owe. Splitceipt is the fastest way to split expenses with anyone without them having an app - whether it's a dinner for four, a group trip, or a shared grocery run. Free, with no ads. AI Receipt Scanner: Point your camera at any receipt and Splitceipt reads it instantly. Assign every line item to the right person so everyone pays for exactly what they ordered - no guessing, no awkward math. Split In Under 30 Seconds: No receipt? No problem. Enter a total and split it equally, by percentage, or set exact amounts per person. A complete bill takes less than 30 seconds to create. Itemized Splitting: Assign scanned items directly to people in your group. Tax and tip split proportionally or equally - your choice, every time. Settle Up - See Who Owes What: Every group has a live Settle Up view showing who owes who across every bill. Send payment reminders, request every unpaid share at once, and mark balances settled without awkward follow-ups. Groups That Stay Organized: Add people from recent contacts or invite them by email. Group owners can manage members and admins, transfer ownership, or archive a finished group while preserving its bills and balances. Multi-Currency Support: Split bills across 150+ currencies and counting. Set a default currency in your preferences and it carries across every new bill automatically - no setup each time. Default Payment Details: Add your preferred payment info once - PayPal, Venmo, bank transfer, or any method - and it gets attached to every bill you create. Your group always knows exactly how to pay you back. Export To PDF & CSV: Export one bill, a whole group, all expenses, or a settle-up balance. Filter exports by date and payment status, then save or share a clean PDF or CSV. Spending Insights: Track shared expenses by category, currency, group, partner, and month. Turn on a monthly email recap for a spending summary delivered on the first of each month. Notifications You Control: Get alerts for expense invites, group updates, payment reminders, and received payments. Enable or disable each type in your profile. Made For You: Choose English, Spanish, French, or German, switch between light and dark themes, and save a default split method for new expenses. Secure By Default: Sign in with Google, Apple, or passwordless OTP. Find friends by username, email, recent people, or device contacts - no phone number required. Data is encrypted in transit. Splitceipt Premium: Unlock unlimited receipt scans, full spending analytics, and PDF or CSV exports. Try Splitceipt free and upgrade whenever you're ready. Perfect For - Dinners, brunches and nights out - Shared apartments and household bills - Road trips and travel - Group gifts and events - Grocery runs and office lunches - Weekend getaways and festivals Download Splitceipt and stop letting money complicate your friendships. By subscribing, you agree to Apple's Standard License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Mono is an expense tracker that needs nothing but your phone. No sign-up, no cloud, no subscription. Everything stays on the device and never leaves it. ONE LINE, ONE SECOND The Today screen is your spending for the day plus a single input line. Type "Coffee Boom 3 200", press return, done. The category comes from what you picked for that merchant before; for a new one it waits in a bar above the keyboard. Amounts accept arithmetic: "1200+340". APPLE PAY LOGS ITSELF A Wallet automation in Shortcuts hands each payment to Mono the moment it happens. A notification arrives with category buttons — you never open the app. THE MONTH AT A GLANCE Month shows totals per category and every transaction. The calendar puts a number under each day. The bottom of Today always tells you what is left until the end of the month and what that is per day. GOALS AND SAFETY NET A goal is an amount and a date; Mono works out the monthly figure and when you will get there at your current pace. Your safety net is measured in months of your normal spending. BUDGETS AND RECURRING A limit per category or for the whole month. Rent, subscriptions and salary are described once as a rule and appear on their own — as ordinary transactions you can edit or delete. WIDGETS Five of them: money left this month, safety net and nearest goal, a ring and a line on the Lock Screen, and a Control Center button for quick entry (iOS 18+). ALSO • Face ID or passcode on launch • A daily nudge to write things down • CSV export of every transaction • Light and dark theme, with an icon that follows it • Accounts — card, cash, savings — with transfers between them • Currency of your choice: tenge, ruble, som, dram, manat, lari, hryvnia and more • Long-press the icon for quick entry or review THE HONEST PART Mono is offline and has no server. That means no account, no ads, no analytics, and no sync between devices. Back up with an iPhone backup or a CSV export. There are no exchange rates: currency changes the symbol, not the numbers. Russian, English and Kazakh. iPhone, iOS 17 and later.