Comparison

Expense Tracker vs BudgetFlowly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

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Finally, the money tracker you've been looking for. Monveo helps you track spending, manage budgets, monitor your net worth, and stay in control of your finances without the complexity. Designed to be simple, fast, and flexible, Monveo gives you multiple ways to record transactions and a complete view of your financial life in one place. MULTIPLE WAYS TO RECORD EVERY TRANSACTION Record expenses and income however you prefer: • Voice input • Camera receipt scanning • Siri Shortcuts • Back Tap actions • Share Extension • Shortcuts automation • Manual entry Choose the method that fits naturally into your daily routine. SMART BUDGETING MADE SIMPLE Set category budgets, monitor spending, and keep your finances on track with clear progress tracking and actionable insights. WATCH YOUR NET WORTH GROW Track cash, savings, investments, assets, and liabilities in one place. See your financial progress over time with beautiful charts and reports. SHARED SPACES FOR FAMILY & PARTNERS Create shared spaces and invite others to manage finances together. Perfect for couples, families, roommates, or accountability partners. ORGANIZE YOUR FINANCES YOUR WAY • Custom categories • Transaction tags • Recurring transactions • Smart reminders • Personalized financial views POWERFUL INSIGHTS Understand where your money goes with spending analytics, trends, reports, and financial insights designed to help you make better decisions. IMPORT & EXPORT YOUR DATA Bring your financial records with you and export your data whenever you need it. FEATURES • Expense & income tracking • Budget management • Net worth tracking • Shared Spaces • Transaction tags • Recurring transactions • Reminders • Receipt scanner • Siri Shortcuts • Shortcuts & Back Tap support • Import & Export • Analytics & insights • Personalized experience Whether you're building better money habits, managing a household budget, or tracking long-term financial growth, Monveo helps you stay organized and focused on what matters. Simple. Fast. Easy to use. Privacy Policy: https://www.monveo.site/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

BudgetFlowly

Features
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BudgetFlowly shows you where your money is going — and warns you before you overspend, while there's still time to fix it. WHAT IT DOES • Safe to spend today: one clear number telling you how much you can spend today and stay on budget. • Spend-pace forecast: BudgetFlowly projects each category to month-end at your current pace, so you see a blowout coming instead of finding out too late. • Category budgets: set a monthly limit per category and watch a live progress bar turn from green to over-budget red. • Trends & forecast: a projected month-end total, a breakdown of where your money goes, and a tap into any category for its own pace and history. • Full transaction ledger: every expense grouped by day, filterable by category, edit or delete anytime. • Budget templates: start from proven personal-finance frameworks (50/30/20, zero-based, envelope) — enter your income and get suggested limits instantly. • Budget alerts: optional local reminders when a category is on pace to exceed its limit. No account, no server. PRIVATE BY DESIGN Everything stays on your device. No bank login, no account to create, nothing to hand over. HONEST BY DESIGN Core budgeting is free. No forced trial to open the app, no hidden charges. BudgetFlowly Plus is an optional auto-renewing subscription that unlocks unlimited custom budget categories. Clearly priced, cancel anytime. Subscription: auto-renews unless canceled ≄24h before the period ends; payment charged to your Apple ID at confirmation; manage/cancel in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetflowly.com/privacy

Screenshots

Expense Tracker4 screens
BudgetFlowly2 screens

Verdict

The call

The clearest difference is ads: Expense Tracker at none against BudgetFlowly's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $1.99 per month and BudgetFlowly sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 4 days, BudgetFlowly weekly. The most recent releases landed on October 22, 2026 and September 26, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Expense Tracker versus BudgetFlowly: the parameters behind the verdict, then further details
ParameterExpense TrackerBudgetFlowly
PriceFreeFree
Update frequencyEvery 4 days — betterWeekly
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size75 MB43 MB
Age rating4+4+
DeveloperShobrun BagastioTony AI

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monveo Pro Monthly$1.991 Month
  • Monveo Pro Yearly$11.991 Year
2 purchases

BudgetFlowly

Subscriptions2
  • BudgetFlowly Plus Monthly7 Days trial$4.991 Month
  • BudgetFlowly Plus Annual7 Days trial$29.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is BudgetFlowly free?
BudgetFlowly is free to download, with in-app purchases available.
Do Expense Tracker or BudgetFlowly have ads?
BudgetFlowly shows ads; Expense Tracker does not.
Which is updated more often, Expense Tracker or BudgetFlowly?
Expense Tracker ships an update every 4 days, and BudgetFlowly weekly. Most recently, Expense Tracker was updated on October 22, 2026 and BudgetFlowly on September 26, 2026.

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