Comparison

Gracyy vs Waltro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gracyy

Features
Read full description

Gracyy is your intelligent personal and home expense manager. Track spending, scan receipts, upload bank statements, and get AI-powered insights about your finances. KEY FEATURES: - Scan receipts instantly with AI - Upload bank statements for automatic transaction import - Smart shopping lists with German store suggestions - Gracyy AI - your personal finance assistant - Financial health score - Budget tracking and analytics - Household expense sharing Spend with Grace.

About

Waltro

Effortlessly manage your finances by tracking expenses, creating budgets, and monitoring spending with a user-friendly interface. Log transactions with your voice, set savings goals, and gain insights into your financial habits. Keep your data secure with on-device storage and app lock features.

Highlights
  • Voice-activated expense logging
  • Customizable budgets and spending alerts
  • Savings goal tracking
  • Financial insights and charts
  • Bill and payday reminders
  • On-device data security
  • CSV and PDF export
Features
Read full description

Take control of your money with Waltro - Expense Tracker App. Managing your finances shouldn't be complicated. Waltro helps you track expenses, create budgets, monitor spending, and understand where your money goes — all with a beautiful, easy-to-use interface. Whether you're saving for a goal, cutting unnecessary spending, or simply keeping your finances organized, Waltro makes personal finance simple. Log expenses with your voice The fastest way to track spending — just say it. • Speak naturally: "coffee 250" — saved in seconds • Log several at once: "coffee 200, lunch 500 and taxi 300" • Smart category detection that learns your habits the more you use it • Add expenses hands-free with Siri Ask Waltro — your money, explained A built-in AI you can actually talk to about your spending. • "How much did I spend on food this month?" • "What should I cut back on?" • Ask out loud or type — the same button logs spending and answers questions • Real answers pulled straight from your own transactions — never made up • Every figure is calculated on your iPhone; with your permission, cloud AI writes the answer Track every expense Record daily expenses in seconds. • Quick expense & income entry • Custom categories • Notes and receipt photos • Daily "safe to spend" number • Recurring income & bills, tracked and auto-logged on their due date Create smarter budgets Stay on top of your monthly spending. • Monthly category budgets • Live budget progress • Overspending alerts • Month-end spending forecast Reach your savings goals Turn plans into progress. • Set goals with targets and dates • Track your progress visually • Celebrate every milestone Powerful insights Understand your spending habits. • Beautiful charts & breakdowns • Income vs. expenses • Spending trends & peak days • Monthly "wrap-up" story you can share Stay organized Everything in one place. • Search and filters • Bill reminders — log a bill with one tap, right from the notification • Payday reminders • No-spend streaks • Home Screen & Lock Screen widgets, plus a quick-add widget for your top categories • 11 beautiful themes Keep your data safe Your privacy comes first. • Data stored securely on your device • Cloud AI only with your permission — switch it off anytime in Settings • Sign in with Apple, Google, or email — or skip sign-in entirely as a guest • App Lock with Face ID or PIN • iCloud sync & backup • Export to CSV & PDF • Delete all your data anytime Designed for everyone Whether you're a student, freelancer, family, or business owner, Waltro helps you build better financial habits every day. Waltro Pro unlocks all premium features. Choose the plan that works for you: • Annual — $12.99 for the first year, then $14.99/year • Monthly — $2.99/month • Lifetime — $24.99, one-time purchase (pay once, yours forever) The Annual and Monthly plans are auto-renewing subscriptions. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the period. You can manage or cancel your subscription anytime in your App Store account settings. The Lifetime plan is a single one-time purchase and is not a subscription. Download Waltro today and start taking control of your money. Privacy Policy: https://ktm-studio.com/waltro/privacy/ Terms of Use: https://ktm-studio.com/waltro/terms/

Screenshots

Gracyy4 screens
Waltro4 screens

Verdict

The call

The clearest difference is in-app purchases: Gracyy at none against Waltro's 3. Gracyy also leads on ads (none vs shown) and device support (3 vs 1). Waltro's advantage is update cadence (every 3 days vs every 2 months). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Waltro sells 3 in-app purchases, starting at $2.99 per month. Gracyy asks for nothing beyond the download.

UpkeepUpdate frequency

Gracyy ships an update every 2 months, Waltro every 3 days. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

Scorecard5 real differences · 5 level
Gracyy versus Waltro: the parameters behind the verdict, then further details
ParameterGracyyWaltro
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better26.0
Further details — not scored
Size46 MB31 MB
Age rating4+4+
DeveloperUwakmfon JoshuaSanam Shrestha

In-app purchases

None

Gracyy

No in-app purchases

3 purchases

Waltro

Subscriptions2
  • Waltro Pro — Monthly$2.991 Month
  • Waltro Pro — Annual1 Year trial$14.991 Year
One-time1
  • Waltro Pro — Lifetime$24.99

Questions

Is Gracyy free?
Gracyy is free to download, with no in-app purchases.
Is Waltro free?
Waltro is free to download, with in-app purchases available.
Do Gracyy or Waltro have ads?
Waltro shows ads; Gracyy does not.
Which is updated more often, Gracyy or Waltro?
Gracyy ships an update every 2 months, and Waltro every 3 days. Most recently, Gracyy was updated on October 24, 2026 and Waltro on October 14, 2026.

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