Splitwell vs Lets Untilt

Splitwell is the free expense tracker that helps you split bills and track IOUs with the people in your life. Whether it's rent with flatmates, expenses on a group trip, or lunch with friends, Splitwell keeps track of who owes what so you don't have to. Settle up with UPI in a few taps and share a clear summary on WhatsApp. Splitwell is completely free. Every feature. No premium tier. No ads. SPLITWELL IS GREAT FOR • Flatmates splitting rent and household bills • Group trips with friends or family • Splitting a shared vacation stay • Couples tracking shared costs • Friends who eat out or hang out often • Any group that needs to keep expenses fair and simple SIMPLE TO USE • Create groups for any splitting situation • Add expenses in seconds and split them your way • Everyone in the group sees live, accurate balances • Settle up whenever you're ready SETTLE UP AND SHARE • Pay with UPI when you settle up (India) • Debt simplification, so the group settles with the fewest payments possible • Share a clear group summary on WhatsApp, with spend by category and who owes whom • Mark payments as received, with undo GROUPS AND EXPENSES • Multiple payers on a single expense • Itemized splitting, including tax and tip • Split by exact shares, not just equally • Comments on any expense • Full edit and activity history for every expense • Group activity feed so you always know what changed • Live balances that refresh when someone adds an expense • Filter expenses by category • Summary with category charts, member share, paid amounts and day wise spend • Tap any chart to see the expenses behind it • Edit guest member names anytime KEEP GROUPS TIDY • Join a group by scanning a QR code • Favorites, sections and Archive for groups you are done with • Search across all your groups FRIENDS AND PAYMENTS • A dedicated friends section to track balances with anyone, across every group and one on one • Direct person to person expenses, outside of groups • Push notifications when new expenses are added SWITCHING FROM SPLITWISE? • Import all your groups from Splitwise • Your members, expenses, payers and balances come with you • Pick up where you left off EVERYTHING ELSE • Export all your groups to Excel at once • Support for multiple currencies • Light and dark theme • Option to hide the Dashboard tab and start on Groups WHY SPLITWELL • Completely free, always. Every feature, no exceptions. • No premium tier. Nothing is locked behind a paywall. • No ads • Clean, fast, and simple to use. • Built independently by people who use the app. Splitwell is new and growing, and we're building it based on what real users actually need. If there's a feature you're missing, we want to hear about it. Email: contact@arthlabs.co

untilt splits bills with friends, flatmates and travel groups — without an account, and without handing your spending history to anyone. Add everyone by name, share one link or QR code, and start splitting straight away. People who haven't joined yet can still be in the group: they claim their name when they open the invite. Anyone with the link can see the group in their browser, no app needed. WORKS OFFLINE, ALWAYS Every change saves to your phone the moment you make it — on a plane, in a basement restaurant, on a foreign SIM with no data. It syncs when you're back online, and the app shows you what hasn't gone out yet. NO ACCOUNT, NO EMAIL, NO PASSWORD Nothing to sign up for. Your identity is a name, a colour, and a key created on your phone, and that key is never sent to our servers. Reinstalling on the same phone usually brings it back on its own. To move to a new phone, export a recovery code — or turn on cloud backup, and your keys ride your phone's own end-to-end encrypted backup (iCloud Keychain or Google). PRIVATE BY DESIGN Your bills are end-to-end encrypted. Names, amounts, notes and comments reach the sync server only as scrambled data it cannot read, and the key that unlocks them travels only inside the part of an invite link that browsers never send to a server. No analytics, no tracking, no ads. We have no way to see what you spend, and nothing to sell. SPLIT IT HOWEVER IT ACTUALLY HAPPENED • Equally, by percentages, by shares, by exact amounts, or item by item • More than one person paid? Record all of them • Emoji categories, so the feed is scannable at a glance • Drag to reorder the feed • Leave a comment on any expense SCAN THE RECEIPT Snap a receipt, or pick one from your photos, and untilt reads the line items on the phone itself — the photo is never uploaded. Tick off who had what, and tax and tip are shared out in proportion. MULTI-CURRENCY THAT STAYS PUT Paid in a currency that isn't the group's? untilt converts it and saves the exchange rate with the expense, so what everyone owes doesn't change later. Amounts always display in their own currency's convention, so they look identical on everyone's phone. SETTLE UP WITH FEWER TRANSFERS Balances simplify into the fewest payments, or switch to Every debt for the full picture. Save your bank details or payment handles once and choose which groups see them — untilt records who paid whom, it doesn't move money. SEE WHERE IT WENT Totals by category and by person, for any date range. NOTHING IS STUCK Fix or delete any expense or payment. A full activity log keeps the history, and if two people edit the same thing you're told rather than quietly losing your version. Export to CSV whenever you like, bring a group back the same way on a new phone, or import one from Splitwise. IN YOUR LANGUAGE English, Português, Français, Italiano, Deutsch, Español, 日本語, 中文, 繁體中文 and العربية. FREE Everything described here is free to use. No ads. Privacy policy: https://letsuntilt.app/privacy